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��15�5574 requ��re�.by RESPA, and Borrawer sixall pay�o Lender the amount necessary to make up the deficiency in accordanc�wi�h R�SPA, but in no more than ��month�y paymen�s. Upon payrnen�in full of ali sums se�ured b� th�s Se�ur�ty�nstrument, Lend�r shal�promptly refund ta Bor�ower any Funds held by Lender. 4. Charges� Liens. Borrower shall pay aI��axes, assessmen�s, charges, ��nes, and zmposi�ions attributable to the Praperty wh�ch can a��a�n prior�ty aver�his S�curity Instrum�nt, l�a�eho�d payments�r gz�aund rents on th�Pr�per�y, if any, and Comrnunzty Associa��on Dues, Fe�s, and Assessments, �f any. T��he ex�en�.�hat these items are E�cr�w Items, Borrower sha�i pay them in�he m�.anner pr�videt�in Secti�n 3. Bo�rrflwer sha�Z promptly discharg�any�ien v�h�ch has prior�ty o�er th�s Security Instrument unless Borrower: �a}agrees�n wr��ng ta the payrnent of�he abligation secured by th�l�en in a manner acceptabie to Lender, but only so�ong as Barravver is perfarming�uch agr�em�r��; (b}c�ntest�the��en in go�d fa��h b�, or defends against enforcement of the lien in, lega�pro�ee�.�n�s which�n L�nder's opinion aperate tv pre�en� the enforcement af�he Iien whil�thase proceedings are pendin�, bu��nly unt��such pracee�.zngs ar� conc�ud�d; ar�c}secures fr�m the ho��r of the lien an agreement satisfac�ory�a Lender subordznat�ng the l�en ta this Secur�� nstrumen�. �f Lender det�rrnines that an�par�of the Proper�y is sub�ect ta a�zen v�rh�ch Can a�ta�n pr�ori�y�ver this S�curi�y Instrument, Lende�r ma� g�we B�rrovver a na�ice identif�ing the Iien. ��hin 1D days�f th�date�n which that n�tic�is g��en, B�rr�we�shal� sa�isfy�he li�n or tal�e on�or more �f the ac�ions se�for�h aba�e in this Sectian 4. L�nder rna�r r�qu�re Bar��ver�o pa�a Qne-time�harge far a rea��state ta�verificatifln andl�r r�par�in� servic�used by L�nder�n conn�c�ion with this Loan. 5. Property Insurance. Barr�wer sha�l keep the improvemen�s now exist�ng ar hereaft�r er��ted on the P�roper�y xnsured against loss b�fire, hazards inc�uded within the terrn"exten�ed c�verage," and an�o�her ha.2ards in�luding, but not limited to, earthqua�es and fltiod�, f�r whi�h L�nder requ�res insurance. Th�s insurance sha��be ma�ntazned�n�h�amaunts�inc�udzng deduct�ble leve�s} and for the periods�hat Lender requ�res. �ha�L�nd�r r�quires pursuant to the preced�ng sentence�can change during the terrn�f the Loan. The�nsuranc�carrier praviding �he in�uran�t sha�l b�chosen b�Borrower sub�ect to Lender's right�o disapprove Borrowe�c's choice, wh�ch r�ght shal�nat b�exercis�d unreasonab��r. L�nder may requ�re Barrawer to pay, in�onnect��n.vv�th this Laan, ei�hex: �a}a one��ime charge fo��.oad zane determ�nation, cer�if catian and tracking services; or�b} a flne-�ime charge for�1�od z4n�d�termination and ceriiticatian servic�s and subsequent charges ea�h t�me remappings�r sirniiar changes accur which rea�anabl�might affect such determinati�n or certifi�at�on. Borrawer shall also be respan�ib�e for�he paymen�af any fees impased by the Federal Emergency Management Ag�nc�in connectian with the rev�ew af any floo�.Lone determinati�n.�resu�t�ng f�rom an obj e�tz�n by�orrower. �f Barrower fa�ls ta mainta�n any of the coverages desGribed above, Lender may a��a�n�nsurance caverage, at Le�der's option and Borrawer's exp�nse. Lender��under na abl�ga�ion�o purchase any par�xcu�ar type ar amoun�af co�erage. Therefor�, such caverage sha11�ov�r Lender, bu�rnight or maight n�t pro�ect Bnr�row�r, B�rro�ver's equ�ty�n the Proper�y, o�r the cantents of the Proper�y, against any risk, hazard or�iability and might p�ovide greater ar less�r co�erage than was prevzously �n effect. Borrower acknowiedge�that the cost af the insurance coverage so abtained migh��ignificantly exceed the cos�of insurance that Borrower cauld ha�e obtain�d. Any amaunts disbursed by L�nder�nder ihis Sectian 5 shall become add��ona�deb�of Borrovver secured by rhis Secur��y �nstrumen�. These amaun�s shatl bear interes�at�he N�te ra�e f�rom the date of d�sburs�ment and shal�be payable, with such interest, upon na�ice fr�m Le�der to Borr�tiv�r r�quest�ng payment. NEgRASKA-Single Family-�anni�MaelFreddie Mac tJNI�ORM iN57HUM ENT �orm 3�28�1�1 VMP Q VMPS{N�}t"i 3fl2y Walters Kluwer Financial Ser�i�es Page 5 v#7 7