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��15�455U
<br /> The Funds shall be held ia an institution�hose deposi�s are insured by a federal agency,�nstrumentality,or
<br /> entity(inc���ing Lende�r,if Lender is an in�titution wh�se deposits are s�insur�d�or in an���dera��ome
<br /> L�an Bank. Lender shall apply the Funds to pay th�Escrow Items na later than.the txrne specified under
<br /> RE SPA.Lend�r shai�n�t charge Borrower for halding and apply�ng the Funds,annually ana�y�ing the
<br /> escro�accouat,or�erifying the EscrQw Items,un�e�s Lender pays Borro�v�r interest on the Funds and
<br /> Applicable Law germi�s Lender to make such a charge.Un1�ss an agreement is made in writing or
<br /> Applica�le Lavv requires intere�t to be pai�.on th�Funds,Lender�ha11 not be requued to pay��rr��v�r any
<br /> interest or earnings on the Funds.Borro�ver and Lender can agree in writing,however,that interest sha11 b�
<br /> paid an the Funds.Lender sha11 giv�to Borrower,w�ithaut cha�rge,an annual accounting of the Funds as
<br /> required by RE�PA.
<br /> If there is a surplus of Funds h�ld in escrow,as d�fi�ned under RESPA,Lender sha11 account ta$orrower for
<br /> t.�.e excess funds in accordan.ce with RESPA.If there is a sharrage of Funds held�n escrow,as��fined under
<br /> T�.ESPA,Lend�r shall nuti�fy��rrow�r as requu�d by RESPA,and Burrow�r sh��l pay ta Lender the amount
<br /> nec�ssaiy to ma�e up the shartage in accordance with RESPA,but in no more than 1�monthly payrn�nt,s, If
<br /> there is a deficienc�r af Funds he�d in escrow,as defined under RES�A,Lender shall aotify$Qrrower as
<br /> requued�by RESPA,and Bono�ver shal�pay to Lender the amouat aecessary to make up the def ciency in
<br /> accordan.ce�vith RE SPA,but in no more tban 12 month�y payment�.
<br /> IJpon payment in fu��of a�l sums secured by this Securi�Instrument,Lender�ha11 prompt�y refund to
<br /> Borrower any Funds held by Lender.
<br /> 4. �har�es;Lien�.Bono�ver sha11 pay a�l taxes, ass�ssmenrs,charge�, Fines, and impositions a�tributable to
<br /> the Prope�rf.y which can attain pr�ority�ver th�s Se�ur�.ty Tnstrumeat,lea�e�.a�d paymeat�or ground rents an
<br /> the Fropert�, if any,and Cornmunity Ass€�ciation I3ues,Fees,and Assessments,if any.To the ex�ent that
<br /> these items are Escrow Item�,BQrrower shall pay them in the ma.nner pro�ided in Section 3.
<br /> $orrower sha�11 prampt�y di�charge any��en which has priority over this Security Instrurnent un�ess
<br /> Bo�ower:�a}agre�s in vvritin.g to��he payment of the obligati�n sec�red by the lien in a manne�r aGc�table
<br /> to Lender,but only sa long as Borrower is perfarming such a�reement;�b)contest�the l�en in gaad faith by,
<br /> oT defends against�nforc�ment of the li�n in,�egal proeeedings which in Lender's opinion op�rate to prevent
<br /> th�enfor�ement af th�li�n while tho�e pro�eedings are pendingA but anly unti�such prQGeedings are
<br /> concluded;or�c)secures frorn the h��der of the 1i�n an agreement satisfactary ta I.�n�er subard�nating the
<br /> lien t�this Security In�trument. If Lender determines that any part of the Prop�rty is subject to a lien�rh�ch
<br /> c�n attain priorit�r over th.is S�curity Instrument,Lender may give Barrawer a notice identifying th�lien.
<br /> Within 1��.ays of the date an�vh�ch that notice is given,Borrower shall satisfy the lien or tal�e one or more
<br /> of the actioas set forth abo�e in this�ec�ian 4.
<br /> Lender may require$orrower to pa�a one-t�me charge far a real estate tax verifi�ation andfor report�ng
<br /> service used b�Lender in�onnection�ith this Loan.
<br /> 5. Prvperty I nsu rance.BarrQwer sha11 keep the impro�ements now existin�or hereafter erected on the
<br /> Praperty insur�d again�t loss by fire,ha�ards in�lud�d within the term"extended coverage,"and an�other
<br /> �a�a�ds in�c�udrng,�but not limfted�a,e�rthqua�es ant��.aods,for which L�nder reyuires insurance,This
<br /> insura.nce sha��1 be maintained in the amounts(including deductible levels)and for#he periods that Lender
<br /> requires. �hat Lender requues pursuant ta the preced�ng sentences can change during the term of the L,oan,
<br /> The insurance carrier pro�iding the insuran�e sha11�e chasea by Barro�uer sub,�ect to Lender's right ta
<br /> disapprove Borrower's cho�ce,vvhich right shall not be exercise�i unreasonably.Lender may r�quire
<br /> Borrawer to pay�in connectian wit#�this Loan,eith�r: �a}a an�-time charge f�r fl�od zan�determi.nation,
<br /> certificati�n and track�ng se�vices;or�'b)a one-�ime charge for flo�d zane det�rminat�an and c�rtifica���n
<br /> NEBRASkA�ingle Family-Fanr�le AIIaelFreddle Mac UNIF�RM lNSTRl1MENT YVITH MERS Farm 34281/01
<br /> V}VIP� VMPBA[NE}��!3�2)_Qa
<br /> Vilaiters Kluwer Financia!Ser��ces Page 6 of 17
<br /> q�3340815760 ��33 3�4 �617
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