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��15�355� re�u�red by RESPA, and Borrnwer shall pay to Lender�he amaunt necessary to make up the deficiency in a�c�rdance wi�h RESPA, but in na more than 1 Z monthly payments. Upon paymen��n ful� of all sums s�cur�d�y�his S�curity �nstrum�nt, Lender sha�� promptiy refund to B�rrower any Funds he�d by Lend�r. 4. Cnarges; Lien�. Borrnwer sha11 pay aI� tax�s, ass�ssmen�s, charges, f�nes, and impositions at�ributab�e ta the Praper�y wh�ch can attain pr��r��y o�er th�s Security Instrument, leasehold payments or ground rent��n the Prop�rty, if an�, and Cammun��y Assac�at�on Dues, Fees, and Assessments, if any. Ta the ex�en�that �hes�it�ms are Escr�w Items, Borrower sha�I pay them.xn�he manner provid�d in�e�ti�n 3. Borrawer sha11 pr�mptly discharge any l��n�vhich has pri�rity��er this Secur�ty �n�trunZ�n�unl��s Borrower: �a} agrees �n writing to the pa�ment of the�bligation secured by �he�ien�n a rnanner accep�able to Lender, but on�y so�ong as Borrower xs performing such agreement; ��}contests the lien in g�od fa�th b�, �r def�nds against enforceam.en�af th�lien in, l�ga�proceed�ngs whiCh in Lender's opin�on aperate ta pre�en� the enforcement of�he li�n while tha��pr��ings are pend�ng, but on�y un�� such pro�eedin�s are conc�uded; �r�c} secures from th�ho�der of th�lien an agreen-�en�satzsfactoz-�r�o Lender subardzna��ng th� �ien ta th�s Security �nstrument. �f L�nder de��rm�n�s that any part�f�he Prap�rty is subject to a lier�which can attain priarity over thi�Secur��y�nstrurnent, Lender may give B�rrow�r a n�tice identifying the I�en. �ithin �0 days of the dat�an which that notice is given, Borrower sha�� sat�sfy the�ien or ta�e ane or mor� �f the ac�ions s�t f�rth abave in this Section 4. Lender may requ�re Borrow�r to pay a ane�time c�arge for a real�state ta�v�ri�cat�an andl�r repor�ing service used by Lender in��nnect��n wz�h�h�� L�an. 5. Property Insurance. Borro�ver shal� keep th�zmpro�ements nou� existing ar hereaft�r�rected�n the Praper�y in�ured against loss by f�re, hazards inc�ud�d��thin�he�erm "e�ctended cav�rage," and any other hazards zn�lud�ng, but not Iimit�d to, earthquakes and f�oads, for whzch Lender requ�res �nsurance. This insuran��sha��be ma�n�a�ned �n the amounts �including deductib�e l�ve�s} and for the periods that Len�.er requires. �VL�ha�Lender requ�res pursuant ta�he pre�ed�ng sent�nces�an change during the term of the Loan. The insurance carrier pra��ding th�insuranc��ha�l be chasen by Barrawer subj��t to Lender's righ��a disapprave Borrow�r's chaice, v�hich right shal� n�t be exerc�s�d unr�asonab�y. Lender may requxr� B�rrower��pay, in connection with this Loan, either: �a} a one-t��x�.e charg�far�.00d zone d�t�rminatian, certification and tracking servi�es; �r�b} a on�-t�me charge f�r f�oad zone determina��on and cer�ification s�r�r�ces and subsequent charges each��me remappings�r similar changes occur which reasonably might a�fect such determinatian�r cert�f�ca��on. Borrower sha�l also�e responsible for the payment�f any fees imposed by the Federal Ernergency Managem�n�Agency �n conneCtion w�th the review of any flood zone de�erminat�fln resuiting from an o�jectian by Borrawer. �f Barrower fails to ma�ntain an�of�he coverages described abave, Lender may obtain insurance co��rage, at Lender's optzon and Borrawer's expense. Lender is under no obligatian ta purchase an�particuiar type or am�un�af coWerage. Therefore, such coverage shal� caver Lender, bu�nugh�or migh�na�prote�t B�rrov�er, Borrower's equ��in�he Proper�y, �r the con��nts af�he Property, agaxns�any r�sk, hazard or�iab��ty and m�ght pravid�greater or��sser c��erage�han was previous�y �n effec�. BorroW�r acknow�edges tha�the cast �f the insurance cav�rage sa obtazned migh�signi�cantly�xc�ed the cos�of insurance�hat Borrower cou�d have abtained. Any amaun�s disburs�d by Lender under�h�s Secti�n S sha�l becflme additi�nai deb�of Barrower secured by this Securit� �nstrument. 'I�h�se a�m�unts shal�bear�ntere��a�the N�t�ra�e from the date of dishurs�m�nt and shail be payable, �ith such in�erest, upan notice fr�m Lender�o B�rro�rer requesting pa�ment. NEBRASKA-Sin�te Family-Fanr�ie MaelFreddie Mac UNIFQRM 1NSTRUM�NT Form 3�28'�Id1 VMP[� VMPfitN��ti 3Q�} Wolters Klt�wer Financial Ser�ices � Page fi of 17