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��15�454� 't�. 6orrower Not Re[eased: Forhearance By Lender Not a Waiv�r. Ex�ensian of the time for paymen�or madificatian af amor�izatian of�he sum� �e�ur�d by this Secur�ty In�trurnent gran�ed b�r Lender to Borrower or any�uccessor�n�nteres�o�Barrower sha�l not opera�e to release t�e liab��i�y of Borrov�er or any Successors in�nte�re�t�f Borz�ower. Lender shall no�be requir�d to commence proce�dings against any Successor in�nterest of Barrower or ta refuse t�e�tend time for payment or oth�r�vise modify amartizatian of the�ums secured�y�his Securi�y Ins�rurn�.ent�y reason of an�demand made b�the originai Borr�wer or an�r Successors in Ynt�rest af Borrawer. An�forbearance b�Lender in exe�rcising any righ�or remedy including, wi�hout limi�ation, L.�nder's acceptance of payments from th�rd persons, enti�ies or Successors in �nterest of Borrouler o��n arnoun�s �ess than the arnount then due, sha11 no�be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Se�era� L�ah��i#y; Co�signers; Successars and Assigns Bflund. Borrawer cov�nants and agre��tha�Barra�ver's ob��gat��ns and �iah�iity shall be�ain�and several. Ho��er, any Borro�v�r wh� co-signs this Security�nstrurn�n�bu�doe�not exe�ute the Note(a"co-s�gner"}; [a} is co-si�ning this S�cur�ty Instrumen�oniy to mortgage, grant and cQn�ey th��a-s�gn�r's�nt�rest in the Pr�p�r�y und�r th� t�rms of�his Security �nstrume�.�; �b} is n�t personaiiy obliga�ed to pay�he surn�secured by this S�curity �nstrument; and�c}agrees that L,ender and any other Barrower can agree ta extend, modify, forbear or�nake any a��ornmodati�ns wi�h regard to�he terrns of�his Securi�.y�ns�rum�en�flr the�o�e vv�thout the�o-s�gner's consent. Subje�t to the provisian�af Section �S, any�uGcessor�n In�eres��f B�rrower�ha assumes Borrower's obligat�ons under this Security Instrumen�in writing, and is approved by Lender, sha��obta�n a��of Borrower's rights and benefits under this S��ur�t�Ins�rument. Borravver shall noi be released from B4rrower's obligatzons and�iab�l��y under this Security Instrumen�unless Lender agrees to such reiease in ��ri�ing. The L�venants and agreernen��of this Security�nstrurnen�shall bind �ex�ept as provided in Section 2D} and b�n�fit the success�rs and assigns of I.�nder. '�4. Laan Charges. Lender ma�charge Borrovver fe�s for s�rv�ces performed in conn��t�on with Barravver's defau�t, for fhe purpose of pra��ct�ng Lender's �n��rest in the Praperty and righ�s under�his Securi�y �nstrument, including, bu�na�limi�e�.to, a��orne��' fees, property �nsp�ction and�a�uation fees. �n regard ta any ather fees, t�.e absence of expres�auth�rit�in�his S�curit��nstrun�ent to charge a specif�c fee to B�rro�er�hall no�be canstrued as a prohibitzon on the charg�ng of su�h fee, L.�nder may not char�e fees �ha�are e�pressly prohibited�y this Securi�y�ns�rument or by Appl�cab�e Law. If the I.�a�is subject t�a law wh�ch se�s maxirnum Iaan charg�s, and that la�v �s f�nai�y interpre��d so�ha� the inte�es�or a�her Ioan charges co�Iected flr ta b�call��d in cann�c�ion wi�h�he Loan e�ceed�h� perm�tted�imits, �hen: �a}an�such�oan charge sha��be reduced by the amount necessary to reduce the charge ta the permitted limi�; and�b}an�s�ms aiready callected fram Bo�rrower whi�h e�.ceeded p�rmi.tted limits wi��be refunded to Borro�v�r. L�nder may cho�se�o make this refund b�rcdu�ing�he principa�a�ved under the Note or b�rnaking a direc�payment to Barrower. If a refund reduces principai, the reduction will be�reated as a par�iai prepayment vvi�hou�any pr�payment char�e�whe�her�r not a prepa�ment charge�s pra�ide�for under the No�e}. Borr�w�r's acceptar�ce of an�such r�fund made�y direct pa�ment to �3orrawer wi�l c�nstitute a waiver of an�rig�at of ac��an Barrow�r might have arising�ut af su�h overeharge. '15. Notices. AII not�c�s gi�en by Borrower flr Lender in cannec��on w�th th�s SeCurity Ins�rum�nt must b�in wr�ting. Any nat�ce�o Borr�w�r in conn��on with�his Se�ur��y Ins�rumen�shal��e deemed ta ha��heen given��Borrower when rnailed by f�rst�Iass ma�l or wh�n actua�ly del�ver�d to Barrower's not�ce address zf sent by ot�er rneans. Natice�a any one B�rrower shat�constitute noti�e t�al�Bor�rawers un�ess Appl�cab�e Law expressi�requires otherv�rise. The notice address shall be the Praper�y Address unl�ss Borrower has NE6RASKA-Single Family-Fannie MaelFreddie Mac UNIF�RM IfVSTRtJMENT �arm 3�28 11�1 VMP� VMP6�NEy��3�23 VIl�Iters Kiuwer Financ�al 5er�ices Pac�e'I 1 0#'f 7