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��15�4511 required�y RESPA, and Barrflwer shall pay�o Lender th�amount�ecessary�n mak�up the de�iciency in accordance u�ith I�ESPA, but in no mare than �2 m�nthly payments. Upon payment in fu�i af a�l sums secured b��his Security Instrurnent, Lend�r shal�promptl�refund to Borrower any Funds he�d by L�nder. 4. Charges; Liens. Barrower shall pay all �axes, assessm�nts, charges, fines, and�mpos�tions a�tributable�o th�Praperty w��ch can attain p�riority��r�h�s Secur�ty�ns�rument, �eas�ha�d paym�nts or groun�r�nts on the Pr�per�y, if any, and Commun��y As��cia�ion Dues, Fe��, and Assessm.ents, if any. To the ext�n�tha� th��e items ar�Escr�w�tems, Barrawer shal�pay them in�h�nlanner pravided in Sectzan 3. Borrower sh�.11 pramp�ly dis�harge any�ien v�hich has priority o�er this Security �ns�rumen�unless Borrower: �a}agrees in wr�t�ng�o th�pa�rnent af th�a��igatzon secur�d by the��en in a rnanner acceptable to Lender, but�nly so��ng as Borx�wer�s performin�such agreement; �b}con�e��s the�ien i�gaad fa�th by, ar defends aga�nst enforcement of the�ien in, legal proce��ngs�vhich zn Lender's�pin�vn aperate tv pr�vent th�enfor��men�af the��en whi�e those proc�edin�s are pendin�, bu�.only un�i� such prac�edings are conCluded; or�c} secures from the ha�der of th��i�n an agreement satisfactary�o Lender subordinating the lien to�his 5ecur�t�Ins�rument. If Lender determ�nes�hat any part�f the Pra�erty is subject to a lien which can atta�n pr�or��y flver this Security�ns�ru�rzent, Lender may give Bflrrower a n�t�ce identifying�he��en, �Vithin 1 C]days�f the date on whzch tha�no�zc�is given, gorrow�r�hal�sa�isfy the�ien or take one ar m�re �f the act�ans set f�r�h abave in th is Section�. Lender may require Borr��ver to pay a on�M�ime charge for a real estate�ax verification andlor repar�ing service used by Lender in cannectinn�vith th�s Lvan, 5. Property Insurance. Borrower sha�l keep the impr��emen�s na�v existing ar hereaft�r ere��ed an�he Propert.y insured aga�nst loss by fire, hazard�included within the terrn"�xtended caverage," and any other hazar�s in��u��ng, but not l�mited�o, earthquakes and flna�s, for wh�ch Lender requires insurance. This insu�ance�ha11 be ma�nta�ned in th�amounts�inciuding deduct�b�e le�e�s} and far the period�tha�L�nder requires. �hat L�nder requires pursuant to the pre�.eding sentences�;an char�ge during the t�rm af th�L.oan. The insuran�e carrier providzng�he insurance sha�l be chosen by Borrower sub�ec�to Lender's ri�ht t� disapproWe Borrovver's choice, which right shail nat be ex�rcis�d unreas�nabl�. Lender may require B�rrflw�r to pay, in�onn�ction with this Laan, eith�r: �a}a�ne-��irne�harge for flood 2one determ�na�ion, cert�f�cat�an and trac�ing serv�ces; flr�h� a one-time charge far f��od z�ne determination and cert�fication �ervzces and sub�e�uen�charg�s eaGh��me remappings ar szma�ar changes ac�ur�vh�ch r�asonab�y migh� affect such de��rrr�inat�an or cer��cati�n. Borrawer shal� a�sfl be r�spons�ble for�he paymen�af any fees impos��.by the Federal Emergency Management Ag�ncy�n��nne�tian w�th the re�iew of any f�ood zane d�terminati�n resulting from an ob�ec�ion�y B�rr�wer. �f Barrawer fai�s t�main�ain any of the c�ve�rages described aba�e, Lender may�btain in�urance coverage, at Lender's ap��an and Borrovve�'s�xp�nse. Lender�s und�r no ab��gat�an�o purchase any par�icular t�pe�r arnoun�af c�verage. Therefor�, such co�rerage shall caver Lender,but xnigh�vr m�ight not pro�ec�B�rr�wer, Barro�ver's equity in�he Praper�y, ar the contents of the Proper�y, a�ainst any risk, hazard ar��ab�lity and might provide grea�er o�lesser coverag�than was pre�iously in effect. Borrativer acl�nowledge5 that the cos� of�he insurance caverage s�abta�ned mi�ht szgn�f��ant�y ex�eed the�ost of insuran�e�hat BarrQwer could have abta�ned. An�r amount�d�sbursed by Lender undex this Sectian 5 sha��became additiona�debt of Barrawer secured b�r this Secur�ty�nstrument. These amounts sha�l bear interest at�he No�e rate f��m the dat�af di�burs�men�and shall be pa�abl�, w�th su�h interes�, upon noti�e frvm Le�der ta Barrower r�questzng payrnent. NE6RASKA-Single FamiIy-F2�nnie M��IFreddi�M�G UNIFQRM INSTRUMENT �orm 3D�8'f 1�1 VMP� VMF�6{NEl��302� Walters Kluwer�inanciaf 5er�ices Page 6�f 17