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��15���5� <br /> � � � �� ��� �� � �� <br /> 'I�. Borrawer Not Re�eased; F�r�earance By Lender Nat a VIra�Wer. Extensian of th���m�fflr payment ar <br /> modi�cati�n�f amor��za�ion of�he sum�s secur�d by this Se�urity �nstru�ment�ranted by Lender to Borr�wer <br /> or any Successor in In�er�st of Borrower sha��not�perate to re�ease�he Iiabiiity af Barrow�r or ax�y <br /> Successors in�nterest of Borrovver. Lender sha�i no� be required to commenc�pr�ceedings against any <br /> Successor in �nteres�of Borrower or�o r�fus�to�x��nd t�me for pa�ment or otherwise modify am�rtizat��n <br /> af�he sums seGured by this Securi�y �nstrument by reason of any demand made by�he or�gina� Borro�r�r ar <br /> any Success�rs in�nteres�of Borrower. Any forbearance by Lender in ex�rcising any righ�or rem�dy <br /> �nclud�ng, wi�h�ut�imi�a��on, I.�nd�r's acceptance�f pa�rmen�s fram�hird pers�ns, �ntities or Successars in <br /> �nterest of Borrower or in amounts less�han the amount then due, sha��not be a wa���r of�r preciude th� <br /> ex�rcise�f any right or remedy. <br /> �3. Jo�nt and Several Liability: Co-signers: Su�cessors and Assigns Baund. B�rraw�r covenants and <br /> agrees that Borrawer's flb�iga��ons and liabil�ty sha11 be join�ar�d several. �3ow��rer, any Borrower who <br /> c����.�ns this S�curi�y Ins�rum�n�bu�does not execute the Note�a "co-s�gn�r"}; �a� is ca-�sign�ng th�s . <br /> Security �ns�rujment�nly�o mor�gage, grant and can�ey�he co-signer's �nterest in�he Proper��under the <br /> �enms�f�h�s Secur��y �nstrumen�; �b� is no�pers�na��y ob�igated ta pay the sums se�ured b�this Securi�y <br /> Ins�rumen�; and ��} agrees tha� Lender and any other Borrower�an agre�ta e�.tend, mod�fy, f�rbear or n�.ake <br /> any accammodat��ns�vith regard to fh��er�ms of�his S�curity�nstrument or�he Note w��hou��he co-signer's <br /> �ons�nt. <br /> Subject to the pro�isions�f Sec��on 18, any Successor in In�eres�of Borrower who a�sunnes Borr�wer's <br /> �bligat�on�under this Securi�y Ins�rumen�in wr�t�ng, and �s approved by L�nd�r, shall ahtain all of <br /> Borrower's righ�s and benef��s under�his Security Instrument. Borr�v�er shall na��e released from <br /> Borrower's obl�gations and l�ab�l�ty under�his Securit}� Instrument un�ess Lender agrees �o such release in <br /> wr�t�n�. The covenants and agreements�f�hxs Securx�� �ns�rumen�shall b�nd �e�cept as provaded in Sec�i�n <br /> 2D} and benefit the succ�ss�rs and ass�gns of Lender. <br /> '14. Loan Charges. L�nder ma�charge Borrov��r fees for s�r�ices p�rformed in c�nnectian with Barrower's <br /> d�faul�, for th�purpose of pr��ect�n�Lender's �nterest in the Property and right�under�h�s Se�urit� <br /> ,.. <br /> � Instrument, �nc�ud�ng, bu�no�limi�ed�o, at�orneys' fees, proper�y insp�c�ion and�raluation fees. �n r�gard�a <br /> any ath�r f�es, the absence�f expre�s au�hority in this Security �nstrumen�to charge a spec�f��fee to <br /> B�rr��ver sha�� not be c�nstrued as a prohibition on�he charging af such fee. Lender may not�harge fees <br /> that are e�press��pr�hibi�ed by�h�s Secur�t� �nstrumen�ar by Applica�le Lavv. <br /> If�he Laan �s subject�o a law wh�ch sets maximum loan charges, and�ha��av�r �s finaliy �n�erpr�t�d so that <br /> the interes�or other�oan char�es colleGted�r to be collected�n connect�on with the Loan exceed�he <br /> permit�ed l�mits, �hen: �a} any such lo�n charge sha��be reduc�d�y�h�amoun�necessary to reduce�he <br /> �harge to�he permitt�d I�mit; and�b� an� sums a�read�ca��ected from Borrower which exceede�pernu��ed <br /> limits wi�i be refunded t�Borrower. I�tnder may choose�o make this refund by r�ducing��e pr�nc�pal awed <br /> under the N�o�e or�y mak�ng a d�r�c�pay�ment to B�rrov��r, If a refixnd redu�es principa�, �he reduction w��i <br /> be�rea�ed as a par�ia�prepayrnen��v���ou�an�prepaym�ent charge�whether or not a prepayment�harge is <br /> provided for under�he Note}. Borrow�r'�acceptance of any su�h refund made by dire�t pa�ment�o <br /> Borr�v�er will cons�i�u�e a vvaiver of any right of ac���n Borrov�er m.igh�ha�re ar�s�ng out of such o�erchar�e. <br /> 'i 5. N�t�ces. A�l noti�es g�v�n b� Borrov�rer or Lender in canne���on with�his Secu�ri�y�nstrument xnus�be in <br /> v�r�ting. An� no��ce ta Borrower in��nn���ion wi�h�his Security �ns�rument sha�l be deemed to ha�e be�n <br /> g��en�o Borr�v►rer when ma�led b� firs�class mail ar wh�n actually deli�ered�o Borrower's notice address if <br /> sen��b�other m.eans. Notice to any on�Borrovw�r shall constitu�e not�c��fl all Borrowers ur��e�s Applicabl� <br /> Law expressl� r�quir�s otherv�ise. The na�ice addr�ss shall be�h�Proper�y Addre�s unless Borrawer has <br /> N�BRASKA-5ingle�amily-�annie MaelFr�ddie Ma�LJNI�ORM lNSTRUMENT Form 30�8 1!�� <br /> VMP� VMP6�NEf[13�2) <br /> Wolters Kluwer Financial 5er�ices Page 1 1 af 17 <br />