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��15�4�14 <br /> If th�Laan�s subj ec�tv a�aw which se�s ma�imum loan�harges, and that 1aw is finally�.nterpreted so�hat � <br /> the in�er�st or�ther lvan charg�s �allected or ta be collec��d in connec�ian with the Loan exceed�he <br /> permitted li_mits, then: �a�any such loan charge sha��be reduced hy the amourit ne�essary to reduce the <br /> charge to the perm�tted limrt; and�b� any sum�a�ready �oll��ted from Borrov�er�h�ch exceeded perm�tted <br /> li.mits�i�1 be r�fund�d�o Bvrrawer. Lender may�hoose ta make this refund by reducing�he principal vv�ed <br /> und�r the No�e or by mai�ing a direct payment t�Borr�v�er. If a refund reduces principal, �he reductian v��11 <br /> be'treated as a partial pr�payment�ithou�any prepayment charge��hether or nat a prepayment charge is <br /> provided f�r under�he N��e}. Borrovver's accep�ance of any such refu.nd made by direct payment t� <br /> Borrvwer���1 canstitu�e a waiver of any righ�of a�tion Borrower might have arisi.ng out af such over�harge. <br /> 'I 5. Natices. A��no�i�es given by B�rra��r ar Lender in c�nnec�ion with this 5eeurity Instrument must be in <br /> v�riting. Any notice to Borrower in connecti�n with this Security Instrument shall be deemed�o ha�re be�n <br /> giv�n t�Borrower�hen mailed by first c�ass mail or when actually d�lxvered t�B�rro�er's n�tice address <br /> if sent by�ther means. No�ice�a an}�one Borrower shall�ons�itute n�txce tfl all Borrov�ers unl�ss <br /> Applicable Law expressly requires otherv��se. The noti�e address shall be�he Property Address unless <br /> Borro�er has designated a su�s�itute nu���e address hy n�tice t�Lender. Borrovver shall promptly n�tify <br /> Lender❑f B�rrow�r's change vf address. If Lend�r spec�f�es a pro�edure f�r reporting Borrawer's change <br /> of address, then Borrovver shall only report a change of address�hrough that spe��fied prvicedure. <br /> Ther�may be only one designated n��ic�addr�ss u.nder this Se�urity Instrument at any one tune. Any notice <br /> t�Lender shall be gi�en by delivering i�or�y rnailix�g�tt by f�rst�lass mail to Lender's address s�at�d her�in <br /> unless L�nder has d�s�gnated another address by notice�o Borr�v�er. A�ny not�ce in�onnect�vn with this <br /> 5ecurity.Instrument shal�not be d��med tn have�een g��en to Lend�r until actually receiv�d�y Lender. If� <br /> any natice required�y this Security Instrument is also required under.Applicabl�Law, �h�Appli�able Law <br /> requiremen�wi11 satrsfy�he corresponding r�quirement under th�s 5ecurity Instrumen�. <br /> . , <br /> 'I 6. �vrrern�ng Law; Se►�erability; Rules af Canstruct�on. This Security Instrument sha��be governed by� <br /> fed�ral�aw and the�avv af the jurisdicti�n in v�hi�h�he Prop�rty is l��ated. A11 rights and ohligat�ons : � <br /> conta�ned in this Se�urity Instrument ar�sul�je�t to any requirements and�imi�a�ions of App�icable Law. • <br /> App�icable LaW might e�pli��tly or i.mplic�.tly allow the par�ies t�agree by contra�t or it might be silent, �ut <br /> such silence shall not be cflnstrued as a pr�hibition aga�nst agreement by cflntract. In the e�ent that�any <br /> pro�isivn or clause of�his Security Instrument vr the Note canflic�s v�ith Appli�able Law, su�h cvnflic�shall <br /> no�affect�ther pro�rs�ons of this Security Instrumen�or the Note vvhich can be given�ff�ct v��thout the <br /> cvnfli�tin�pr��isivn. � <br /> As used in�his Se�urity I�astrument: �a�v�ords of th�masculine gender shali mean and in��ude�orrespvnding <br /> neuter w�rds vr vvords of the feminine g�nder; (b]v�ords in�h�singu�ar sha11 mean and include th�plural <br /> and vic�versa; and�c}the vword"may" gives sole d�scretion wi�hout any obligation to talf�any action. <br /> '�?� Barrvwer's C�py. Borrower sha��.be given one copy,o�th�I�Tot�an_d of this 5e�urity Instrument. <br /> 'I 8. Transfer af the Prvper�y or a Ben�f�cial lnter�st in Barrvw�r. As used in this 5ection 1 S, "In�eres�in <br /> �h�Pr�perty" m�ans any lega�or heneficial interest in the Property, including, hut not�imited to, th�se <br /> bene�cial interests transferred in a bvnd f�r deed, �ontra��fnr de�d, �ns�allment sa�es contra��ar escrow <br /> agreement, the in�ent of vwhich is the transfer af trtie by Borrov�er at a future date ta a purchaser. <br /> If a11 or any par�of th�Prop�rty�r any In.��rest:�n the Froperty�s sold or transferr�d��r if B�rro�er is not a <br /> natural persnn and a b�n�ficial�nterest in Borrvv��r is�old.or transferr�c��wi��iout Lender's pri�r wr�tten <br /> �vnsent, Lender may require��mmediate payment in full vf all sums secured hy th�ts Security Instrument. <br /> Ho�ever, this option shall no�����exerc�sed hy L�nder if such��ercise is prohibited by Applicable Law. <br /> 20'�5 2E79427 1�Da497���'1244?93❑ 0903 <br /> NEHRASKA-5ingle Fam i[y-Fannie M aelFreddie N[a�UNIF�RM INSTRUM BVT V111TH M ER5 Form 3D28'I IO� <br /> VMP p VMPfiA�NE�(13�2} <br /> Wolters Kluw er Fnan�iai 5ervices fi18120'�5 'I�:33 pM Page 12 of�? <br /> i <br />