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��15�4575
<br /> Thc Funds shal�bc hc�d in an institution�hose�lcposits are in�ured by a federal agency,instrum��.ta.lity,or
<br /> �r►tity�inc�uding Lender,�f L�nder�s an institutian�vhas�deposits are so insured}or in any F�deral Horn�
<br /> Laan F3ank.Lender sha11 appi�the Funds to�a�the Escrovv It�ms no tater than the time specified under
<br /> R.ESPA, Lender shal�nat char�e Borrower for holding and applying the Funcls,annually analy�ing the
<br /> escr�w accaunt,�r verifying the EsGrow I�ems,unless Lender pa�s Borro�ver interes�or�the Fun�is and
<br /> Applicab�e La�r permits Lender to make�uch a charge.[Jnless an agr�ement rs made in�riting or
<br /> Applzca�le L�aw requires interest�o be pa.id on the F�nds,Lender sha��nat be�equ�.red t�pay�anower any
<br /> interest or ea.rning�on the Funds.Barrower and Lenc�er can agree ia writing,howe�er,that interest shall be
<br /> paid on the Fund�.Lender shall�i�e to Borrower,without char�e,an annual a��aunting of�he Funds as
<br /> rcyuireci by R��PA.
<br /> If th�re is a�Z�rplz�s of Funds he�d zn escrp�v,as defi�.ed un�er RESPA,Lender sha11 acc;ount to Barrow�r for
<br /> the excess funds in accordance with RESPA,If there is a shortage of Funds h��d in escrow,as de�ned under
<br /> RE�FA,Le��der shall notify�ono�er as required b�RE��'A,ar�d Borrower sha�l pay�a Lender the amount
<br /> neCessary��mak�up th�shorta�e in ac�ordance�vith RESFA,but i�no mofe than 1�manthly pa�ments.If
<br /> there is a de�ciency of Funds held�n escro�v,as defincd under RESPA,Lender shatl notify Bot�'�w�r as
<br /> requ�red by RE SPA,and Borro��er shal�pay to Lender the arnaunt nec�ssary to make up th�de�ciency in
<br /> accQrda.nce with RESPA,but in no more than I�manthly payments.
<br /> Upan payment in fu11 a�'a��sums�ecured by this Security In�trum�nt,�.ender�halt prompt�y refund to
<br /> Sorra�ver any Funds held by Lender.
<br /> 4. Charges;L�ens.Borrower shall pay a!1 taxes,assessmeats,charges,fines, and imposxti�n�attributabl�ta
<br /> the Property�vhich can atta�n�riority��er this S�cu.rity Instrurnent,leas�ho�d payrnents or gr�und r�nts on
<br /> the Froperty,if any,and Carnmunity Associatian Du�s,Fees,and Assessrnents,if�ny. To the extent that
<br /> these items are Escr��v Items, �orrower sha1�pay them in the manner pr��ided in Section 3.
<br /> Borrawer shall promptly discharg�any�ien which has prior�t�over this Security Instrum�nt uni��s
<br /> Borraw�r:(a�agrees in writing to the p�.ytnent o�the obl�gatian secured b�the lien in a manner acceptabl�
<br /> #o L�nd�r,but fln�y sa�aflg as Borrawer is perf�rming such agreement;�b�cantests th��ien�n go�d faith by,
<br /> or defends against�nfarcernen�of the lien in,legal pracee�ings�hich�n L�ender's a�inion Qp�ra�e ta prevcnt
<br /> �he enforcement of the liea while those proceeding�are pending,but only unt�l such praceedings a�e
<br /> conctuded;ar�c�s��ures from the holder of the i�en an agreement satisfactory t�Lender subordinatin�the
<br /> �ien to this Security In�trument.If Len.der determines that any part of the Proper�y is subject to a lien tivhiGh
<br /> ca�attain priority a�er this Security�nstrum�nt,I.en�.er may give Borrower a notice ident�fyfng th��ien.
<br /> �Nithin 1 Q days of thc date on which tha#nQtice is gi��n,B�rr��v�r shal�satisfy the�ien ar take one or rnore
<br /> �f the actions s�t forth above in this Section 4.
<br /> Lender mj��require Iiorravrer ta pay a one-time charge for a rea�estate tax ver�fication andlor rep�rtin�
<br /> servzce used by L.ender in c�nnectio�n with this Laan.
<br /> 5. P�t�perty Snsu�ar�ee.B�rro�v�r shall keep the irnpravernents no�v existing ar hereafter erected on the
<br /> Property insu�r�d against iass by f�re,ha��rds ine�uded���hin tlae term"extended coverage,"and any�ther
<br /> ha�ards inciudin�,but not limited to,earthquake�and f�oQd�,for whzch Lender re�uires insurance.This
<br /> insurar�ce shall�e maintarned in the amaunts�including d�duc�ible I�vels)and for the periods that L�ender
<br /> requires. VL�hat Lender requires pursuant t�th�prec�ding ser�tences can change during the term of the Loan.
<br /> The insurance ca.rrier prav�ding the insurance shall h�chosen by Barc�wer suhject to Lender's right to
<br /> disapprov�Borrovvex's choice,�hich right sha��nat be�xercised unreasonab�y.Lenc�er may re�uire
<br /> Barrower�ta pay,in connection vvith this Loan,either: �a}a or�e-tim�charge for flood�one�ieterrninatio�,
<br /> certxficatzan and track�ng serv��es;o�(b)a one-time�harge for flaod zon�de�ermination and certifi�atian
<br /> NEBRASKA-5ingle Famlly-Far��ie MaelFr�eddie Mac UNfFaRM IiVSTRLJMENT WI7l�i MERS Form 3428 11D1
<br /> VMP� VMPBAtNE)t1362}_�
<br /> Wn�ters�tiuw�rFinancial Services Page$of f7
<br /> qD3338695G29 4233 593 D617
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