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��15�5454 d�signat�d a substi�ute nntice address by natice t�L�nder. Borrower shal�pr�mp��y n�tify L�nde�r of Borro�ver's change�f address. If Ler�der spec�fies a pr�cedur�for reparting Bo�rawer's change of addr�ss, then Bflr�row�r sha1�on�y report a change of address thr�ugh that spec�fied p�QGedure. The�re may be only on�designat�d notice address under th�s 5��uri�y �nstrument at any one�ime. Any n��ice ta Lender sha��be gi�en b�del�ver�ng it or by mail�ng it by first class ma��to Lend�r's ad�.ress stated herein unl�s� Lex�der has designat�d another address by na��Ce to Bor�ower. Any na��ce in connectian w�th th�s Security Ins�rumen�shall not b�deemeti ta ha�v�be�n��en t�Lender unt��a�tually rece�ved by Lender. If any n�tice�requ�red by th�s S�cu�rit��nstrum�nt�s also required unde�Applicable Law, the Applicable Law r�qui�rement w�l� sa��fy the cor�resp�nd�n�requ�r�ment under this Security Instrumen�. '��, GvWernin� Law; Se►r�rahility; Rul�s nf Constru�tian. This Se�urity �nstrum�nt sha��be ga�erned�� f�de�ra� �aw and the�aw af th�juris�ic�ian in whi�h the Property�s�acat�d. A�� r�ghts and ob��gatians con�a�ned in this S�curi�y In�trum�nt are sub�ect t� any requ��ements and lzm�tations of Appiicabl�La�v. App�iGab��Lav�a migh�exp�zcit�y��r�mp�ic�t�y a��w the part�es�o agree by c�n�ract or�t might�e�ilent, but such s��ence shal�no�be con�trued as a prahib�tion against agreement by cantract. In the even�that any prav�s�on or��ause�f th�s Secu��y�nstrum�nt ar the No��canf�icts with Applicabl�Law, such confl�ct shall not affect other pra�isions of this Security Ins�rument or the No�e which can be gi�en effect�nr�thout the conflicting provision. As us�d�n th�s Securi�y Instrument: �a}words af�he mascu��ne gender sha�l mean and inc�ude carresp�nding neu�er w�rds or wa�ds�f the femin�ne gender; �b}words in�he singu�ar sha�l mean and�nc�ude the plural and v�ce ve�sa; and�c}�he wo�-d "may" g�v�s soie discretion without any obligation to ta1�e any action. 17. Bvrraw�r's C�py, Borrow�r sha�i be gi�en�ne copy af the Note and�f this Se�uri�y�nstrument. 7$. Transfer vf the Praperty vr a Benefciaf �nte�es� �n Borr�wer. A5 u�ed in�his Sec�ion 18, "In��rest in �he Froper�y" means any legai�r bene�c�a1 in�erest in the Fraper�y, �nciud�ng, but no��m��t�d to, those benef�cial inter�sts transferrec�in a band for�ieed, con�rac�far deed, installn-�en�saie��an�ract or es�row agreement, �he inten�of which is the trans�er flf��e by Sor�ower at a future date to a purchas�r. �f a�l or any par�af the Prap�rty ar any�nterest in the Proper�y is soid or transferred �ar if Borro�er�s not a natura�person and a beneficia� intere�t in Borrativer is sald or transferred}wi�hout Lender's priar wrztten con�ent, Lender ma�require immediate pa�m�nt�n full of a11 sums secur�d by�h�s Security�nstrument. Howe�er, this aption shal�not be exerc�s�d b�Lender if such exerc�se�s proh�bz�ed b�App��ca��e Lativ. If Lender exer�i�es this opti�n, L�nde�r�ha��g��e Borrovver noti�e of�cceleratian. T`he notice shall pr�vide a per�od of no��ess than 3�days fr�m the da�e the n�t�ce is gi�en in a�cordanc�with Sec��n 15 within which Barrower must pay al� sum.s secured by�hi� Security�nstrumen�. If Barrotiv�r fails t�pay these sums prior to t�e expirat�an of this peri�d, Lender may in�ak�any r�medi�s perm�t�ed b��h�s 5ecurit��nstrument vv��h�ut further n�tice ar demand an Borrow�r. �9, Barr�we�'s Righ� tv Re�nstate After ►4ccelsration. �f Borrovver meets cer�ain conditian�, Barro�ver shall have the righ��o have enforcemen�af this S�curity Instrument discantinued at any time prior ta the ear��est af: �a}f�ve days beffl�re sa�e of the Prop�r�y pursuant ta any power of sale��n�ained�n�his Security �nstrument; ��such a�her period as Appl�cable Lavv migh�specify far�he�ern�ination of Borrower's r�ght to r�in�ta�e; flr�c} entry of a judgment enforcing�his Security�nstrument. Those condit�ons a�e tha�Bor�rQwe�-: �a}pays Lender aIl sums which�hen would be due u��der th�s Secur�ty Instrument and the Not�as if n� ac��leration had ocGurred; �b}�ures any defaul�of any o�her covenants or agre�rnents; �c}pays all exper�ses incurred in enfflrc�ng th�s Security Instrument, �nc�uding, but n�t limited to, reasanabie attorneys' fe�s, proper�y inspec�zon and valuat�on f�es, and other fe�s incur�red for the purpase nf protec�ing Len��r's interest N�BRASi4A-5ing[e Family-Fannie MaelFreddi�Mac UNI�DRM fNSTR�3MENT Fvrm 3�28 11n'f VMP� VMP6tN�i t7302} Wal[ers}{6uwer Finan�ial Se��ices F�g�1�r�f'f 7