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<br /> Any applz�a��on of payments, insurance proce�ds, or Miscet�aneaus Proce�ds �o pr�n�ipal due under the Nate
<br /> �ha�� not extend o�pastpone the due da�e, or change�he amount, of�h�P�r�Qdic Payments.
<br /> 3. Funds for Escrow Items, Borra�er shall pa�r ��Lende��an�he day Periodic Payments are due under t�e
<br /> No�e, unt�l the Note is paid �n full, a sum(the "Funds"}to�ro�ide for payment af amounts due for: ta}tax�s
<br /> and assessrnen�s and other i�ern�wh�ch Gan a�tain priori�y a�er this Secu�xt��nstrumen�as a lien or
<br /> encum�rance on the Prop�r�y; �b}��asehold paymen�s or ground ren�s on�he Properfi.y, �f an�; t�}premium.s
<br /> for any and a11�nsurance required b� Lender under Section 5; and��}Mar�gag�Insuran��prem�urns, �f any,
<br /> or a.ny sums payable by Borrower to Lender in l�eu of�he�a�rnen�of Mortga�e Insurar�ce premiums in
<br /> ac�ordan�e�vith th�prov�sion�of SeGtion I0. These�tems are ca�led "Escraw �te�r�s." A�orig�na��on or at
<br /> any t�me durin��h�term�f�h�Loan, Lender may require�hat�ommunity Assoc�a�ion T]ues, Fees, and
<br /> Assessmen�s, if any, �e�scrawed by Borrower, and su�h dues, fees and ass�ss�ne���s sha11 be an�scrav�
<br /> �tem. Borrflwer shali prompt�y furn�s�to Lender a�1 natices of amounts ta b�pa�d under this Section.
<br /> Borrflwer shall�ay Lender the Funds for Esc;rov�Iterns un�ess Lender�aives B�rr�wer's o�l�gation ta pay
<br /> �he Funds far any or a�� Escraw ��em,s. Lender may waive B�rrower's obl�gat�on�o pa�r t❑Lender Funds for
<br /> any or aX� Escrow�terns a�any time. Any such waiv�r may only be in writing. �n�he e�en��f such wax�rer,
<br /> Barro�er shall pay direc��y, when and where payab�e, the amounts due for any Escrow�t�ms far wh�ch
<br /> payment�f Funds has��en v�rai�ed hy I�nder and, �f Lender re�uir��, shali furnish�.a Lender r�ceip�s
<br /> evidencing such pa�ment within such�ime per�od as Lender rnay re�uire. B�rrower's obligarian to rnake
<br /> su�h pa�rments and tfl provzde receip�s sha�I for al�purposes be deemed t��e a�;av�nant and agreern.ent
<br /> �ontaxned�n th�s�e�urity Instru�men�, as the phras� "ca�enan�and agreemen�" is used in Sec�ian 9. If
<br /> ��rrovver is obligat�d to pay Es�raw I���rn.s dir�ct�y, pursuant to a wai�er, and Borrower fai��t�pa�the
<br /> am�unt du�far an�scr�w��em, Lender may exerc�se�ts r�ghts und�r Sectian 9 and pay suCh arnount and
<br /> Barrower shall�hen be ob�igated under Section��o repay t�I.,ender an�suGh amaunt. L�nder may revoke
<br /> th�wai�er as to any ar a1I Escro�v Zterns at an�time b� a notice gi�en�n ac�ordanc�wi�.h Section 15 and,
<br /> upan su�h revocat�on, Borrower sha11 pay to Lendex a�I Funds, and in su�h arnaunts, tha�are�hen requ�red
<br /> under this Sect��n 3.
<br /> Lender may, at any��me, collect and hold Funds in an amaun�(a} suf��cient ta p�rrrut Lender to appi�the
<br /> Funds a��he time specified under RESPA, and (b�na��a exce�d�he maxirnu�xa amflunt a Iendez�can require
<br /> under R.ESPA. Lender sha�l estimate�he arnount of Funds due on the�asis�f current data and reasonab�e
<br /> e�timates of ex�endi�ures�f future Escrov� �tems�r otherw�se in a��ordanc�with App��cab�e Law.
<br /> The Funds shal�be held�n an institu�ion whose depos�ts are znsured�y a federa�agency, instrumenta�ity, or
<br /> en�i���in��ud�ng Lender, if Lender is an institu�ion�vhose deposits are sa insured}or in any Federal�iflme
<br /> L.�an Bank. Lender shall apply the Funds to pay the Escrow �t�ms na �ater than the��me spec�fied under
<br /> R.ESPA. Lender shai�not charge Borrowe�r for ho�ding and applying the Funds, annually analyzing the
<br /> escrow acc�unt, or verifying the Escrov�r �tems, un�ess Lender pays Borrav�er�n�eres�on the Funds and
<br /> Appl�cab��Lau�perm��s Lender��ma.ke such a charge. Un��ss an agr�emen�is made in writ�ng or
<br /> App�icahle Law requires in�erest�o be pa�d on the Funds, Lender shal� nat be required to pay B�rrawer an�
<br /> xn�eres�or�arnings�n the Funds. Borrav�rer and Lender can agree in v�rrxting, howe�er, tha�in�er�st sha11 be
<br /> pa�d an�he Funds. Lender shall give to Barrower, w�thou�charge, an annual account�ng af�he Funds as
<br /> required hy RESPA.
<br /> �f�here is a�urp�us af Funds he�d in escrow, as defi��d under RESPA, I,end�r sha�� acc�unt to Borr�wer fflr
<br /> �he excess funds in ac�ordan�e v�i�h RE�PA. �f�here is a shartage�f Funds held in escraw, as defined under
<br /> R.ESPA, Lender�hall n�tify Borro�er a�requ�red by RESPA, and Borrov�er shali pay�o Lender the amount
<br /> nccessary to mak�up�he sho�age in accardance vv��h R.ESPA, but in nfl m�re than 12 m�nth�y paymen�s. �f
<br /> there�s a deficxency�f Funds h��d in escrow, as def�ned under RESPA, Lend�r sha��notif�Barrow�r as
<br /> N�BRASKA-5ingte�arniiy-Fannie Mael�recldie Mac UNIFDRM�NSTRl1MENT F�rm 3Q?_8 11D�
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