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��15�4995 8��VirE�CDVE�AN'�'S that�orrov�er is�awful�y se�s�d�f�h�es�ate hereby�on�e�ed and ha� the right to gran�and convey the P�roper�y and that the Proper�y�s unen�umbered, except for encumbrarzces af r�cord. Barrower v�arrants and will defend generally the tit�e to the Praperty against aII Claims and demands, subject�o any encumbrances of�recor�. THIS�ECURIT"Y II�STRtJMENT combin�s un�form c�v�nants f�r natianal us�and nanMunifflrm cov�nan�s v�ith lirnit�d var�ations by�urisd�cti�n�a�onstitute a uniform secur�ty instrum�nt c�v�ring real praperty. Unift�rrn ��enants. go�rrower and L�nder covenan�and a�ree as fo��ows: '�. Payment of Principal. �nter�st, Escrvw ltemsr Pr�payment �harges, and La�e Charg�s, Borr�wer shal�pa�when due the pr�nc�pal �f� and�nt�rest on, the debt e��denc�d by�he Note and any prepayment �harges and�ate charges due und�r the Nate. BQrrawer sha11 als�pay funds far Es�rnv��tems pursuan��o Section 3. Payments due under th��o�e and this Se�urity Instrument sha�l be made�n U.S. currency. Hawever, if an�check or ather instrumen�recezved by Lender as paym�nt und�r the�1ate�r�hzs Secur�ty Ins�rument is returned to Lender unpaid, Lend�r may �equire that any�r ali subse�u�nt payrnents due under the Note and this Security�nstrumen�he rnade in Qne or m�r�af th�fallQwi�g fflrms, as se��cted by Lender: �a}cash; �b�mone�r�rder; �c}cer�ified check, bank check, treasur�r's ch�ck or cashier"s ch�ck, pr��ided ariy such ch�ck is dravvn upnn an in�ti�ut�an whose deposits are�nsured�y a federa� agenc�, instrumental�ty, a� entity; ar�d}Electrfln�c Funds Transfer. Payrnents are deem�d re�eived�y Len�.er�vh�n recei��at th�Iacation des�gna�ed �n the No�e or a�such o�her location as may be designated by Lender in a�cardance v�i�h the notice pr��sions �n�ection �.5. Lender rna�re�urn any payment or partia� paymen� if the pa�men�or par�ial�aymen�s are xnsuf�ic��n�to hring th�Loan current. Lender may accept any paymen�or par��a�payrn�nt insuf�cient to bring the Loan current, w�th�ut v�rai�er�f any rights hereunder ar pre�ud�c�to i�s r�gh�s ta refuse su�h payment or par�ia� pa�m�nts in�he future, hu�Lender is nat obl�gate�i to appl�such payments a�the��m�.e su�h payments are accepted. If ea�h Periodic Payment�s app�ied as of its scheduled due date, then Lender need nnt pay interest on unapp�ied funds. Lender may hold su�h unappi�e�funds until B�rrower ma�es payments �o bring the Laan curr�n�. If Borraw�r does not do s�within a r�asonable per��d of time, Lender sha�l e�ther apply such funds vr re�urn them t�Borr�wer. If not appli�d eariier, �uch funds will�e applied to the au�s�an�ling principal�a�arice under�he Note�mm�d�ately prior ta forec�asur�. N�offset or c�a�m whi�h Barrov�er mi�ht ha�re now nr�n the future against Lender sha�l r��e�re�3arr�v�rer from making payments due under th�N�te and th�s S�curi��r�nstrument or performing the Covenar�ts and agr�ements se�ured by this 5ecuri�y �nstrument. �. App�icatian of Paymen#s vr Prv��eds. Exc�pt as otherwise described�n�h�s Section�, a��payments acc�pted and app�i�d by Lender shall be app��ed in the falla�ing arder of priorit�: �a��nteres�due under�h� Not�; (b}prin�ipa�due under th�Nate; �c� arnounts due under Section 3. Such paymen�s shal.�be app�ied to �ach Per�odic Paymen�in the�rd�r in which it becam�du�. Any remain�r�g amou�ts shal�be app�ied�rst ta �ate charges, second�o any oth�r amounts due under thi�Secur�t��nstrument, and then to reduce the principa�balance of�he Note. �f Lend�r rece�ves a payment fram Barro�v�r far a d�l�nquent P�r�adic Payment wh��h includes a suffici�nt amaunt�a pa�r any late charge due, the payme�.t rnay be appl�ed t�the delinquent payment and�he late charge. If more�han one Period�c Payment is�u�standing, Lender rna�apply any payment re�eiv�d fr�rn B�rrawer tfl the repayment�f the Periad�c Payments zf, and to th�ext�nt that, �ach payment can be pazd in �u�l. To the exten��hat any excess exis�s af�er the payment is appl��d to�he full payrnen��f ane ar mor� Pex�odic Paymen�s, such excess may b�app��d.to any la�e charg�s due. Voluntary prepayments shall be applied firs�to any prepayrnent�harg�s and then as d��cribed in the I�ote. N�BRASKA-5ingle Family-�annie Mael�reddie Mac UNI�qRM INSTRUM�NT �arm 3D28�1�� VM�'� VMp$tN�}[13�2} Wa�ters Kluwer Fir�ancia!Ser�fc�s Page 4 of 17