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��15�15�4 'I�. Borra�rver Not Re[eased: Fvrhearance By Lender Not a 1Naiver. Ex�ens�on�f the�ime f�r payment or modifica�ion of amortizat��n af the sums se�ured by this Secur�� ns�rumen�gran�ed by Lender to Borrower or any Successor in�nterest of B�rrow�r shail no�opera�e to re�eas�the Iiabil��y af Borrow�r or an� Successors in �nterest of Borrav�rer. Lender shal�no�be requ�red�o c�mm�nce proceed�ngs against an� Successor in �nterest of Borrower or�a refuse�o�xtend t�me for payn�ent or otherwise modify amor��zat�on of the sums secur�d by this Securit� Instrument by r�ason of any demand made by the�riginal Borrower or any Successors in Interest of B�rrovsrer. Any forbearance by Lender�n exerc�sing any rx�ht or r�medy i�c�uding, �c�v��hou�Iim�tation, Lend�r's a�ceptance�f pa�xnents fr�m��ird pers�ns, en��ties or Successors in Int�rest af Borrower or�n amoun�s less than the amount�hen due, shall no�be a waiver�f or pr�c�ude the exercise of any righ�or remedy. '[3, Joint and Se►rera� Lia�ility; �a-s�gners: Successars and Assigns Bvund. Borrower c�venan�s and agrees tha�Borrower's ob�igations and Iiab��ity shall be join�and several. However, any Borrov�er who cn�s�gns this Secur��y�ns�rument bu�does not execute�he Note �a "co-signer"}: �a} zs��-s�gn�ng�h�s Secur�t� �ns�rument on�y to mor��age, grant and con�ey the ca-s�gner's interes�in�he Proper�y under�he �erms of th�s Secur�ty Instrunnen�; �b} �s no�personally ob�igated to pa�the sums secured h�this Securit� �ns�rum�nt; and�c} agrees that Lende�r and any other Borrav�rer can agree to ex�end, mod�f�, forbear or make any ac��mmoda�ions with regard to the��rxns of this Se�urity �nstrument ar�h� Note vv�thou�the co-s�gner's �ans�nt. Subj��t to the pro�isi�ns of Section �8, any Suc�essar in�nteres�of Bo�rrower whn assumes B�rrower's �b�igations under this Security Instrumen��n wri��ng, and is appro�ed�b� Lender, sha�� abtain a�� of Borrov�rer's rights ar�d benefits under this Security �ns�rument. Barrower shall n�t be released from garr�v�er's obligations and liabi�i�y und�r this Securz�y �nstrumen�un�ess Lender agrees�o such re�ease in wri��ng. The co�r�nan�s and agreem�nts of th�s Security �nstrument sha�l bind�except as provided in Sectinn 2�} and bene�t�he su�cessors and assigns af L�nder. '14. Loan Charges. L.�nder may charge B�rro�er fees for ser�rices perfornZed in conne�tion with Barrov�er's default, for�he purpose�f pro�ect�n� Lender's in�eres��n�he Property and r�gh�s undex th�s Secur�� Instrument, inc�udzng, but not Iimi�ed to, at�orneys' fees, propert� in�pec�ion and�aluation fees. �n regard�� an�other fees, the absence�f e�press autharity in this Security Instrument�o charge a speci�c f�e to Barrower sha�l no�be cans�rued as a prohib��ion on the charging af such fee. Lender may not charge fe�s �hat are express�y prohibi��d by th�s Secur�t� Ins�rument or by Applicab��Law, �f the Loan is su��ect to a iaw u�h��h s��s ma�.imum Ioar�.charges, and tha�Iaw is�na11y in�erpreted so that the interest or ather laan charges coliected or to be c��l�cted �n connec�ion with the Laan exceed�h� p�rnu�ted�im.�ts, then; �a} any such loan charge�hall be reduced b��he amnun�necessar��o reduce the charge ta the permitted l�mit; and�b} any sums already collecte�from Borravver whi�h exceeded�ermi�ted lim��s wi11 be refunded to Borr�wer, I.�nder may chaose to make�his refund�y r�ducing t�e princ�pa�owed under the Note or b�making a d�rec�pa�m�nt�o Borrower. �f a refixnd reduces princ�pal, �he reduction�itl ��trea�ed as a par��al prepayment w�thout any prepayment charge�whether nr not a prepayment charge�s pro�ided f�r under the N�te}. Borr�wer's acceptance of any such refund made by direc�paymen��o� B�rrflwer will �ons�itu�e a waiver at'an�right of actian Borrower might have ar�s�n�ou�af such overcharg�. �5. Noti�es. All notices gi�en b�Borrower�r Lender in connec�ion vvith�his Securi�� nstrumen�mus�be in wri�ing. An�no��ce�o Borrovver�n connect�on with th�s Securi�y �nstrument shai�be deern�d to have b�en given�a Bflrrower vvhen ma�led by first c�ass rna�i or v�hen ac�uaily de�ivered to Barrav�er's no�ice address if sen�hy o�her means. N�ti�e to any one Borrower sha��onstitute n�tz��to a�� Borrowers un�ess Appl�ca�le Law�xpressly requires otherwise. The notice addr�ss sha1�be�he Property Address un�ess Borr�wer has N�BRASKA-5ingle�amily-�ann�e MaelFr�ddie Mac UNI�QRM INSTRUMENT �vrr�n 3028�1D� VMP� VMPfitNE}�'#3p2} Wolters Kluwer Fir�anciai 5er�ices Page 11 of 17