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��15�455U <br /> services and subsequent charges each time r�mappings o�simi�ar�h.�nges oGcur v�hich reasona�b��might <br /> affect su�h determination�r certificati4n, Borrower�ha1l also�e responsib�e f�r�he payment�f any fees <br /> im�o�ed by the F�d�r�l Err��rgency Management Agency in conn�ctia��vit]�the r�view af any f�ovd�ane <br /> det�rmination resulting from an objection by Borrow�r, <br /> If Borrower fa�ls to maintain any of the cov�rages describ�d above,L�nder ma�r obtain insuranc�caverage, <br /> at Lender's optian and�orrawer's e�p�n�e.L�nder i�under na obligation to purchase any particular t�e or <br /> amount Qf coverage.Ther�f�re,such co�erage s�all�over Lender,but migh�or might not protect Borra�er, <br /> Borravver's e4uity in the Propert�,or the cvatents vf th�Prv�erty,agaius�any risk}hazard or l�ability a�d <br /> might provide great�r or lesser�o�rerage than�vas pr��iousi�in effect,Borro�ver ackna��edges that the cost <br /> of the insurance coverage sa obtai.ned might signi��ant�y ex�eed the cost of ins�ance that Borro�v�r could <br /> have obtained.Any amounts disbursed by Lender under this Sectian 5 sha11 becom�addit�oaal debt af <br /> Borr�v�er sec�uar�d b�this S�cu��t�r I��trument.These amounts shall bear intefest at the 1�Tote r�te from th� <br /> date of disbursement and�hall be payable,�vith su�h inter�st,upon not�ce from Lender to Banower <br /> requesting pay�men�. <br /> A���nsurance palic�es required by Lender and renewals of sueh policies shai�be�ubject to Lender'�right to <br /> disappr�ve such po���ies,sha��include a standard martgage�lause,and shall name Lend�r as mortgagee <br /> andfor as an additiona��oss payee. Lender shall ha�e the right to hald the policies and renewal Gertificates, <br /> If Lender requires,Borrower shall pramptly g��e to Lender a�l receipts of pa�d prern�ums and rene�vat <br /> notices.If Borrower obtains any form of insuran�e co�erage,no�o�herwise required by Lender,far damage <br /> to,or destruction of,the Property,such policy sha11 iaclude a sta.ndard martgage�lause and shall aame <br /> Lender as mor�gagee and�nr as an additiana��oss payee. <br /> In the e��nt of�oss,Barr��rer sha11 gi�e pr�mpt not�c�to the insurance carrier and Lender. Lender may <br /> make proof of las�if n�t made promptly by Borrawer.Unless Lender and Barrower o�herwise a�ree in <br /> u�ritiag,any insurance praceeds,whether ar not the under�ying insuran�e�vas required by Leader, �hall be <br /> applxed to restoratio�a or repair of the Property,if the restoration Qr repa�r is ec�n4mica1ly feasib�e and <br /> Lender's securit�is not�essened.During such repair and restoration period,Lender sha�l ha.ve th�rig�.t tn <br /> ha�d such insurance�roce�ds unt�l Lender has had an oppor�unity to inspect such Property to ensure the <br /> t�ork has�een campleted ta Lender's satisfaction,prov�ded that such�nspection sha11 b�uad�rt.a.ken <br /> prompt�y, Lenc�er may disburse proceeds for the repairs and r�storati�n in a s�.ngle payment or in a�eries of <br /> progress payments as the�vark is campleted.Ualess an agreement is made in writiag ar Applicah�e Law <br /> requires interest to lae paid on s�ch insurance proc�eds,Len�ler shall not be r�quired to pay Borrower any � <br /> intere�t or earnings on such proceeds.Fees for public adjusters,or�ther thud part�es,re�ained by Borrower <br /> shall not be paid out of the insurance proceeds and shai�be�he so�e obligatian of Borrower.�f the restoration <br /> or repair�s not economicall�feasib�.e ar L��nder's secur�ty wou�d be less�ned,t�e insu�an�e pr�ceeds s��l�be <br /> app�ied to the sums secured by this Security In.s�rument,whether or nQt then due,w�#h the excess,if any, <br /> paid to Bana�er.Such insurance pro�eeds shall be app�ied in t�.e��der�ravided far in ae�ti�n 2, <br /> If Borrower abandons the Proper�y,Lender may�le,negotiate and settie any ava�lable�n.surance claim and <br /> related matters.If B�rrawer does not respand�vithin 34 days to a n�tice fr�m Lender that the xn�uranc� <br /> carrier has offered to settie a c�aim,then Lender may aegatiate and seit�e the claim.Th�34-da�periad will <br /> begin when the notice�s given, In e�ther e�ent,or i�Lender acquu�s the Property under Secti�n 2�ot <br /> otherwise,Borrower hereby a�signs to Lend�r�a}Borro�er's rights ta any insuran�e�ro�ceeds in an am�unt <br /> not to exceed�he amounts unpaid under the Note ar th�s Securit��ns�rument,aad�b}any other of <br /> Borrawer's rights�ather than the right to any refund af unearned premiums pa�d by Borrower)under a�l <br /> insur�nce policies ca�vering the Praperty,ins�fa.r as such rights are app�icable to the covera.ge of the <br /> Froperty.Lender may use t�ie insurance proee�ds eitller ta repau flr re�tore th�Pr�perty vr to pay amou�ts <br /> unpaid under the Note ar this Security Instrument,wh�ther or nat then due. <br /> NEBRASKA�ingle Family-Fannie MaelFr�rddie Mac L1Nf�aRM INSTRUMENT WITH MERS Farm 3428 11Q� <br /> VMP g VMP�A�NE)[1342}.44 <br /> WaEters Kl�wer FinanciaE 5ervices P�ge 7 of 17 <br /> qa3�4os����o 0�3� 3�a o�l� <br />