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��15��937 Any amount�disbursed by Lend�x under this Sect�on 9 shal�become additiona�debt of Bonower�ecured by th�s Security Inst�ument.'These amaunts shai�bear interest at the Note rat�frarr�the date o�disbursement and shal�be payable,with such interest,upon noti�e from Lender to Borrower requesting payment. If this Security Instrument is on a Ieasehold,I3orrower sha11 comply with all the pro�isions of the lease. If Borrawer acquues fee title to the Property,the I�asehold and the fee ti��e shall not merge un�ess I�ender agrees to the merger in�ritin�, 1�. �IAortgage�nsurance.If Lender required Mortgage Insurance as a conditi�n�f making the Loan, $UtroW�r shall pay the premiums required to ma�nta�n the Martgage Insuran�e in effect.If,�vr an�reason,the Mortgage�nsura�nce coverage required by Lender ceases to be available from the mor�gage insurer that pre�r�ously provided such insurance and Borrower was required to make sepa,rately d�si�nated payments t4v�ard the pre�n�ums for 1Vlortgage Insurance,l3orrower shall pay the premiums required ta obtain covera,ge substant�ally equivalent to the Mortgage Insurance previous�y in effect,at a cost substantia�ly e�uivalent to the cost to�onower of the Mortgage�nsurance previously in effect� from an a�ternate m�rtgage insur�r selec�ed by Lender. If substantially equivalent�ortgage Insurance�overage is not available,Borro�er shal� cantinue t�pay ta Lender the amount of�he separa�ely�lesignated pay�nen#.�that were due tivhen the insurance c�vera�e ceased to be�n.effect, Lender w�11 aecep�,use and retain these payments as a non-refundab�e loss reserve in lieu of Mar�gage Insurance. Such loss reserve shall be non-refundable, notw�thstanding the fact that the Loan is ultimatel�paid in fu11,and Len.der sha�t not l�e required ta pay Borrower any interest or ea,rnings on such�ass reser�e. Lender can no�anger require loss reserve payments �f Mortgage Insurance co�erage(in the amount and for the period that L�nder requires}provided by an insurer sele�ted by Lend.er again becornes avai�ab�e, is obtained,and Lender requires separately designated payments t�►�vard the prerniums for M�rtgage Insur�nce.If L�nder required Mortgag�Insurance as a condition af making the Laan and Bortaw�r was required to rnake s�parately designated payments toward the premiums for Mortgage Insurance,Borrower sha�I pay the premiums required ta mainta�n M�rtgage Insurance�n eff�ct,vr tv provide a no�n-refunda�h�e loss reserve,until Lender's requirement for M�rtgage In.surance ends in accordance with any written agreement between Borrower and Lender pro�iding for such term�nation or until termination is required by Applicable Law.Nothing in this Section 1�affects Ba�ov�er's oblrga�tion to pay intere�t at the rate prov�ded in the Nate. Mortgage Insurance reimburses Lender(ar any entity that purchases the Note)for certain�o�ses i�may incur if Borrower does not re�ay the�oan as agreed.Barrawer�s not a�party to the Mortgage Ins�urance. Martgage insurers eva�uate their total risk on a1I such.ir�surance in fvrce from time to�im�,and may enter into agreements vvith othe�parties that share or modify their risk,or r�duce�osses. These agreements are an terms an�canditions that are satisfactory to the m�rtgage i.nsurer and the other part�y(or parties}t�these ag�reements.�'hese agre�ements may require t��martgage insurer to ma,ke payments u�ing any source of fu�ds that the mortgage insurer rnay have avai�able(�vh�ch may�nclude funds obta�ned fram Mc�rtgage Insurance premiums}. A�a resu�t af thes�agreements, Lender,any purchaser of th�Note,another insurer,any reinsurer,any ot}�er�ntxty,vr any affi�iate of any of the foregoing, may recei�e�d�tect�y or indirectly}amounts that derive frvm(a�'m�ght be char��ter�zed as�a pflrtion�f Bofrower's payments for Mortgag�insurance, in exchange for shar�ng�r modifying the mortgage insurer's risk,or reducing losses. If such agreement provides that an aff�liate�f Lender takes a share af the insurer's risk in exchange for a share of the �r�miur�s pa��d#o the�nsurer,t�e amangement is aften termed"capti�re reinsurance."Fur�er: q4333 �5�91 fl�33 376 a917 NEBRASKA�ingl�Fami�y-Fannie MaelFneddie Mac UNlFQRM 1N5TRLJMENT WlTH MERS Form 3Q28 41Q� VMP� VMP6�►4NE}(13�2).40 Woiters K�uwer Financiai 5enric�es Page 9 afi 17