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��15�577� requ�red by RESPA, and Borrower shal�pay to L�nd�r the amount n�c�ssary to make up the d��icien�y in a��ardanc�w ith RESPA, but in nn �na�re than 1�manthiy payme�t�. Upon payment in full�f all sums secured by this Sccurity Ir��rum�nt, Lender sha�l pr�rnptl�refund to Borrower ar�y Funds held by Lender. 4. Charges; Liens. Barr�wer shall pay al�taxes> assessm�n�s, charges, �nes, az�d irnpo�iti�n�a��ri�u�abl�t� the Praperty which can atta�n priarity o��r this S�curit� Instruments l�aseho�d paymen�s�r ground rents on the Prope�rty, ��'any, and�ommunity A��iation I]ues, Fees, and As�essments, �F any. T� �he ex��nt that these�tems are Es�row Items, Bor�rower sha��pay thern�n�he manner pxa��ded�n Sec�ion 3. Borrower shal�promptiy discharge any�zen vvhich has pr�Qr��y aver th�s 5�cur�ty �nstrument unless Borrower; ta}ag�ees in writ�ng�o �he pa�ment�f�h�obligation secured by�he lien in a manner a��eptabl� t�L�nder, but an�y so long as Barrower is performing su�h agreement; �b}con�ests�he lien�n good faith by, or defends agazns�enfarcemen�of the Ii�n in, lega�p�oc�ed�ngs which�n Lende�'s opzn�on�perate�o prevent �he enforcernent of the�ien wh��e�hase proceedings are pend�ng, but an��unti�such proceedings are cancluded; ar�c�secures fram�he ho�der af the lien an agr�ement sat�sfac�ory ta Lender su�ordinating the �ien to this Se�urity In��rument. If Lender determines that an�par�of the Proper�y is sub��ct to a lien�vhich can attain priority o��r�his Sec;urity �nstrurnent, Lender ma�give Borrower a no�i��identify�ng�he lien, 'V�ilithin ��da�s of the date�n which that na�ice is gi��n, Borrawer shail satisfy�he lien�r tak�one ar more af the act�on.s se�for�h above�n this Sect�on�. Lender may require Borrower to pay a�ne-�irn��harge far a real es�a�e tax�erification andlor reporting s�rvice used by Lender�n connect�on with this I,oan. 5. Prvperty �nsurance. Borrower�hali keep the improvem�n�s now existing ar hereafter erected on th� Praper�y znsured aga�nst�ass by f�r�, hazards inc�uded w�th�n th��errn"ext�nded covera�e," and any ather hazards�ncluding,but not��mited to, earthquake�and f�oods, f�r wh�ch Lender requi�es�n�urance. Thzs insurance shal�be mainta�ned in the amounts��n�ludin�d�ductible�eve��and far the periods that Lend�r requires. Wha�Lender requires pursuan�ta the preceding sentences can�hang�during the term of the Loan. The insurance carr�er providing�he insurance sha�l be Gho�en by Borrav�rer subject ta Lender's r�ght ta disapprove Barrower`s choice, which right�hall no�be exercised unreasonab��. Lender may require Borrow�r to pay, �n��nne�tion with th�s L�an, either: �a}a on�-�ime charge for flood 2�ne de�ermina�ion, cer�ificat�an and t�rack�ng services; or�b} a ane-tim�charg�f�r flaad zone det�rmination and cer�z�cation serv�ces and subsequent charges each�ime remappings a��m�i�ar�hanges occur which��asonably mzgh� affec�such determinatia��or�erti�cat�on. Borrower sha�l aiso b�r�sponsi�le for the payment af an�f�es impa�ed by�he F�d�ra� Emergenc�Manag�rnen�Agency in c�nnect�on with th�re�iew of a.ny��tiod zone de��minatian resulting fr�m an ob�ection by Borr�wer. �f Borrtiwer fai�s ta mainta�n any of the coverages des�ri�ed above, L�nd�r may�btain insurance caverage, at Lender's op��Qn and Bor��wer's expense. Lender�s under na nbifgat�on tQ pu�r�hase any par��cu�ar type ar am�unt�f co�erage. Theref�re, such�flvera�e shall co�er L�nder, but might or might not protect Bor�r�wer, Barr�w�r's equity�n�he Praper�y, or t�e contents of�he Praperty, against any risk, hazard or liability and migh�pro�ide great�r or�ess�r cavera�e than�ras pr�viously in effect. Borrower a�kr��v�ledg�s�hat th��ost af the�nsurance c�verage sa abta�n�d migh�signif�G�.n.t��exceed the c��t of�nsurance tha�B�rrower could have�btained, An�amaunts d�sbuxs�d by L�nder under this Sect�on 5 sha�l become addi�ional debt af Borrower s�cured by this Securi��nstrument. These arnounts shall bear in�erest at the Note rate frtim the da�e of disburs�rnent and sha��be payable, wi�h such in�erest,upon notice fram Lender to Borrower request�ng paym�nt. NE�RASKA-Single Family-�annie Mael�reddi�Mac UNIFORM 1NSTRUMENT For�n 3�28 11�� VMP� VMP64N�1 413d2� WalFers�Cfuwer�inancial Ser�i�es Page fi of�7