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��1 5�5684 , , L�AIV#: '�3'!�5339� Barr�wer has d�signated a subs��ute no#ice address by notice�o Lende�. Borrawer shaf�promp�fy notify Lender af Borrower=s chan��af address.If Lender specifies a pr�cedu�e for repo�ting Borrower's change o�address,then Barrower sha!!only repor#a�hang�o�address through�hat sp�cified procedure.There may be�nly vne designated notice address under�his Security �nst�ument at any ane time.Any notice tv L�nder shall b� given by d�liver�ng it or by mai�in� i� by #irst��ass mai� �o Lender's address stated herein uniess Lender has des�gnated another add�ess by notice ta Barrower.Any notice in �onne�tivn wi�h this Security fnstrument shall not be de�med to have been g�ven to Lend�r un#il actually receiv�d by Lender. ff any nvtic�required by th�s Security lnstrumen�is aiso required und�r Appii�able Law, th� App�icable Law requirement will satisfy the cvrr�sp�nding requiremen#under this S�curity �nstrument. �S. Governir�g Lavu; 5everat�ility; F2u��s ❑# �anstru�tion. This 5ecurity I ns�rument sha�� be gov�rned by��dera� law and the law af�he�urisdict�an in wh�ch the Property is lo�ated.AI� rights and obligativns c�ntained in this 5�curity Ins�rument are subject to any requirements and �imifiations of App�icable Law.Ap�l�cabl� Law might�xpl�citly or imp�ic'rtly allow th� parties�a agree by cantrac�ar it might b�sifent, but such si�ence shall not�e canstru�d as a prohibit�an against agreemen��y contract. �n the even�that any pravisian or�lause vf th�s Securi�y In:strument o�the N�te confiic#s with Applicable Law, such canfl�ct sha�l nat affect��her pravis�ons��this Security Instrument ar the N�te wh�ch can be given effec�without the conflicting pravisifln. � As use� in this Se�urity Instrument: �a} words vf the masculine gender shail mean and in�fude carrespanding neuter w�rds ar w�rds v�the femin�ne gender; �b}words in �he singular shail m�an and include the plural and vice versa; and �c}the word "may" gives sole discretion without any obligatian to take any actian. �7. Borrower's Capy.Borr�wer shall be�iven one copy of the Nv�e and�f�his�ecurity�nstrument. 18. Transfer �f the Prope�ty �r a 8�nef�cial Inter�st �n B�rr�w�r. A� us�d �n this Section �8, "�n�eresf in�he P�operty"means any legal�r beneficia�interest in the P�ap�rty, including, bu�not limited �a,thvse benefici�l int�r�sts�ransferred�n a band�ar deed, con�rac�for dee�, ins�allmen�sales cantract_ or es�row a�reement,th�intent of which is the transfer�f title by Borrow�r at a future date ta a pur�haser, If a11 or any par�of�he Property a�any Interest in the Praperty is sald ar transfe�r�d�ar�f Bor�ower is not a natural pers�n and a benefi��a�interes#in Barrov�er is svld or transf�rred}without Lender's prior written consent, Lender�nay require�mmed�ate payment in fuli of al!sums se�ur�d by this Secur�ty Inst�ument. Hvw�ve�, this option shall not be exerc�sed �y Lender if such exercise is pr�hibited �y Appiicabls Law. ��Lender exercises this o�t��n, L�nder shall give Bvrrower n�tice of acceiera�ion. The notice sha�� prvvide a period �f not less than 3D days from the da�e the noti�� s g'rven in accardance with Se�tion �5 within which Bvrrower must pay al� sums secured by this Secur{ty Instrument. lf Bor�vw�r fai(s �� pay these�ums prior to the expiration of�his period, L�nd�r may invoke any reme�ies perm��ted hy this S�curity Instrument w�thou�further notice a�demand on B�rrower. '19. Borrower's R�ghtto Reinstate►4fter►a►��el�rativn.If Borrow�rm�ets Gertain canditians,Barrawer shall have the right t� have enforc�ment o��his Securi�y I�nstrumen�discon#inu�d at any time prior to the ear[iest vf:�a}fi�e days befv��sal�vf the Praperty pursuant to any power of sale cantained in�h�s Security Instrument; t�}such v�her perivd as Appiicabl�Law might spec�fy far the terminatian af Borrower's right to reins�at�;or�G}entry�f a judgrnent enforcing this Secur�ty Instrumen�.Thase conditions are tha�B�rro�er: �a} pay� Lender all sums whi�h then w�uld be du� under this �ecurrty Instrument and the Note as if no acceleration had occur�ed; �b} cures any de#ault o�any o�h�r covenants or agreements; �c} pays all expenses�ncur�e�in enfo�cing this Secur�ty�nstrument, �ncludin�, but n�t I�mited�a, reasonable att�rneys' fees, p�operty insp�ction and valuat�on fees,and ofher fees in�urred far�he purpos�of protectin�Lender's �n�erest in�h�Property and rights under th�s Secur'rty Ins�rumen�;and�d}takes such ac#ion as Lender may reasonably require to assur�that Lend�r's interest in the Property and rights under this 5ecurity�nstrument, and Borr�wer's obligat��n to pay the sums secur�d by this Securiiy Instrument, shall cantinue unchang�d. Lende�may require that g�r�ower pay such r�instaternent sums and expenses in on�or mor�o�the following forms,as sel�cted by Lender: �a}cash; �b}money❑rder; �c}certified che�k, bank ch��k, treasure�'s ch�ck or cashier's check, pravided any such check is drawn upon an�nstitution whose deposits are insured by a #edera�agency, instrumentality vr entity;ar�d}Electranic Funds Transfe�. Upon re�nstatem�nt by Borrawer, this Secur�ty Instrument and obligat��ns secured he�eby shail remain fully effectiv��as if no acc��eration had vccu�red. Hvwever,this right t��e�nstat�shall nnt apply in the case o�accel�rat�on und�r Sec�ion �$. ��. Sale of Nvt�; Chan�e of Loan Ser�icer; Notice af Gri�►►ance. The Note or a par�ial in�erest in the No�e ��agether with this Secu�ity lnsfi�ument} �an be s�ld �ne or more times without priar nvtic� to Barrvwer.A sal� mi�ht result �n a chan�� in the entity �known as the "Loan S�rvicer"} that cflllects F'eriadic Payments due under the Note and this Security 1ns�rument and per€orms o�her.m�rtgage loan servi�in��ti�ati�ns under the N�t�, �his Security �nstrumen�, and Applicable Law.There also might b� one vr �or� changes of the Loan Servicer unre�ated t� a sale a�the Note. If th��e is a change af th� L�an Servicer, Borrvwer will be g�ven written no�ice vf th�change whiCh wil[state�he name and address of�he new Laan Servicer, the address to which payments shou�d �e made and any o�her informat�an RESPA requires in connection with a notice o�transf�r af servicing. if the Note is sold and thereafter the Loan �s servi�ed �y a Loan 5ervicer o�her than the purchaser of the No�e, the mvrtgage�oan servicing �bligations�o Bor�ower will remain with the Loan Servicer or be transfer�ed to a succes�v�Loan Service�r and a�e not assurned by the Note purchaser unless otherwise p�ovided by the No�e purch er. . . ln�tials: �tr►� NEBRASKA--S�ngle Family--Fannie MaelFr�ddie Nlac lJN1F�RM INSTRUMENT Form 3UZ8'llfl�i EElie Mae,1nc. pag�g❑f�� NEEDEE�3 �3�5 NEEI7EE�] 0712�1��5�7:34 AM PST � ii ■ �