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��15�5454 <br /> '12. Barrvwer Nat �e�eased; Farbearan�e By Lender N�t a Waiv�r. Extens�on�f the t�me for paymen�or <br /> madi�cation of amortiza�ior�of�h�sums secured by�his Security �ns�rument gran�ed by Lender�o Borrawer <br /> or any Successor in Interest of Barrawer shall no�ope�-ate�o releas��he l�a�ility of Barrawer ar any <br /> Successors in�nt�res�af Borrow�r. Le��der shall no�be re�ui��ed to co�rll�-�en�e praceedings against any <br /> Succ�ssar in In�erest of Borrower or ta refuse ta ext�nd t�me for payment or o�h�rulise mad�fy amor��zation <br /> of th�sums �ecured by this 5ecurity �nstrument b�reasan of a���demand made by the�rigina�Borrawer or <br /> any Successors in In�erest of Borr�w�r. Any far�earance b�Lend�r in exe�rcisin�any righ�or remedy <br /> in�;luding, w��hout�imitation, Lender's ac��pt�nce af payments fra����h�rd persons, enti��es or Su�cessflrs in <br /> Interest af Borrower or in arnounts Iess than the arnount then due, shall no�be a waz�er of or p�rec�ude the <br /> exercise of any right or remedy. <br /> '13. Joint and Se�eral Liability; Co-signe�s; Success�rs and Assi�ns Baund. B�rrov�rer c�venan�s and <br /> ag�rees that Borrower's obligations and Iiability shal��e�o�nt and se�eral. Havv�ver, any Barrov�er who <br /> caWsigns thi� Secur�ty�nstrument but does n�t execute the N�te�a "cd--s�gner"}: �a} is coWs�gning�h�s <br /> Security Instrurnent only to mor�gage, grant and�onv�y the co-signer's�nterest in�he Prop�r��under th� <br /> terms of th�s 5ecur�ty Instrumen�; �b} is no�personally ab�igat�d to pay�he sums secured b�this Security <br /> �ns�rumen�; and�c}a��rees that Lender and any o�her Borro�rer can agr�e ta extend, mod�fy, forbear or make <br /> an�accornmodation5 v�ri�h regard to�he terms nf this Securi�y�nstrument or the Note vv�thou�the�a-signer'S <br /> cons�nt. <br /> �ubject to the provisian�of S�Gtian 1 S, any Successar in In�er�st of Borrower w�a❑ assumes Bflrrow�r's <br /> a�ligations under rhi�Security�ns�rumen�in wri��ng, and�s approved by L�nder, shall ob�ain all of <br /> Borrower's righ�s and ben�fits under this Security Instrum�n�. Ba�rrower shall not b�releas�d from <br /> Barrower's obliga�i�ns and iiability under this Security Ins�rum�n�un�ess Lender agre�s ta such release in <br /> vcrrz�ing. The co�enan�s and agreernents of this Security�nstr�.�ment shali bind ��xcept as proWided in Sec�i�n <br /> �4} a�d bene�t the successors and ass�gns of Lender. <br /> '14. Lnan Charges. L�nder may charge Borrower fees far servic�s p�rformed in conr�ection with�orrflwer's <br /> def�ult, for the purpase of protecting L�nder's �n�erest i���he Property and rights under�hi���curi�y <br /> �nstrument, including, bu�not Iimit�d to, a��arneys' fees, praper�y inspec�ion and valuation fees. In re�ard�� <br /> any a�her f�es, the dbs�nce of e�press au�h�ri�y in this Secu�rity�nstrument�a charg�a speci��c fee to <br /> B�rrower shall n��be eonstrued as a prohibition on�he charg�ng of such fee. L�ender may no�charge fees <br /> t�at are ex�re5sly pr�hihited by th�s S�curity �n��rum�nt or b�Applicable La�. <br /> �f th�Loan is subject to a la��vhich sets max�mum�aan charges, and�hat law is�na�ly�nterpreted so tha� <br /> �he�n�erest or o�he�-�aan char�es coiie�ted ar to be co��ected zn connection wi�h�he Loan excee�the <br /> permi�te�limits, �hen: �a} any such Ioan charge shall be reduced by�he amoun�necessary�o r�duce�he <br /> �ha��e�o the permi�ted limi�; and�b� any sums a�ready co1le��ed from Barrower v�h�ch exceeded p�rmitt�d <br /> Iin�.�ts wiil�e refunded to Barrower. Lender rnay choose�o make this refund b�reducing�he pz��ncipa�awed <br /> under the�o�e or by�rnaking a d�rect paymen��� Borrawer. �f a refund reduces principal, the reduction wi�� <br /> be tr�ated a� a par�iat prepa�men�without an�prepa�m�nt�harge�v�rhether ar not a prepayment charge is <br /> prov�ded for under th�No�e}. Borrvwer's acceptanc��f any such refund made by direct payment to <br /> Borrower wi��c�nstitute a wai�er of any righ�af actifln Barrawer might have ariszng out of such o�rercharge. <br /> 't 5. lVat�ces. A1�notices g�ven by Borravver or L�nd�r in cannection with this Se�urit��nstrumen�must be in <br /> v�rriting. An�no�ice ta Barrower in connectian w�th this Security Instrum�nt sha�l he de�m�d ta ha��be�n <br /> gi�en ta Borrower when mailed by first class ma�l or when actually d�l�vered�o�arro�ver's notice addre�s i#` <br /> sent�y o�her m�ans. Notice to any one Borrov�er shall const�tute notice ta all Borrawers un�ess Appli�a��e <br /> Law expre�sly requires o�herw�se. The nat�ce address shali be the Proper�y Address unless Borravc��r has <br /> NEBRASKA-Sing�e Farnily-Fannie MaelFreddie Mac UNIFQRM INSTRUMENT �arm 3028 71fl1 <br /> VMP� VMP6{N�S�13��) <br /> Wv[ters Kluwer Financiaf$er�ices Page 1 1 �f 17 <br />