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<br />   			in the Property and rights under this 5eczu�ity 7nsirument; aazd(d)takes such action as Lender may
<br />   			reasonably zequize to assure that Lender's interest in the Property and rzg,l�ts under thfs Security Instrument,
<br />   			and Borrower's obligation to pay the sums secured by this Security Instrument, shall conti.�.ne unchanged.
<br />   			Lender may require that Borrower pay such reinstaternemt suans and.expenses in one or more of�he fottowzng
<br />   			forans, as selected by�,ender: (a)cash; (b)money order; (c) cer#ified checXc, bank check, treasurer's check or
<br />   			cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br />   			federal ageza.cy, z�sEr�unentality or entity; or(d}Electronic Funds Tz-ausfer. Upon reinstatement by Borrower,
<br />   			tius Security Insirument and obli.gations secured hereby shall remain fuily effective as i£z�o accelera�ion had
<br />   			occurced. However, this right to reinstate shall not apply in the case of acce�eration under Section 18.
<br />    		20.  Sa�e af Note; Change of Loan Servicer; No�ice of Grierrance, 'I'he Note or a partial interest in the
<br />   			Note(together�rith ihis Security Instrumezat} can be sold one or more times witkzout prior notice to
<br />   			Borrower. A sale might resu.it in a change in the entity{lcx�own as the "Loan Servicer'�that collects Periodic
<br />   			Fayments due under the Note and this Security Instniment and per�oix�s other mortgage Ioan servicing
<br />   			obligatzoxis under�e Note, tliis 5ectzrity Tnstrun�ez�.t, and Applicable Law. There also might be one or more
<br />   			changes of the Loan Servzcer uru�elated to a sale of Yhe Note. I£tb.ere is a chauge of the�,oan Servicez�,
<br />   			Borrower will be given wri#ten notice o£tb.e change which wiil state the nazt�e and address of the new Loan
<br />   			Service�r, fihe ad.dress to which payments should be r�aade and any other inforn�ation RESPA requires in
<br />   			connection with a notice o£iaransfer of servicing. IF�ie Note is sold axzd thereafter the Loan is sErviced by a
<br />  			Loan Servicer other�ian ihe p�zrchaser of the Note, #rte mortgage loan servicing obligations to Borrower�ili
<br />  			reinain with tl�e I,oart Servicer or be transferred ta a successor I,oart Servicer and are not assumed by the
<br />  			Note purchaser unless othe�wise provzded by the Note purchaser.
<br />  			Neither Borrower nor Lender may commence,join, or be joined to any juclicial action(as either an
<br />  			i�davidual litigant or the member of a class}that arises froxn the other partsr's acti.ons pursuant#o tl�is
<br />  			Security Instruzneaz#or that alleges that the ather party has breached any provision of, or any dnty owed by
<br />  			reason of, this Security Tnstrutnent, un.Eil such Borrower or Lender has notified the other party(with such
<br />  			not�ce given in complianee�Yh the requirements of Sec�ion 15) of such alleged breach and afforded the
<br />  			other party hereto a reasonable period after�ti2e giving of such no�ice to take corrective actian. If Applicable
<br />  			Law pro�vides a time period which must elapse befare certarn action can be taken, thaE�.me period wilZ be
<br />  			deemed.to be reasonable for purposes of fhis paragraph. Tb.e notice of acceleration and oppartunity to cu�ra
<br />  			given to Borzowez�pursuant to Section 22 and the notice of acceferation given to Borrower pursuant to
<br />  			Section 18 shall be dee�ned to satisfy the no�ice and opportunity#o ta3�e correc�ive action provi.sions of this
<br />  			Section 20.
<br />    		21.  Hazardous Substances. As used in this Section 2I: {a} "Hazardous Substances"are those substances
<br />  			defuied as toxic or hazardous substances, pollutants, or wastes by Env-ironm.ental Law and tkze following
<br />  			substances: gasoline, kerosene, other flaminable or to�c petx-oleum products, toxic pesti.ci.des and herbicides,
<br />  			valatile solvez�.ts, xnatez-�aJ.s containing asbestos or formaldehyde, and radioactive m.aterials; {b)
<br />  			"E�cvironmental Law"means federallaws and laws of the jurisdiction�xrhere the Property is located that
<br />  			relate ta health, safety or environmental protection; (c) "Environmental Cleanup"includes any respo�se
<br />  			action, re�nedial action, or removal action, as defi�ted.in Enviranmental L,aw; and(d}an Environtnental
<br />  			Conditian"means a conditron that can cause, conYribute to, or othexwise trigger an Environmental Cleanup.
<br />  			Borrower shall not cause or pernut the presence, use, di.sposal, storage, or release of any Hazardons
<br />  			Substances, or threaten to release any Hazardaus Substances, on or in the Property. Borrower sha11 not do,
<br />  			nor allow anyone else to do, anything affecYing the 1'roperty{a}that i.s i�xz violation of any Environtnental
<br />  			Law, (b)which creates an Enviz-oz�mental Condi�ion, or{c)which, due to the presence, use, or release of a
<br />  			Haza.rdous Substance, creates a condition that adversely affecis the value of tbe Property. The preceding two
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<br />   		VM P� 														VM P6(NE)(1302}
<br />    		Wolters Kluwer Financfa[Services       											Page 9 3 of 17
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