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��15�35�5 mai.ntai�aed in th�amaunts��.n��ud'uag deductibie le�els�and f�r the p�riods t�at Lend�r�equir�s. �hat L.ender requires pursuant ta the pr��eding��ntences can change duting the term�f�ie Loan. T�e insuranc�carrier provid�ng the insuran�e shall be chas�n�y Borrower subj��to Len�er's right t�disagpr�v�B��i`ower's Gh�ice,which right sha�I not t�e�xercised unr�asanably. Lender may require Borrow�r to pay,in�onn�c�io�with th�s L��n,ei�h�r;�a�a one- �ime charge for flood zane determinatian}certificati��and tracking services;or�b�a�ne-time charg�far fl�ad zane d�termination and c�rtific�tion services and subsequent charg�s e�ch�ime remapging or similar chan�es occur�vhi�h r�as�nably might aff`ect sueh de�erminat�on ar c�rtification. B�rraw�r shall als��res�onsi��e for the payment af any f�es impo��d by the F�deral Ernergency Managem�nt Agency in cannec�ion with the re�iew of any fio�d zone d�terminanQn resu�ting frorn a�ob��cti�n by Borrower. If B�rrower fails t�maintain any�f the Goverage's des�ribed ab��?L�n�er may obtain in�urance cov�rag�,at L�nder'�option and Barrawer's�xpen�e. Lender is under na 41�Iigativn�a purchas��ny particul�r�,yp�or amaun�of�o��rage. Ther�fare?such Goverage sha�l cow�r I�nd�r,�ut might�r might nat prot��t Borrower, Borr�wer's�quity in the Pr�perty,or�h��antents af th�property,�gainst�ny r�sk,ha�ar�or liabilit�and migh� pmwide great�r Qr 1�sser coverage than was previaus[y in effeG�. Borrawer acknowle��es that#h�cost ofthe in�urance �o��rage sa��tained might significanti�exc�ed th�cost of insuranc�that Borrvw�r cou1�have obtain�d. Any amounts dis�ursed by I.�ender under this Se�tion�shall be�ome additi�nar debt of B�rrawer s�cu.red hy this Se�urity Instrument. 1"hese amounts shall bear interest at�he I�iote rate from the date�f diS�ursement and shall be payable, with�u�h inter�st,upon notic�fr�m i��nder t�Barr�wer�eque�tin�pa�m�nt. A11 insur�nce poti�i�s r�quired by L�ncl�r and ren�wa�s�f su�h po��ies sha�t be suUj��t4 Lender's r�ght to �is�gpmve su�h pa�i�i��,sh�ll includ�a standard n�artgage clause,and sha1�name�.e�d�r as mQrtgagee andfor as an additian�l�oss pay��. L�n��r shal�haW�th�ri�ht to��old th�p��i�ies ar�d r�n��al�er�ifca�es. �f Lender requires, Borr�wer shall pr�mptly giV�to L�nd�r al�re�ei�at��f paid premiums and xenewal n�t��es. If��n�wer�btains any f�rm of in�urance CaWerag�,not otherwise r�quired hy Len�ler,f�r darnage to�or d�st�uc�ian�f,the Pr�p�rtys su�h policy shal!include a stan�iard mor��a�e clause and shall na�ne as rnortga�ee antUor a�an additiona��as�pay�e. �n the ev�nt of la�s,Borr�wer shall giv�prompt nvticc t�th�insured carri��and Lend�r. L�nder may m�ke pr�of of loss if not mad�promptl�by B�rrawer. C3nles�Lender�nnd$orr�wer oth�rwis��gr��in wri�in�any insuran��pr�ceeds,tivhether or not th�under�ying insuranc�was requir�d by L�nd�r,�hall b�app�ied t�r�staration�r repair�f the Pmp�rty,i f Ehe rest�ration or r�pair xs�canami�all�feasih��nd Lend�r's security is n�t l�s�ened. Dur�ng such re�afr and nestoratian geriad,Lend�r sha11 hav�th�righ�t�hald�u�h insuranc�pra�eeds until Lender h$s had an opp�rtunity to inspect such Pra�erty t�ensur�th�work has been camgl�ted ta Len�er's satisfa��ion,pmvided that such inspectian shall be und�rtaken prampt�y. Lender may di�burse proc�ed�f�r t�e rep�irs�nd r�storation in a singte paymeat�r in a series�f progress payments as the work i�campl�ted. Unless ari agre�m��t is made in wriring or Agpiicahle Law re�uires intere�t ta be paid on such insu�rance proce�ds,Len�er shall not��re4uired to pay Barr4wer any interest ar earnin�s an such pr�ceeds. Fees far FubYic adjusters,or�ther third parti�s,retain�d�y Bormwer shall nut be paid out of the insur�nGe pro�e�ds and shaii�e the s�le ob�i�ation af Borrawer. If th� re�t�ratian or rep�ir is nat econ�mica�ly f�asible�r L�nder'�s�curity w�u�d be Iessen�d,the insurance proceeds sh�ll be applied to the sums secur�d by this��curity Instrum�nt,wheth�r or not then du�,wit�the e�ccess,if an�,p�id to �arrower. �u�h insurance pr�ceeds shall be applied in the arder pra�ided for in Secti�n�. If Borrawer abandans the Properiy,Lender may fite,ne�aria�e and settle any a�ailab�e insurance claim and re�at��matters. if Borravsrer daes no�r�s�ond within 30 days t�a norice fram L�nder t�at insuranee carrier has�ffered ta settl�a claim,th�n L�nder may n��at��te�d seitie the claim. The 3�-da��riod will begin when the no��ce is �iven. in either�v�n#,or if L�nder acquire�the Fra�erty under Section 2�vr atherv�ise,Barraw�r hereby assigns ta L�nder�a�Barrower's r�gt�ts ta any insurance pr�ceeds in an amaun�not�o exce�d the amaunts unpaid under the N�te �r this��curity Instrurn�nt,and�h�an�r other of norrawer's rights�other than th�right t�an�r�fund af un�arned