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��15��5� Any amounts disbursed by Lender und�r this 5ectian 9 shall becam�additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall he payahle, with such interest, upon noti��from Lender to Borrower requesting payment. If this Security In��rument is on a �easehold, Borrawer shall camply with all the pro�isions of the lease. if B orrower acquires fee �it1� to the Property, the leasehold and the fee titie sha11 nat merge unless Lender agrees to the merger in writing. 1�. IUlortgage Insurance. If Lender required Martgage Insurance as a conditian flf making the Loan, Borrower shail pay rhe premiums required to maintain the Mortgage Insurance in effect. �f, for any reason, the Mor�gage Insurance co�erage required t�y Lender ceas�s to be a�ailable from the mortgage insurer that pre�iously pro�ided such insurance and Barrower was required to make separate�y designated payments toward th� premiums for Mortgage Insurance, Barrower sha11 pay the premiums required to obtain co�erage substantially equi�alent ta the Mortga�e �nsurance pre�ious�y in effect, at a cost substantially equivalent ta the �ost ta B orrower of the Mortgage Insurance pre�iously in effect, from an alternate mortgage insurer selected by Lender. If substantially equi�alent Mortgage �nsurance ca�erage is riot a�ailable, Borrower shall contiriue to pay to Lender the amount of the separately designated payments that wer� due when the insurance co�erage �eased to be in effect. Lender wi11 accept, use and retain these paym�nts as a non-refundable loss reser�e in lieu of Mortgage Insurance. Such loss reser�e sha11 be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be reyuired to pay Borrawer any interest or earnings nn such loss res�r�e. Lender can no long�r require loss reser�e payments if Mnrtgage Insurance co�erage �in the amaunt and for the period that Lerider requires} pro�ided by an insurer selected by Lender again becomes availabl�, is obtained, and Lender requires separat�ly d�signated payment5 toward the premiums far Mortgage Insurance. If Lender r�quired Mortgag� Insurance as a �ondition of making the Loan and Borrower was required to make separately designated paymer�ts taward the premiums for Mortgage Insuran�e, Borrower shall pay th� premiums required to maintain Mortgage Insurance in effect, or to provide a rion-r�fundable loss reserve, until L�nder's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender pro�iding for such termination or until termination is required by Applicable Law. Nothirig in this Section I� affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reirnburses Lender(or any entity that purchases the Note} far certain losses it may incur if Borrower does not repay the Laan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers e�aluate their �otal risk on a11 such insuranc� in force from time t� time, and may enter into agreements with other parties that share or modify their risk, or reduce Ioss�s. These agreements are on terms and conditions that are satisfactory to the mort�age insurer and the other party �ar parties} to these abreements.These agreements may require the mortgage insurer to make payments using any saurce of funds that the mortgage insurer may have a�aiiahle (which may include furids �btained from Mortgage Insurance premiums}. As a result of these agreements,Lender, any pur�haser af the Note, another insur�r, any reirisurer, any other entity, or any affi��a�e of any of the foregoing, may recei�e�directly or indirectly} amounts that deri�e from (or might be characterized as} a portion of Borrower's payments for Mortgage Insurance, in exchang� for sharing or madifying the mortgage insurer's risk, ar reducing losses. If such agr�ement pro�ides that an affiliate of Lender tak�s a share af the insurer's risk in exchang� for a shar� af the premiums paid to the insurer, the arrangement is often termed "capti�e reinsurance." Further: oo��aas3asa Cit�hank 3.2.9�.18 V3 N�BRASKR-Single Family-Fannia MaelFreddie Mac UNIFORM INSTRUMENT WITH MERS Farm 3�Z8 1141 ��p� VMPfiA(NE)(13U2�.aD Wolters K�uwer Financial Services Page 9 af 1l . � ,�' �` �' f N � � -I / � r%. V