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��15�5189 <br /> �E�❑ �F T"F�LJ�T <br /> L�an No: 1�1�SSD47 �Cor��inu�d� P�ge 9 <br /> bound by the a���ration or amendrnent. <br /> Annual Repor�s. If �he Property is us�d #or purpases �ther than Trustor's residence, Trustor shall furnish ta <br /> Lender, upvn reques�, a certified statement of ne't aperating income receiWed �rvm the Property dur�ng Trustor's <br /> pre�i�us fiscal year in such �orm and d�tail as Lender shall require. "Net ❑perating inGame" shall m�an a�l cash <br /> r�ceipt�fram the Properfiy[ess a�l�ash exp�nditures mad�in connectivn with th�op�ration of the Proper�y. <br /> Captian Headings. Capti�n headings in �his Deed af Trust ar� �or cvn�enienc� purp�ses only and ar� not to be <br /> used tv interpret or�efine the pravisians of this I�eed of Trust. <br /> IUlerger. There shal! be no merg�r ❑f the interes�t or estate created by this ❑eed of Trust with any vther int�resf or <br /> esta�te in the Prap�rt�at any#ime held �y or far the bens�Fit of L�nder in any capacity, without the written consent <br /> of Lend�r. <br /> Governing Law. This ❑eed o�Trust will be go�erned by federal law app�i�abte to Lender and, ta the extent not <br /> preernpted by federaE law,the laws of�he State of[Vebraska with�ut regard ta its �an�lic�s o�law pro�isians. This <br /> Deed of Trust has heen acc�pted by Lender in the S�a�e of Nebraska. <br /> Chai�e o�f Venue. If there is a lawsuit, Trustor agrees upan Lender's reques# t� submit�� the�urisdictivn o� the <br /> courts af HALL Caunty. 5tate o�F Nebraska. <br /> Jo�nt and Several Liability. All obligatians �fi Trustor under this Deed of Trust shall be joint and several, and a�l <br /> references t� Trus�or shall mean each and e�ery Trustor. This means that each Trustor signing laelavv is <br /> respvnsible far a!I obligations in this Deed ofi Trust. <br /> !Vn Waiver by L�nder. Lend�r shall not he deemed t� ha��waived any r�ghts under this Deed of Trust unfess such <br /> waiv�r is�i�en in writing and signed by Lender. Na delay or omissi�n an the part❑f Lender in exercising any right <br /> shall opera�e as a wai�er a�su�h r�ght or any other right. A waiver by Lender af a pro�isEon of this Deed �f Trust <br /> shall not prejud�ce or canstitute a wai�e� vf Lender's right v�herwise ta demand strict compliance with that <br /> pro�isian or any o�her pro�isian o� this Deed af Trusfi. Na prior waiv�r by Lender� nor any caurse of dealing <br /> betw�en Lender and Trustar, shafl constitute a waiver of any of Lender's rights ❑r o� any of Trustor's obligations <br /> as�to any future transactions. Whenever�he cans�nt of Lender is required under this Deed of Trust, the grantin� <br /> of such consent by Lender in any instance shall nvt cons���ute con�inuing consent to subsequent instances wher� <br /> such consent is required and in all ca�es such cansent may b�granted or wifihheld in the sv�e discretivn of L�n�er. <br /> Se�erab���ty. If a �ourt af compe�ent jurisdiction finds any provision ��this Deed of Trust ta be illegal, invalid, or <br /> unenf�rceable as�Lo any person �r cir�ums�ance,that finding sha!! not make the offending provision i�Eegal� E17Vr7Il�, <br /> or unenforceable as to any other person or �ircumstanc�, lf#easible, the offending provision shall be cansider�d <br /> mvdifi�d sv tha��t b�comes legal, �aiid and enfar�eable. lf�he of�ending provisivn cannat be so modified, it shall <br /> be consEdered deieted from this Deed vf Trust� Llnl�ss atherwise required by law, the ilEegality, invalidity, ar <br /> un�nforceability of any pr�Wisian of this �eed of Trusfi shall n��afi�ect the legality, �alidity ar�nfvrceability of any <br /> ather pro�isian of thi�❑eed of Trust. <br /> Su��essors and Assigns. Subject to any limita�ions stat�d in thfs Deed af Trust on transfer af Trusfior's interest, <br /> this Deed o�Trust shall be binding upan and inur� to the henefiit ❑f the parties, the�r su�cesso�s and assigns. if <br /> ownersh�p af the Pr�perty becvmes vested in a persan ather than Trustor, Lender, without noti�e t❑ Trustor, rnay <br /> deal with Trustor's successors wi�h reference�a this Deed of Trust and the Indebtedness �y way vf farbearance or <br /> �xtensian withaut releasing Trus�or�rom the�b€igations of this Deed af Trust�r liability under the lndebtedness, <br /> Time is of the Essence. Time is o�f the essence in the performanGe of this ❑�ed of Trust. <br /> VNai�er of Hvmestead Exemption. Trustvr h�r�}�y releases and wai�es a�l rights and benefits of the harnss�ead <br /> exempt�on laws�f the S�a�e❑�Nebraska as to all lndebtedness secured by�his Deed o�Trust. <br /> DEFI1VITf�NS. The fiollovUing �apitali�ed words and terms sha11 ha�e�he fvllovuing rneanings virhen used in this Deed ❑f <br /> Trust. Un[ess speciti�aily s�ated �v the c�nfirary, all references t� dollar amounts shall mean am�unts in law�ul money <br /> of the United 5tates of America. V�lords and terms used in �he singu�ar shall includ� �he plural, and the plura[ shall <br /> include �he singular, as th� c�ntsxt may require. 1Nords and terms not otherwise defined in this Deed of Trust shall <br /> ha�e the m�anings attributed to such terms in the Uniform Cammercial Cade; <br /> �en�#iciary. The word "Beneficiary" m�ans Fi�� Paints Bank, and its successars and assigns. <br /> Bnrr�wer. The ward "B�rrouver" means �REG�RY M CRAMER and SHANNILEE 6ARNHART--CRAMER and <br /> inc�udes alf Co-signers and �o-makers s�gning�he IVote and all their success�rs and assigns. <br /> Deed of Trusfi. The words "��ed af Trust" mean this Qeed o�F Trust aman� Trustnr, Lender, and Trustee, and <br /> includes wifhout limi�ation all assignment an�i security interest provisians rela�ting �� the Perst�nal PrQperty and <br /> Rents. <br /> Default. Th�word "Defaul�" means the aefault s��farth in this❑eed of Trust�n�he s�ctian titled "De�ault". <br /> Environmental Laws. The wards "En�ironmental Laws" m�an any and all sta�e, federa� and I�cal statutes, <br /> regulations and ordinances relating �o fhe pro�ection ❑f human health or the en�irvnmen#, including without <br /> limitatian the �omprehensi�e Environmental Respanse, Compensa�tion, and Liability Act of 1 98D, as amended. 4� <br /> IJ.S.C. 5ectian 9GQ1. et seq. �"CERCLA"�, the 5uperfund Amendm�nts and Reauthvriza��vn Act of 1986, Pub. L. <br />