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<br /> THIS INSTRUMENT PREPARED By: AFTER REC�RDING RETURN T�:
<br /> Hame F�deral Sav�ngs&Loan Assac�ation of Home F�d�ra�Savings&Loan Associa��an af
<br /> Grand IS�and Grand Is�and
<br /> Z�T Sau�h Locust Street Z�� Sou�h LocUs�S�ree�
<br /> GRAND ISLAND,NE�BS�1 �RAND ISLAND,NE 5584�
<br /> �5pace Abo�e This Line Fvr Reco�ding Da�a}
<br /> L�AN C)RIG�NAT�R��MPANY NAME: H�m�Federal Sa�ings&Loan Assoc�ation of Grand �s�and
<br /> NMLS��MPANY�DENT�F�ER:446443
<br /> L�AN�RI�INAT�R NAME: Lisa Mayer
<br /> NMLS�R�G�NAT�R IDENT�FIER: 494f69
<br /> I3E�D �� TRUST
<br /> [PR�AUTH�l���i3 (�PEN ENI3) CREI]IT - FUTURE AIIVANCES AR� SE�UREI3
<br /> BY '�`I3IS D�ED []F TRUST�
<br /> THIS DEED �F TRUST �"�e�ur��ty I�ns�rumen�"� is made fln Mar�h Z6, 2Q�5. The grant�rs are CRAIG A
<br /> RU�ICKA and STEPHANIE J RUZICKA, HUSBAND AI`ID �VIFE, wh�se address �s 13U4
<br /> INDEPENDEN�E AVE, �RAND ISLAND, Nebraska 685�3 �"Borrower"}. S�rrovver is no� necessarily the
<br /> same as the Pers�n or Persans vvho s�gn �he Ham� Equ�ty Line �f Cred�t Agreemen�, dated March 2fi, ZU�5
<br /> �"Contract"�. The obl�gatians of Bflrro�uers wha did not s�gn�he Confira��are exp�a�ned fur�her�n�h� sect�an titIed
<br /> Successors and As�igns Bnund; Jaint and Se�era� L�abii��y; Acc�mmndation Signers. The �rus�ee �s Arend
<br /> R.Baacky Attorn�y whose address�s P.�. Bax 79�,�rand �s�and,Nebraska 5S8D2�"Trus�ee"}.The benef c�ary
<br /> is Home Federal Sa�ings& Laan A�s�c�atian of Grand I��and, vvhich �s organ�zed and exrs�ing under the�avvs
<br /> of the Un�ted Sta�es flf Amer�ca and�hose address is 22� South Lacust Stree�, �rand �sland, Nebraska G8SQ1
<br /> �"Lender"}. CRA�G A RU�I�KA and STEPHANIE�I RUZICKA ha�e �ntered �n�a a�ontrac���th L�nder as
<br /> af March 2f,2415, under�he terms of wh�.ch B�rrower may, fr�m��me to��me, obta�n ad�ances not�o exceed, at
<br /> any �ime, a *�*MA��MUM PR�NCIPAII .A.M�UNT �E��LUDING PR�T��TIVE ADVAN�ES3xY''{ of
<br /> Twen�y Thousand and ��I1Q� Do�lars �U.S. $2�,��U.O�� �"�red�t Limi�"}. Any par�y in��res�ed �n �he de�ai�s
<br /> re�a�ed�o Lender's con�inuing obliga�ifln�a make advances�Q B�rrower is ad�ised ta consui�direc�ly�vith L�nder.
<br /> If not paid ear�ier, the sums o�v�ng under �3�rrav�er'� C�n�rac� v���h Lender vvil� be due fln Apri� T 5, 2�z�. This
<br /> Secur�ty �ns�rumen� secures to Lender: �a� the repaymen� of th� debt under the �antrac�, wi�h interes�, lI7C�UC�ti7�
<br /> future advances, and alI renevvals, ex�ens�ons and m�d�fcations of�he C�n�rac�; �b}�he payment af a��other sums,
<br /> wi�h in�eres�, advanced t�pr�tect�he security of this Security Instrumen�under the pravxsions af the sect�on�itXed
<br /> Pro�ec�ion�f Lender's R�gh��in�he Prvper�y;and�c}�he performan��of Borrovver`s covenan�s and agreements
<br /> under th�s Secur��y Ins�rumen�and�he �oritrac�. For this purpose, Borrovver, in considera�i�n �f the de�b� and �he
<br /> �rust herein crea�ed, irrev�cah�y gran�s and conveys�o Trus�ee, in trust,wi�h p�wer af sa�e,�he fa�lavv�ng described
<br /> pr�pert��oca�ed in the C�UNTYL�T af HALL, State nf Nebraska:
<br /> Addr�ss: �3U4 INDEP�ENDENCE AVE, �RAND�SLAND,Nebraska 588U3
<br /> Lega� Descrip�ion: L�T FIFTEEN �15) �N AMER��AN INDEPENDENCE �UBDIVIS��N IN' THE
<br /> �ITY(�F GRAND ISi.,AND,HALL C�[]NTY,NEB�ASKA
<br /> T�GET�3ER �'L��TH aIl the �mpro�emen�s no� or hereafter erected Qn the property, and a�l easemen�s,
<br /> appurtenances, and f�xtures no�v ar hereafter a par� of�he praperty. A1� rep�acemen�s and add���ons shai� alsa be
<br /> �avered by th�s Security �nstrumer�t. Al� af �he farega�ng is referred �a �n �h�s Secur�ty �ns�rumen� as �he
<br /> ":Prap erty."
<br /> B�RR��]LTER C�VENANTS �ha� Barro�er is lawfu�ly seised of�he estate hereby �on�eyed and has the r�ght��
<br /> gran� and Con�ey �he Proper�y and �ha� �he Property is unencumhered, except f�r encumbrances af re�ard.
<br /> Borrower warran�s and �vi�� defend genera��y �he ��tle �a the Pr�perty agains� a�X claims and dema�ds, subjec� �o
<br /> any encumbrances of recard.
<br /> Borra�er and Lender c�venan�and agree as fal�av�s:
<br /> 0 2D�4-Z�14 CvrnpIiance Sys#ems,Inc.FDdD-6�3 F-20I 3 L�.10.1.895
<br /> Car�s�rner Rea�Estate-Security Instr3amen�DL203G Page t of 5 www.campliancesys#ems.cam
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