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��15�4575 <br /> ser�ices and�ubscquent charges each time remappings or sirnilar G�ange�accur which reasonabiy might <br /> affect such cf eterrnination ar certification.Borro�ver sha�l also be responsible for the payment of any fees <br /> impos��b}�the Federal Emergency Management Ager�cy in con�ection wi�h the review of any flo�d zone <br /> determination resuiting from an obj ectian by Burro�rer. <br /> If F3arrower fails to maintain any of the co�erages de�crihed abo�e,Lender may abta.in insurance c�verage, <br /> at Lender's optia�and Boxrower'�expense.Lender is under nc�obligation�d pur�hase any parti�ular type�r <br /> am��nt af caverage.Therefare, sueh coverage shal�co�rer Lend�r,but migbt or m�ght not prot�ct Borrow�r, <br /> Borrower's e�uity in the Property,or th�content�af�he�Property,agaiast any risk,h�.2ard or liability and <br /> migh�pro��de greater or lesser cov�rage than was previously in effect.Borro�ver ackno��edges tha�th�cost <br /> of th�in�urance co�erage��abta�ned mi�h.t si�nif�an�ty�xceed th�cast�f insurance�hat Borr�w�r cauld <br /> have obtained.Any amounts disbursed b�Lender under thi��ection 5 sha�I�ecam�additzona�debt of <br /> Borrow�r secured by this�ecurity Instrurnent.These amounts shall bear�nterest at the�ote rate fr�m the <br /> datc of di�bursemcnt and shall be payable,�v�th such interest,upan notice frdrn L.en.�er to B�rrawer <br /> reques#ing payment. <br /> A11 insurance pol�cies req�iired by Lender and renewa�s of sueh p�i�cie�sha�i be subject t�Len.d�r's ri�ht to <br /> di�approv�such pal�cies, shalt�nclude a�tandard mort�agc crausc,and shatl namc Lender a�martgagee <br /> andlar as an additional lo�s payee. �ender�hall ha��the right to hn�d the pc��ic�es and renewa��:ertif�cat�s. <br /> If Lender re�u�.res,Borro�er shall promptly give to Lender at�receipts of paid pr�m�ums and r�ne�val <br /> natices, Xf$orr��vcr obtains any form of insurance coverage,not�thcr�visc rGquircc�by Lender,far damage <br /> t�,or destructian af,the Praperty,suGh p�licy shall include a standard mortgage clause and�ha�l name <br /> Lender as mortga,gee andlor as an add�tional io�s payee. <br /> In th�ev�nt�f lass,Bvrro��r shall g�ve pramp�notic�to thc insurance carrier and Lendex.Lender may <br /> make proaf of loss�f not mad��rompt�y by�orrower.�I�.�ess Lender an��orrt�vv�r oth.err�v�se agree in <br /> writing,any insuranee praceeds,wh�ther ar nat the underlying in�urance�as re�uired by L�r�der,shall b� <br /> applied to restaration or repa�r o�the pr�perty, 'rf th�restoration�r repair is��onomica�ly f�asibl�and <br /> Lender'�seGurity�s not l�ssened, During such r��pair and restoratian pe�iod,Lend�r sha��have��e rigbt to <br /> hald such insurance pr��eeds until Lender has had an��portunity to inspect such Praperty to ensure the <br /> worl�has been campleted to Lender's satisfaction,provided that such in�pecti�n shali be undertaken <br /> promptty.Lende�°ma.y disburse pr�ceeds for the repairs and restoratian in a si�gle payment or in a ser��s of <br /> progress payments as the wor�is comp�eted,Unless aa agreement is made in�vritYng or Applicable Law <br /> require�int�rest to�e paid on su�h insurance proceed�,Lender shall not be requir�d�o pay Borrower any <br /> int�rest ar��.rnings on sucb proceeds.Fee�far public adjusters,ar other third p�rties,retained by Borrawer <br /> s��a11 nat be paid out of the ir�surarlce proceeds and shal�be the sole ob�igation of�3orrower.If the restoration <br /> or repa�r is nat econamically f�asib�e or L�nder's s�curity wou�d be iessened,the�nsura.nce praceeds shall b� <br /> app�ied to�the sums secured by this Security Instrument,vvhetber ar not�hen due,�ith th�excess,if any, <br /> paid to Borrower. Such ir�surance proceeds sha��be appl�ed in�he ocder prov'ided for in Section 2. <br /> If BaYrawer abandons the Property,Lender tnay file,negot�a�and sett�e atiy avaiia�lc insurance clairn and <br /> relat�d matters.If Barrativer does not respan�within�3��ays to a notiee from Lender that the insur�nce <br /> carrier has offered ta se�tl�a claim,then Lender may n�gotiate and set�l�the claim.The�0-da�per�od wi�� <br /> begin when the notice is given.�n either event,or if Lender ac�uires the Pr�perty under 5ect�on 22 ar <br /> oth�r�vise,Borrawer hereby assigns to Lender(a�Borro�er's rights tq any insurance proceeds in an arnount <br /> nat to exceed the amt�unts unp�id under the Note or this S�curity Instrument,and(b)any o�her af <br /> Borrower's rights(other than the�right to any refund of unearned premiums paid by Barrower)under all <br /> insurance po�icies caver�ng the Pr�perty,insofar as such rights are app�icab�e to the coverage of the <br /> Proper-ty.Lender may use the�nsurance praceeds either to repair ar restore th�Fraperty ar to pay arnounts <br /> unpa�d under the l�ate or�this Securit�Instrunr�er�t,vvhether or not then due. <br /> N�BRASi{A�ingle Family-Fannie MaelFraddie Ma�UN[F4RM�NSTRLlMENT WITH MEiRS �orm 3D281ldi <br /> VMP C�7 VIVIP�A[NE;�130��Q� <br /> Wolters I{luwer Financ�al S�rvices Pag�7 af 17 <br /> qa3338695��9 �Z33 593 071� <br />