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��15�347� <br /> B�RR4WER C�VENANTS tha�BarrQwer�s �awful�y se�sed of the estat�her��y conveyed and has th�right to <br /> grant and con�ey�he Property and tha�the Propertx is unencumbered, exc�pt for encumbran�es flf record. <br /> Borr�v�er warrants and wi�� defend g�nera��y�h��itle ta the Property aga�nst a�� ��aims and demands, sub���t to <br /> an� encumbrances of recard. <br /> '�H�S SE�UR�TY INSTRUMENT combin�s uniform c�Wenan�s for nati�na�use and nan-unifor�m co�enants with <br /> limited�arxa��ons by jurisdic��on to cons��tu�e a unif�rm s�curi�y instrument covering rea�proper�y. <br /> Un�form �o�enants. Borrou�er and Lender�Qvenan�and agr��as fo�lows: <br /> �. Payment vf �'r�n�ipa�. �nterest, Escrow �tems, Pre�ayment Charges, and Late Charges. Borrov�er <br /> sha�l pay vvh�n due�he prin�ipal of, and interes�on, the d�bt ev�denced by the Note and any prepayment <br /> charges and 1 ate charges du�un�er the Not�. B�rro�er sha�� al so pay funds for Escrow ��ems pursuant�o <br /> S�c�ion 3, Payments due under the Note and�hzs Secur��y �ns�rum�n�shal�be made in U.S. currency. <br /> �owever, if an�chec�or o�her�ns�rument recei�e�i by Lend�r as pa�rment under�he No��or th�s Secur�ty <br /> �nstrument is returned to Lend�r unpa�d, Lend�r may requ�re tha�a�ay or all subsequent pa��rzents due under <br /> �he N�te and this Securit� �ns�ruxnent be made in one ar mare�f the fallowing forms, as se�ected b�Lender: <br /> �a} cash; �b}money ord�r; �c}certi�ed check, bank�heck, �reasurer's�heck or cashi�r's ch�ck, provid�d any <br /> such check zs drawn upan an insti�ution whose depos�ts ar�insured by a f�dera� agenc�, instrumen�ali�y, ar <br /> e�ti�y; or�d� E�ectronic Funds Transfer. <br /> Payments are deemed rece�ved hy L�nder when r����ved at the�ocat��n des�gnated in th�N�ote or a�such <br /> n�her l�catior�as may be des�gna�ed b� Lender in accordance wzth the no��ce pro��s�ons zn Sec��on 15. <br /> Lender may re�urn any paynl�nt ar part�a�payment if th�payment ar partia�paym.ents are�nsufficient t� <br /> br�ng th��.�an current. Lender may accept any pa�rmen��r partial paymer�t insufficient�o bring the Laan <br /> current, withau�waiver of an�righ�s hereund�r�r prejud�ce t� �ts rzgh�s �o refuse su�h paymen�ar par�xa� <br /> payments in th�future, but Lender is na���ligated to app�y�uch pay�nents at th�t�me such payments are <br /> accep��d, �f each Perifld�c Payment�s applied as of its schedu�ed due date} �hen Lend�r need not pay in�erest <br /> �n unappl�ed funds. L�nder ma�ha�d such unapplied funds until Borr�wer makes pa�ments t�bring th� <br /> Loar�curren�. �f B�rrovv�r does n��do so w�thzn a r�asana�le period of time, L�nder sha11 eith�r app�y such <br /> funds or return�hem to B�rrower. If not app�ied ear��er, such funds wi��be applied to the outstand�ng <br /> prin��pa�balan�e under the Note zmmediately. prior to for�c�osure. No affs��ar c�a�m wh�ch Barrawer m�ight <br /> have now or in�he fu�ure agains� Lender shall r��ieve B�rr�wer from making pa�ments du�under�he N��e <br /> and�his Secur�ty�nstrument or perform�ng�he c��enants and agreements secured by�his Security <br /> Instrurnent. <br /> 2. Appli�ation vf Payments or Pr�Ge�ds. Except as otherwzse descr�bed in th�s Sectzan�, a��pa�ments <br /> accepted and applied by Lender�hal�be app��ed in the fo�i�wing ord�r of priarity: �a� interes�du�under�he <br /> Notey �b}pr�ncipal due under the Nate; �c} am�unts due un�.er Se��ion 3. Such payments shall be applied ta <br /> �ach P�riod�c Pa��nen�in th�order in�vhich it be�ame due. Any rema�n�ng amounts sha�l be applied�rs�to <br /> late charges, s�cond�� any oth�r amounts due under thzs Secur��y �nstrument, and th�n t� r�duG��h� <br /> pr�nc�pa�balance af the No�e, <br /> �f L�nd�r rec�ives a payrnent from Borr�wer f�r a de�inqu�nt Periodic Paym�nt�vhzch�nc�udes a suff�ci��t <br /> am�unt�o pay an��ate charge due, the payment may�e applied to th�delinqu�n�pa�men�and�he Ia�e <br /> charge. �f m.ore than one PeriodiG Payment xs nuts�anding, L�nder may appl�any payment rec��Wed from <br /> Borra�ver�o�he r�payment�f the Per��d�c Pa�rments if, and to the extent tha�, each payment can be�a�d �n <br /> full. To the extent tha�any excess��ist� after�he paymen�is applied to the fu��pa�ment of one or more <br /> Periodic Payments, su�h e�cess may be app�ied�o any la�e�harges du�. Vo�untary prepayments shall be <br /> appli�d f�rs�to any prepaymen�charges and�hen as d�s�r�bed in�h�N�t�. <br /> N�BRASKA-Single Family-Fanni�MaelFreddie Mac UNIFaRM INSTRUMENT �orm 3�Z8 71D1 <br /> VMP� VMPfi�NE��1302y <br /> WaIters Kluwer�inancial 5er�ices Page 4 of i 7 <br />