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��15�4�14 serWices and subsequent charg�s ea�h t�me remappings or si.milar�hanges a�cur v�hich reasonably might affect such de�erminat��n ar certification. Borraw�r shali a�so be responsibie f�r�h�payment of an}�fees im.posed by�he Federa�Emergen��Management Agency�an canneG�ion v�ith the review of any flood z�ne determi.�a��on resulfi�.ng fram an obj ect��n by Borrower, If Borro�er fails tv maintain any of the coverages des�ri�ed aba�e, Lender may�btain insurance�overage, at Lender's�p�ian and Borr�vver's exp�nse. Lender is under n�o�ligation tv purchase any part�cular type or amount�f��v�rage. Theref�re, such co�erage shall caver Lender, but might or might not protec�Borrov�rer, Borrow�r's e�u�ty in the Property, ar the contents of the Propert�, agains�any risk, hazard or iiab�lity and m�ght pro�ide gr�ater or lesser cv�erage�han vvas pr�viously in effect. B�rrawer acknovvledges that�h��vst of the insurance coverage s��btained might signif�cantly e�ceed the cos�of insurance tha�Barrov�er c�uld have ob�ained. Any amounts d�sbursed by Lender under�his Sectron 5 shall became additional debt of B�rrower secur�d by this Secur�ty Instrument. These amoun�s sha11 b�ar int�r�st at�he Note rate from�he date�f disbursement and shall be payabl�, v�ith such ix�terest, upon nati�e frorn Lend�r�❑Borro�er reques�ing paymen�. � A��insurau�e pfl��cies required hy L�nder and renevwals af su�h pol�c�es shall�e subj ect to Lend�r's right�o d�sappro�r�such pvli�ies, sha�� include a standard m�r�gage clause, and shai�name Lender as mor�gagee andlor as an addi�ianalloss payee. Lender sha�I ha�e th�right t�h�1d the policies and renev�ral certifi�ates. If L�nder requi.r�s, Bvrrov�er shall pr�mptl}�give to Lender aI1 r�ceip�s af paid pr�m�ums and renewal notices. �f Borrower ol�ta�tns axa�y form of insuraulce coverage, nat atherwis�r�qu�red by L�nder, for dama�e t�, or destruction af, the Pr�per�y, such pa��cy shall in�lude a standard martgage clause and shall name Lender as mortgagee andlflr as an additiona��ass pa}�ee. In the e�ent❑f 1oss, Borrovver shall give prompt n�tice t��he insurance carr�er and Lender. Lender may mak�proof�f lass if n�t made promptly hy Borr��er.�Un��ss Lender a.rid Borrower atherwise agree in wri�ing, any insuran�e pro�eeds, v�hether or not th�underlyi_ng insuran�e was required by Lender, sha11 be applied t�r�starati�n or repair of the Property, if th�restora�ion or repair is econom��ally feas��le and Lend�r's security is n��lessened. During su�h repair and res��ra�ivn period, Lender shal�hav�the r�ght t� hold such insurance praceeds un�il Lender has had an vpportunity ta inspect such Praperty to ensure�he v�ark has been completed tv Lender's satisfactian, provided that such i.nsp��ion shall�e undertaken promptly. Lend�r may d�sburse proce�ds fvr the repairs and restaration�n a sing�e payment�r in a s�ries �f pragress payments as the wark is cor.�p�et�d. Un�ess an agreement is made Yn writing�r Appli�able Law requires interest to b�paid on such insurance pr��eeds, L�nder shall not l�e required tfl pay B�rrvvwer any interes�or earnings on su�h praceeds. Fe�s for publi�adjust�rs, or�ther third parties, retained by Barra�er sha�I not be pa�d out of the�nsurance proceeds and shall b��he sole obligation af Borrov�er. If the restoration �r repair is n��economi�a��y feasible ar Lender's secur�ty would be Iessened, the in.surance proceeds shall be applied tn�he sums secured hy this Security Instxument, �hether or not then due, wi�h the e�cess, �f any, paid��Barrower. Su�h insurance pro�eeds shali b�applied in the�rder provided for in 5�ct�on 2. If Borr�wer a�andons�he Prvpert�, Lender may file, n�gotYa�e and set�le any available insuran�e claim and related mat�ers. If B�rrower does not respond wi�hu�3� days to a noti�e fram Lender that the insuran�e carrier has�ffered to sett�e a claim, then Lender ma�neg�tia�e and sett�e the claim. The 3�-day periad w��l begin�hen�he no�i�e�s gi�en. �n e�ther e�ent, or�f Lender a�qu�res the Prop�rty under Sect�on 2� or atherv��se, B�rrovt�er hereby ass�gns�o L�nder�a�Borr�wer's rights tn auly insurance pr��eeds in an amaun� not ta ��ceed the amounts unpaid under the Nate�r this Se�urity Instrument, and[�}any other of Borrawer's r�gh�s �ather than the right t� any r�fund of unearned prem�ums paid by Borrawer)under all insurance p�licies covering�he Prvperty,�insafar as su�h rights are applicab�e�o�he�ov�rage of the Property. Lender may us��he insuran�e pr�cee�s either to repair or restore the Property�r�o pay amoun�s unpa�d under the N��or thYs Security Instrument, wh�ther or na��h�n due, • r � 2��5 2679427 10��4970�D��44793❑ ❑9�3 N�RA5KA�5ingl�Fam ify-Fannie M aelFreddie M ac UN[F�RM IN5TRLIM ENT WiTH M ER5 ' Farm 3028 1!01 VMP p VMP6A(NE}[�3�2} Wa[ters Kluwer Fnanciaf 5er�ices � El812015 '[�:33 PM Page?of'�T . • �