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��15�5D73 B4RRDWER C�VENANTS that B�rrower is�awfully s�ised of the estate hereb�r can�eyed and has Che�zght t� ��rant and�on�ey the Pr�perty and�hat th�Praperty is un�ncuxnbered, excep� fflr encurnbrances of record. Borrower v�arrants and will defend generally �he titl�to�he Praperty aga�ns�all c�aims and demands, sub�ect�o any encumbraxzces�f record. THIS SECUR�TY INSTRUMENT comb�nes uniform covenants far nationai use and non-uniform�ovenants�vith �imited var�ati�ns by�ur�sdiction to canstitu�e a uniform�ecurity instrument cavering rea�property. Un�fa�m Cvvenants. Barrower and L�nder�ov�nant and agree as fti��ows: 7. Payment of Prin�ipal, �nterest. Escrow Items, Prepayment Gharges, and Late �harges. Borrawer sha�l pay when due the pr�ncipal of, and�nterest on, the deb�eviden�ed by the�Iate and any prepaym.en� charges and�ate charges due under the Note. Borrower shal� alsa pay funds for Escrov�,��tems pursuant ta S�ctian 3. Pa�m�nts du�under the Note and this 5�curi�.�Ins�rumen�shail be made in U.S. currency. Havvever, if any ch�ck or o�her instrument r�cei�et��y Lender as payrnent under the N��e or�h�s 5��ur�t� Instrum��t is r�turn.ed ta Lend�r unpaid, Lend�r ma�require that any flr all subsequent payments due under the Not�and�his S�curi�y�nstrument be mad�in�n�ar mare�f the follow�ng forms, as selected bX L�nd�r: �a}eash; �b}m�ney�rder; ��}certifi�d che�k, hank �he�k, tr�asurer's chec�or cas�ier's check,provided any such ch�ck�s drawn upan an institution wh�se dep�si�s are xnsured by a fed�ral age�cy, instrum�nta�ity, ar entit�; or�d} E�e�t�an�e Funds Transfer. �aymen��are deemed received by Lender�vhen re�e�ved a�th��ocation designat�d�n the l�a�e or at such other�oca�ion as may be de�ignat�d by Lend�r in accordance with the no��ce provxsians xn Sec��on I.S. Lender may return any paymen�ar par�ial payment�f the payment ar part�al pa�m.ents ar�insuff�cient to br�ng th�Laan�urre�t. Lender may acce�t an�r paymen�ar par�ia�pa�ment insuffici�nt to bring the Loan current, �v�th�u��aive�r of any r�gh�s hereunder or pre�ud�ce to zts r�ghts �o refus�such pa�men�or par�ial paym�n�s in the future, but Lender is not�bligated�o apply su�h paymen�s at the t�m�such payrn�nts are accepted. �f ea�h Per�odic Payment is app��ed as of�ts scheduled du�date, �hen Lender need n��pay znterest on unapplied funds. Lender rnay holc�su�h unapp�ied funds unt�l Lorrower makes payments to bring the Loan current. �f Borrower daes not do sti wi�hin a reas�nab�e period of time, Lender shall ei�her appl�such fut�dS�r r��urn them to Barrower. �f nat applied ear�ier, su�h fun�s wii�be applied to�he outstand�ng pr�nc�pal balan�e under the Na�e imrned�ate�y prior to fareclosure. No affset or c�aim vvhxch Borra�ver might have now or in�he future a�ainst L�nder sha11 re��ve Bflrrow�r frorn making paymen�s due under the Note and�ais Secu�r�t�Instrument�r�erfornung�he�avenants and agreemen�s s�cured by this Se�uri�y �nstrument. �. Applicat��n af Payrnents or ProGeeds. Excep� as��hervvzse de�crz�ed�n th�s Sec��on 2, a��paymezats accepted and appl�ed by Lender sha�I be applied�n the fal�fl�ving�rder of�r�or�ty: �a�zn�eres�due under th� �ote; �b�prin�ipa� du�under�he No�e; �c3 amaunts due under�ectian 3. Such payrnents shal�be appl��d t� each Periad�c Payment in the�rder in�hich it became due. Any remaining amounts shall be appi�e�.first to late charges, se��n�i to any ather am�unts due under this Security�nstrumen�, arad then�o reduce�he pr�ncipal balance of the Nat�. �f Lend�r rec�ives a paymen�fram Borrower for a de�inquen�Periodic Payment wh�ch includes a suff��ient a�rnaunt�a pay any�at�charge due, t�e payment may b�appli�d to th�de�inqu�n�payment and the lat� charge. �f rnore than ane Periadic P�yment is autstand�ng, Lende�r may apply any�aym�nt r�ceived fram Barrower ta the re�a�m�n�Qf the Periodic Payrnen�s�f, and to the ex��nt that, each paymen�can be paid �n fu�l. To�he�xtent that any excess exists aft�r the pa�rment zs app�ied�fl the full payment af one�r xnare Per�odic Payments, such e�c�ss ma��e applied to any�ate charg�s due. '�lo�untary prepaym�nts sha��be a�plied f�rst�o ar�y prepayment charges and�h�n as descr�b�d�n the Note. NEBFiASKA-Singte Family-Fannie MaelFreddie Mac UNIF�RM ENSTRUMENT FQrrE�3QZ8 11�1 VMP� VMP5[NE}�13D2� Walters Ktuwer Fi�ancial Ser�ices Page 4 cr�"�7