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<br /> An}� app�ication of pa�ments, insurance proceeds, �r Miscellaneaus Pr�ceeds to princ�pal due under�he No�e
<br /> �hall not e�tend or postpone the due date, �r change the amount, �f the Periodic Paym�n�s.
<br /> 3. Funds for Escrow I�ems. Borrower sha��pay �o Lend�r on th�day Periodic Payments ar�du�under�ne
<br /> No�e, un�i���e Note �s pa�d�n full, a sum�the "Funds"} to pro�ide for payment of amounts due for: �a} �axes
<br /> and assessments and ather items wh�ch can attain pr�orit� o�er this Securi�y Instrument as a lien or
<br /> encum�rance tin the Proper��; �b}leaseh�ld paymen�s or gr�und rents fln the Property, �f any; �c} premium�
<br /> for any and ail insurance requ�red by Lender under Se�tion 5; and�d} Martgage�nsurance premiums, if any,
<br /> or any sums payab�e by Borr�wer tQ Lender�n�i�u of�he paymen�of Mor��a�e�nsurance pr�muurn� in
<br /> accordance w�th�he provis�ons of Sectian 10. These�t�ms are�a�led "�scrow �tems." At origination or at
<br /> any��me during the term of�he Loan, Lend�r may require that �ommunity Associatian Dues, Fees, and
<br /> Assessmen�s, �f any, be escrov�r�d b� Borrower, and such dues, f�es and assessments shall be an Escrov�r
<br /> Item. Borrower shai�promptly furn�sh to L.�nder a�I n���Ces of amoun�s�o be paid under�his Sect��n.
<br /> Borrower sha��pa� Le�.d�r the Funds for Escrow �tems un�ess Lender�vaz�es Borr�wer's nb�iga�ion�o pa�
<br /> the Funds far any or aIi Escrovv I�ems. Lender may urai�e Borra�er's o��iga�ion�o pay to Lender Fund� f�r
<br /> any or aI� Escrov�r �tems at any t�me. Any such wa�ver nlay onl�be in wr�t�ng. In th�e�en�of such wa�ver,
<br /> Borrawer sha��pay dire�t�y, v�rhen and where payab�e, �h�amoun�s due far any�scrov� ��ems for v�hich
<br /> pa�rnent of Funds ha�been wai��d by Lender and, if Lender requires, shall furn�sh�o Lender receipts
<br /> e�idenc�ng such paym�n�within such��me period as Lender may requ�re. Borr�w�r's obligation to make
<br /> such payments and to provide rec��pts sha�i for a��purposes be deemed�o be a co�enant and agreem�n�
<br /> contained�n this Secu�-i�y �nstrum�ent, as the phras� "Go�renant a7r�d agreemen�" is us�d �n Sec�ion 9. If
<br /> BorrovWer is o��iga�ed�o pay EsGrow Items d�rectl�, pursuant to a v�ai�er, and Barrower fails �o pa�the
<br /> arnount due f�r an Escrow I�em, Lender may exerc�se �ts rights under Se�ti�n 9 and pay such amoun�and
<br /> Borrov�rer sha���hen he ob�xgated under Sec�ian 9�o repay to L.�nder any such amount. Lender may re�oke
<br /> the v�rai�er as t� any or all �s�row ��ems at any time by a n�ti�e g��en�n accardance with Section 15 and,
<br /> up�n such r��o�ation, Borrower sha11 pay�o Lender a11 Funds, and �n such arnoun�s, �hat are then required
<br /> under th�s Sec�i�n 3.
<br /> Lender m�ay, at any time, co�iect and hold Funds �n an am.aunt �a} suff�cien� �a pernru�Lender�o appl�the
<br /> Funds a�the t�me spec�fied under RESPA, and (b�not to exceed the maximum amount a lender can requ�re
<br /> under RESPA, Lender shal�estimate�he amoun�of Funds due on the basis of curr�n�data and reasonable
<br /> estimates of e�p�nd��ures of future Escrow ��ems or o�herw�se �n accordanc�w��h App��cab�e Law.
<br /> The Funds shali be held in an insti�ution v�hose deposits are insur�d by a f�deral agency, instrumen�a�ity, or
<br /> entit��ineluding Lender, �f Lender is an institu��on whose deposits are sa �nsured}flr�n an� Federai Hom�
<br /> Laan Bank. L,�nder shal� app�y�he Funds�o pa� the Es�r�w �terns n�later�han the��me sp�cif�ed under
<br /> RESPA. Lender shall na��harge Borrav��r for halding and applying the Fu�ds, an�ually ana�yzing�he
<br /> escrow accaunt, or v�rifying the Escrow �tems, unless Lender pays B�rrower in�erest on th�Funds and
<br /> Applicab�e Law perm.its Lender�❑make such a charge. Un�es�an agreem�.ent �s made �n wr�ting or
<br /> Appl�cable Lavv requires interes�to be paid on the Funds, Lender shall no�be required to pay Borrower any
<br /> �nt�rest or earnings nn the Funds. B�rr�w�r and Lender can agree in v�ri�ing, however, that int�r�s��hall be
<br /> paid on the Funds. Len�.er shall gi��to B�rrower, vvi�hout char�e, an annua� account�ng af�he Funds as
<br /> required by RESPA.
<br /> �f there�s a surp�us af Funds held �n escrow, as�tef�ned under RESPA, Lender shal� ac�ount�o Borrower f�r
<br /> the excess funds �n ac��rdance�v��h RESPA. �f�here �s a shor�a�e of Funds held in escr�w, as def�ned under
<br /> RESPA, Lender shali notify Bo�rrower as required by RESPA, and Borrawer shall pay�o L�nd�r�he amount
<br /> necessary�o make up the shor�age in acc�rdance w��h RE�PA, but in no more than �Z monthly pa}�ments. �f
<br /> ' ��here is a de��iency of Funds h�id �n�scro��r, as de�ned under R�SPA, Lender shall notify Borr��ver as .
<br /> N�BRASKA-SingE�Family-�ann�e MaelFreddie Mac L3NIFQRM INSTRUM�NT Farm 3�28 21�1
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<br /> WoEters Kluwer Financial 5er�ices Page�of 17
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