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��15�33�7 ser��c�s and,�ubsequent charges each�ime remapprngs or simi�ar changes occur�vhich reasonab�y migh� affect sr��h determina�i�n or ce�-�ifica�ian. Borrower sha��also be responsib�e for�he paymen�of any fees �mposed by�he Federa�Emergency Managemen�Agency in connec�ion wzth the re��ew of any f�ood zfln� de�ermination r��u��ng from an obj ectio�.by Borr�vver. �f Borrawer fai�s�o maintain any Qf the coverages des�ribed a�bo�e, L�nde�•may obtain insurance co�erage, at Lender's opt�on and Borrovsre�-'s e�pense. Lender is under no flbl�gation�o purchase any particular type or amount flf coverage. Therefoz-e, such coverage shall cav�r Lender, but might or might nat pro�ect Ba�rr�wer, Borro�ver's ec�ui�y�n the Property, or the co�ten�s nf the Proper�y, agains�any risk, hazard or liabi�ity and mzght pro��de greater or Iesser coverage�han was previously in effec�. Borrovver ac�nowledges tha��he cos� of�he i�.surance coverage so obta�ned migh�szgni�cantly exceed tl�e c�st of insurance that B�rrowe�•could have ab�ained. Any amounts disburs�d by Lender under�h�s Sec��an S shall become add�tzanal debt of Borro�v�r secured by thzs Securi�y Instruxz�ex��. These amoun�s shai�bear interest at the No�e rate from�he dat�of disbursemen�and shall be payable, wi�h such interest, upon notice from L�nder�o Borro�er . requ�st�ng paymer��. A11 ins��rance po�iczes requir�d by Lender and renewa�s of such poiic�es sha11 be subjec��o Lender's right to disappro��such po��cies, shal� inc�ude a sta�dard mortbage c�ause, and 5hali name Lender as mortgagee andlar as an additional �flss payee. Lender sha�X hav�the r�gh��o hold�he pol�c�es and renewal certificates. �f Lende��equ�res, Borro�v�r sha��pramp�ly give�o Lender a��rece�p�s o�`pazd premiums and renewal notices. �f Borrower ab�ains any form of�x�surance caverage, n��otherwise r�quxred by Lender, for damag� ta, or des�ruction of, �he Praperty, �uch po�icy shall include a standard mortgage c�ause and shall name Lender as rn�r�gagee andlor a�an addi�ional Ioss payee. In the e�en��f�oss, BorrQvver shall give pr-�mpt notrce�o�he insurance carrier and Le�der. Lender may make proof of loss if not made promptly by Borrov�er. UnTess Lender and Borr��ver o�herw�se a�ree i� wri�ing, any insurance praceeds, whe�her or not�he underly�ng insurance was required by Lender, shall be applied to restorat�on or re,parr of�he Proper�:y, if the restora�ior�ar repa�r is economically feasib�e and L�nder's security is not les�ened. Duririg such repair and restoration perxod, Lender sha��ha�e the right to hold such i�.surance proceeds unt�I Lender has had an oppor�unx�y to insp�c�such Proper�y�o ensure the work has been comp�e��d ta Lender's satxsfac��on, prav�ded tha�such inspe��ion sha11 be under�aker� promptly, Lender may d�sburse pro�eeds fo�9 the repairs ar�d restoration i�a sin�;le paymeri�flr�n a series of progres�paymen�s as the work is comp�eted.. �U�less an agreemen�is made zn writing or Appl�cable Laur . requires ir�teres�to be pa�d on such insuz a�.ce proceed�, L�nder shall no�be required�o pay Barro�ver any intez es�or earnTngs on.such proceeds. Fees for publxc adjusters, or other third par�ies, retained by Boz•rou�er sha�1 not}�e pazd ou�of�he�nsurance proceeds and shall be the so�e ob�igati�n of Borro�ver. �f the restora�ion o�-repair is r�o��cona�ically feasible o�-Lender's securi�y wou�d be�esser�ed, the irisurance praceeds sha1�be app�ied�o the sum�secured by thxs Security I�strurnen�, v�h�ther or no�thex�due, vvi�h�he excess, if any, paid�a Borrotiver. Such�nsurance proceeds sha�1 be appl�ed in�he orde�-provided for in Sectiion�. If Borr�w�r aba�dons the Property, Lender�nay f�e, negotia�e and setitle ar�y ava�Iab�e insuranc�c�aizri and reiated ma�ters. �f Borr�wer does no��espond wi�hin 3�days to a notice fr�m Lender�hat the znsurance car�-�e�•has offered to set��e a claim, �hen Le�.der may n�gotiate and sett�e the c�aim. The 3�-day period�vil1 beg�x�.�rhen the notic�is given. I�e�the�even�, or if Lender ac�t�ires the Prflper�y under Se��iori��oz- �the�•w�se5 Borr�wer hereby ass�gns�o L,ender�a�Borrower's z�ghts�o any insurance pro�e�ds in an amount no�to exceed�he amo�.�n�s unpaid under the No�e or�his Secur��y�nstrument, and�b} any n�her of Borrower's righ�s��ther than the r�ght�o any r•efund of unearned premiu�s paid by B�Y-r-awer�under aXl insuran�e policies covering�he P�•operty� irisofar as such rights are appli�abl�to the Go�erage af the Prope�ty, Lender xnay use the rnsuran�e proceeds either to repa�r or res�ar��he Prope�•�y or to pay amoun�s unpa�d under�he I�ote or this Securrty Ins�r�ament, �whether or no��hen due. sso�7a3�s� s$o�7a��o N�BRASKA-Sirzg�e Family�Fannie M aelFreddi�M ac UNI�QRM INSTRUM�N'1'W ITH M�RS �orm 302 S�1�1 VMP� VMP6A�NE�{13D2) Wolters Kl�w er FEnancial Services Page 7 of 17