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��15��575 required by RESPA, and Borrow�r sha�� pay t� L�nder the amount nec�ssary to make up �he deficien�y in accardance w��h RESPA, �ut �n no m�re�han 12 monthly payments. Upon paymen�in fui� of a�� sums s�cured by th�s Securi�y �ns�rument, L�nder�hall prampt�� refun�i to Barrower any Funds he�d by Lender. 4. Charges, Liens. Borrower sha��pay a�� ta�es, assessmen�s, charges, �nes, and imp�sitions at�ribu�ab�e to the Propert��vhich can attain priar�ty o�er th�s S�cur�ty �nstrument, �easehold payments nr�round ren�s on . the Pr�perty, if an�, ar�d��mmunity Association �ues, Fees, and Assessments, �f any. To�he�x�en�that �he�e�tem�s are EsCrow �tems, B�rrower shal�pay �hem in the manner prov�ded �n Se�tion 3. Barr�wer sha��promp��y dzscharge any lien u�hich has pri�ri�y o�er this Security Instrumen�unl�ss Borrovver: �a} agre�s in v�rrit�ng to�he paymen�af�he ab�igat�on seCured by the li�n in a mann�r acCeptable t� Lender, but on�y sa tang as B�rrQw�r is perform�n�such agreemen�; �b) contests the l�en in gaod fa�th by, or defends aga�nst�nforc�ment of the li�n�n, Iegal proce��ngs whzch in Lender's�p�nzon operate to preven� the enforcem�n��f th��en wh��e th�se praceedings are p�nding, but only unt�l such pr�ce�dings are can�Iuded} flr�c} secures fraxn the ho�d�r�f�he�i�n an agre�ment satisfactory to Lender sub�rdinating the lien�a�h�s Securi�y Instrurnent. �f Lend�r de�ernlznes that any part�f�h�Property �s subject�a a l�en which can a��ain priori�y aver thi��ecurity �nstrument, Lender rnay g�v�B�rr�wer a n�t�G� xdentzfy�ng�he lien. W�thin 1�days af�he date�n which that natice�s gi�en, B�rrovv�r shal� sat�sfy �he��en nr take ane ar mare of�he actions set f�r�h abov��n this Se�tion 4. Lender may r�qu�re S�rrower to pay a one-t�m��harge f�r a rea� �s�a��tax verifica�ion andlor reparting service used by Lender in�onnec��an w�th thzs Loan. 5. Prvperty �nsurance. Borrower shall keep the z�npro�ements naw �xis�ing or hereafter ere��ed on�he Prop�r�y insured against los�by fire, hazards inciuded wi�hin th�ter�m "extended co�erage," an�any other hazards �nc�uding, bu�nat limi�ed to, �ar�hqualces and floods, for�vhich Lender requires �nsurance, This insurance sha��be ma�nta�ne��n�he am�unts �in��uding deductible 1e�els} and for th�p�riads �hat Lender requires. �hat Lend�r r��u�res pursuant ta th�preced�ng senten�es can�har�ge during the�erm af�he Laan. The insurance carrier praviding the insuranc�sha��be ch�sen by Barrower sub�e��ta L�nder's r�ght�o disapprove Borrower's choice, which right sha�� na�be exercised unrea��nab�y. Lender may r�qu�re Borrawer t�pay, in connection wi�h this L�an, e��her: �a} a one-�ime charge f�r f��d zone determinatian, certi�ca��on and track�ng services; or�b} a one��ime charge far flood zone determina�ion and cer�if�ca�ion servzces and subsequen�Char�es�ach time remappings or similar changes occur which reasonably might affec�such d��ermi.nat�on ar cer��ica�ion. B�rrow�r sha11 also be respansibie f�r the payment of any fees impased�y �he Federa� Emergency Management Agen�y �n connec�ian with the re�ie�v of any f�ood znne d�termination resul�in�fram�an abj ectzon by Borr�wer. �f Borrower faiis to main�ain an�of the caverages described above, Lender m.ay abta�n insurance co��rage, a�L�nder's op�i�n and Borr�wer's e�pense. Lend�r is under na ob�igation ta purchase any particu�ar type ar amaunt of co�erage. Theref�re, such co�erag�shall co�er Lender, but migh�ar might no�protect Borrov�er, Borrow�r's equ�ty in�he Pr�per�y, �r the Contents af the Proper�y, against any risk, hazard�r liabiii�y and might provide gr�at�r ar�esser coverage�han was pre�ious��r zn effect. Barrower aCknaw�edges that the cost of th��nsurance�average�o abtain��m�ght s�gnif�cant�y exce�d the cos�of insurance�ha�Borrower cau�d have ab�a�ned. Any amounts di�bursed by L�nd�r under this S��tian S sha�� b��ame additiona� deb�of Barrower s�cured by�h�s Secur��y �nstrum�n�. These amounts shal� b�ar in��rest at the Note ra�e fr�m�he date of disburserx�en� and shal� 1�e pa�ab�e, v��th such �nterest, upon n�tice fram Lender�a B�rrov�er r��uestin�paym��t. NEBRASKA-5ingle�amiiy-Fanr�ie Mael�reddie Ma�UNIFDRM INSTRIJMENT Forrr�3��"11�7 VMP 0 VMP6{NE�t1302} WvIters Kiuwer Financial 5er�ices Page G of�7