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��15�373�
<br /> The Fun.ds sha11 be held in�n i.nstitut�an whose dep�s�ts are insured by a federal agen�y,instrumentality,or
<br /> entity�in���d�ing Lend�r,if L�nder is���s�ituti��v�hose d�posi�s are so�nsured3 or in a�y Federal��n�e
<br /> Loan Bank.Lender shall apply the Funds to pay the Es�ro�v Items nQ�ater than the time�pecif�ed under
<br /> RESPA.Lender shall n.at charge Borrovver for holding and applying the Funds,annually analyzing the
<br /> escr��v aGcaunt,or verifying the Escr�w�tems,ualess��n�er pays Bvrro�v�r interest on t�e Fun$s and
<br /> Applicab�e La�v permits L�nder to mak�sueh a cha,rge.Unl�ss an agxeement is made�n�vriting or
<br /> Applicab�e Law requues interes�to be paid on the Funds,Lender�hall nat be requued to pay Borrawer any
<br /> interest or earnings vn the Funds.I�orrower and Lender can agree in writing,however,�that interest shall be
<br /> paid an the Funds. Lender sha��give�o Borrower,�ithout charge,an annual accounting of the Funds as
<br /> required by RESPA.
<br /> If there is a surplus of Funds held�n escro�,as defined under RESP�,Lender shal�account tn�orrower for
<br /> the excess funds i�accordance with RESP.�.If there is a shartage af Funds held in escrow,as defined under
<br /> i�SPA,�,�nder shall notify Bonow�r aS r��uired by RESPA,and i�orrav�er sha1l�ay to i.end�r th�amnunt
<br /> necessary to make up the shortage in accordance with l�ESP.A,but�n�o mare than 1�monthly payments. If
<br /> there�s a deficiency of Funds held in escrow,as defined under RE�PA,Lender shall notify Barrawer as
<br /> required by RESPA,and Barro�ver shall pay ta Lender the amount necessary to make up the deficiency in
<br /> accordance with 1�E SpA,but�n no more than ��month�y payments.
<br /> Upo�payment in fu110�a�l sums secured by t�his Security In�trun�ent,Lend�r sha�i p�o�pt1��refund to
<br /> Borrower any Funds held by Lender.
<br /> 4. Char�es;Liens.Borrawer sha11 pay a�l taxes, assessments,charges, finesA and impositions attributable to
<br /> the Fro�erty which ca�attain pri�rit�o�rer this Secur�ty Instrument, leasehold payments or ground rents on
<br /> the Praperty, if any,and�ommunity Association DPues,Fees,and Assessments, if any.To the extent tha�
<br /> t#�ese items are Escrow Items,Borrawer shall�ay them in the manne�provided�n Section 3.
<br /> Borrower shall pramptly discharge any lien which has priority o�er this Security Instrument unless
<br /> Borrower: �a)agrees in�vriting to the payme�t�f the obligation secured by the lien�n a manner acceptaUle
<br /> to Lender,but only�0 long as Borrawer�s performi���such�.greement; �b}contests the lien in gaod faith by,
<br /> or defer�ds against enforcemen�of the�ien in, legal proceedings which in Lender's opinion operate to prevent
<br /> the enforcement of the lien�hile those proceedings are pending,but�n1y untii such pra�eedings are
<br /> concluded;or(c}�ecures fr�m the holder of the lien an agreement satisfactory ta Lender subor�iinating the
<br /> I�en to this Secur�ty Instrument. If Lender c�et�rmine�that any par�of the Property is subj ect to a�ien vvhich
<br /> can attaia priority a�er this Security Instrument,Lender may give Barrower a notice identif�ing th��ien.
<br /> �Vithin ��days of the date on which that notice is g�ven,Barrower sha1�satisfy the lien or tak�ar�e or more
<br /> of the actxons set forth abo�e�n this Section 4.
<br /> I�ender may require Borrower to pay a ane-time charg�for a real est.�te tax verification andlor reporting
<br /> serv�ce used by Lender in conunecti4n with thi�Loan.
<br /> 5. R'rop�rty�nsurance.Borrav�►�er s�.a��keep the improvem�n�s now e�isting o�r hereafter erected on the
<br /> Property insured against lass by fue,hazards inc�uded�ithin the term"extended co�erage,"and any other
<br /> hazards includi�g,but not l�mited to,earthquakes a�ad floods,for which Lender requues insurance. This
<br /> �nsurance s�a��be maintained in the amounts(�ncluding deductibl�l��els)and for the periods that Lender
<br /> requires,�hat Lender requires pursuant to�he preceding sen�ences can change during the tenn of the Loan.
<br /> �'he insurance caxxier providing the insurance shall be�hosen by Borrow�r subj ect to Lender's right ta
<br /> disappro�e Borrov�'er's choice,which right shall not be exercised unr�asanably.Lender may require
<br /> Borrow�r to pay,in coane�tion�vith this Loan,either: (a}a ane-time charg�far flood�one determination,
<br /> certificat�on and tracking services;or[b}a on�-time�harge f�r fload�ane determinatia�and certifcation
<br /> NEBRASitA-�ingle Family-Fannie MaeJF�eddie Mac IJMIF�RM lNSTRUMENT W[TH MERS Farm 34�81I41
<br /> VMP�$ VMPBA�NE}{1342).0�
<br /> Wo�ters 1[Iw�er Flr�ar�cial Services Page fi of 17
<br /> q�3341485295 qZ33 264 �G17
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