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��15�347� <br /> required by RESPA, and Borrfl�ver shall pa� �a Lender�he am�un�ne�essary to make up the def�ciency in <br /> accordan�e with RESPA, bu� in n�more than �2 monthly pa�men�s. <br /> Upon paym�nt in full af a�l sums secur�d b�r this�ecurity Instrument, L�nder shall pr�mp��� refund to <br /> Borrnwer any Funds held by Lender, <br /> 4. Gharges; Li�ns. Borr�wer shall pay al1 taxes, assessments, �harges, �nes, and imp�sitions attributab�e to <br /> �he Praper�y v��.ich can at�ain priority�v�r�his Secur��y �nstrument, ��aseh�id paym�n�s�r graund rents on <br /> the Proper�y, if ax�y, and Commun�ty Assaciatian Dues, Fees, and Assessmen�s, if any. To �he e�ten�that <br /> these��ems are Escrow Items, Borrower shail pay them�n�he mar�ner pro��ded in Sect��n 3. <br /> B�rrower shall promptl�dis�harge any�x�n whi�h�.as pr�ority over this Se�urity�nstrum�nt unl�ss <br /> Borrower: �a} agre�s �n wr�ting�a the payment�f the ob��gation secured by the lien in a manner acceptab�e <br /> �o Lender, but on�y so �ong as Borrower is perfnrm�ng such agr��ment; �b}contes�s the l�en�n good faith.�y, <br /> ar d�fends aga�ns�enforcement of the lien in, �egal proceedings wh�ch�n Lend�r'�apinian opera�e to preven� <br /> the enf�rcement�f the li�n while thase proGeedings are p�nding, bu�on�y until such proceedings are <br /> conc�uded; ar��} secures from the ha�der of the��en an agr��men�sat�sfactory to Lender�ubordinating the <br /> �ien to this Secur�t�r �ns�rumen�. �f Lender deter�m�ines�hat any par�of the Pr�per�y�s sub�ect ta a lien which <br /> can a�taxn priority vver�his S�cur���r�nstrument, Lender may gi�e Borr�vver a n�txce iden�ifying the l�en. <br /> With�n l.Q days af t��date�n which tha�notice i� given, Borr�wer shall satisfy the�xen ar take one or more <br /> of the act�ons s��for�h abav��n�h�s Sect�on 4. <br /> Lender may require B�rrower ta pay a one-��me charge for a rea�esta�e tax verification andlar repor�ing <br /> service used by Lend�r in connect�on�ith this Loan. <br /> 5. Prvperty �nsurance. Borrow�r sha��keep the�mp���vements now e�isting or hereaft�r erecte�an th� <br /> Praper�y�n�ured aga�nst�nss b�fire, hazards inc�uded w��hin the term "e�tended c�verage," ar�d a�.�r��her <br /> ha2ards in��ud�ng, but not�imi�ed to, ear�hquai��s and f��flds, for which Lender requ�res �nsurance. Th�s <br /> insurance sha��be ma�nta�ned in the amaun�� ��nc�u�ing d�duc�ible�ev��s} and for�he periads that Lender <br /> re�u�r�s, V�h�t�.�x�d�r r�qu�res pursuant to�he preceding sen�ences can change during the�erm�f the Laan. <br /> The�nsuran�e carrier pr�viding�he �nsurance shall be�hosen�y B�rrower subj�ct ta Lender's right to <br /> d�sappr�ve Borr�wer's�ho��e, which r�ght shai�nat be exer�zsed unreasonab�y. L�nd�r may require <br /> B�rr�v��r�o pay, in conn�ct��n wi�h�his Loan, ei�h�r: �a} a ane-�ime charg�for f�aod zone d�termzna��on, <br /> �er�i�cation and tracking serv�c�s; �r�b}a on�-�ime charge far flaad zone determina�ion and c�r��ficati�n <br /> s�rv�ces a�d subs�quent charges each time remapp�ngs or simi�ar changes accur whi�h reasanably might <br /> affe�t such determi.na��on or��rt�f�cat�on. B�rrow�r sha��als��e resp�nsib�e far the pa�ment of a.�y f�e� <br /> impased h��he Federa� Emergency Management Agency in cflnnec�ion with�he revi�w of an�r flond��ne <br /> determina�i�n resulting from an ob�ection by Borrower. <br /> �f Borrow�r fa��s to maintain any of th��o��rages described above, L�nd�r may�btain insuraz�zc�co�erage, <br /> at Lender's opt�on and Barrawer's ex.p�ns�. Lender is und�r n��b�iga�i�n to pur�hase ar�y particular�ype ar <br /> arnount�f Go�erag�. Therefare, such c��erag�sha�� cover Lender, but m�g��or m�.ght n�t pra�ec�Borrower, <br /> Borrower's equi�y in the Property, or the c�ntents�f the Praper�y, against any r�s�, hazard�r��abi��ty and <br /> rnight pr��i�.�great�r�r�esser co�erage than was prevzous�y �n effec�. Barravver acknov5r��dges tha�th���st <br /> of�he insuranC�cov�rag�s�obtain�d might�zgnificantly exc��d the cos�af�nsurance that Borr�wer could <br /> have abtained. Any amounts disbursed b� Lender urider this Se�tzon 5 sha�l become add�t�Qna� debt�f <br /> B�rrower��cur�d by this Secur��y Instrun�ent. These amounts sha��bear interest at the Note rate franl the <br /> date of disbursement and shal� be payable, w��h such inter�st, upon no��ce from Lender�a Bflrrv�rer <br /> requesting paymenC. <br /> NEBRASKA-5ir��le�amily-Fannie Ma�IFreddie Mac 11NI��RM 1NSTRUMENT Farrn 3028 11D� <br /> VMP 0 VMP6�NEy{7 3p2} <br /> Wolters Kluwer Financial Ser�iGes Page fi af 17 <br />