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��15�1455 ser��c�s and subsequen�charges each�ime remap�ings ar sim�lar changes occur�nrhich rea�sonabXy m�gh� affec�such de�err��nation o��cer�ifica�ion. B��r�vver s�ia.�l a�sfl be resp�ns�b�e for the payment of any fees �mpased by�he Fed�ral E�nergency N�anag�ment Agency in cannectian with the r�v�ew of any flood 2one determina��on resulting fro�n an abjec�ion by Borrower. �f Bflrrav�er fa��s t�maintaifl any of�he co�erages des�ribed abo�re, Lender may ob�a.in insurance co�erage, at L�nder's opt�on a��d Borr�vver's �xpense. Lender i�under no obi�ga�ion�o purchase any particular type or amount of co�erage. Therefor�, such caverage sha�l c��er L�nder, bu�might or m�gh�not protec�Borrower, Borrower's e�u��y �n �he Prape�-ty, ar�he con�ents of�he Property, aga�ns�any r�sk, ha.2ard or izabi lzty and might p�-ovide grea�er or le��er coWerag�thara v�as previously in effect. Borrovwer ac�nowledges�hat the cost of�h� insurance co�erage s� ob�ained might s�gn�fi�antly exceed the cos�of insuran�e that Borrov�er could ha�e obtai��ed, Ar�y amoun�s disbursed by Lender under this Section 5 sha�� becarne additiana� debt of Borro�ver secur�d by th i s Securi�y Ins�ru�en�. Thes�amoun�s shal�b�ar interes�a�the No�e rat�frQm the date of disbu�rsemen�and shaii b�payable, vvi�h such int�rest, up�n n�t�ce fram Lender to B�rrovWer requ�s�i n�pa�m�n�. A�1 insurance po�icies�-equ�red by Lend�r and renewals of such palicies sha�I be subj�ct to Lender's right to d�sappro�e such polic��, sha�I �nclude�.standard mor�gage c�ause, and sha�l name Lender as m�r�gagee andlor as an �dditional Ioss payee. Lender shall have�h�r�ght�o ho�d the polxcies and�renewal cer��f ca�es. �f Lender re�u�res, Borrawer shall pramp��r give t�Lender al� r�ce�p�s of pa�d premiums and renevsral n��ce�. Zf�3orrower obtains any farm of�nsuran�e coverage, not otherwise required by Lend�r, far damage to, o�r destruc��on �f, �he Proper�y, such po�icy shall in�lude a standard mortgage clause and sha.��name Lender as mor�gagee andlar as an add�tional lass payee. In�he event af Ioss, Barrawer sha�� give prompt notice ta�he insurance carrier and Lender. Lender ma}� make pr��f o�'los� if nQt�nade prornp��y by B�rrav�er. Unless Lender and Borrovver atherwise agree in writing, any insurance praceeds, wh�th�r�r not�he under�y�ng�nsurance was requ�red by Lender, sha��be appl�ed to ��s�flratian or repair�f��e Property, �f the restarat�on or repair�s e�onomically f�as�bl�and Lender's secur��y �s not lessened. I3ur�ng such repair and res�ora�ion periad, Lender sha��have�he righ�t� hald such insurance proceeds un�il L�nder ha�had an oppar�unity tfl inspect such Property�o ensure�he work has b�en camp�eted to Lender's sa��sfacti�n, pravided tha�such inspe�tian sha��be underta.�en pramptly. L�nder may d�sburs�proceeds for�he r�pairs and res�ora��n �n a single paymen�or in a s�ries af pragress payments as the wor��s comple�ed. Unless an agreement is made �n wr�t�ng ar App��cab�e Lavv r�qu�res inte�es��o �e paid on such �ns�rance pr�ceeds, Lender shal� no�be requ�red to pay Barrower any interest or earnings on such proceeds. Fees far pub�ic adjus��rs, or o�her third par�i�s, reta.ined by Bflrrawer shall not be paid ou�af�he in�urance pr�ceeds ax�d shall be�the soie Q�l�ga�ion of Borrawer. �f the res�oration or repair is n�t eco�ami�ally feas�b�e�r Le�.de�'s security vv�uld be �essened, �he insurance praceeds shal� be a�plied to�he sums �ecured by this Security�ns�rument, whether or no�then due, wi�h the excess, if any, paid to Borrower. Such �nsuranGe praceeds �hal� be app�ied in�he Qrder pravided f�r in Sect�on 2. If Borrower aband�ps�he P�r�perty, Lender rnay f�e, negotia�e and settle any a�a��able insuranc�claim and rela�ed matters. �f Bflrr�wer does no�respond Wi�hin 34 days�o a no�ice from Lender�ha�the insurance carri�r has af�ered�o �ettle a c�a.im, �hen�,end�r m�y nego�iate and set��e�he claim. The 3D-day per�od will �eg�n whe��h�no��ce is given. �n�i�h�r�v�n�, o� if Lender acquir�s the Prop�rty under Section�� or o�herwise, B�rrawer hereby ass�gns to Lender �a�Barr�v�rer's rights�o any�nsurance proce�ds�n an amaunt n�t ta�x�eed�he amoun�s unpaid u�der�he N�te or this S�curity�ns�rumen�, and�b� any other �f Borrowe�'s righ�s�other than the right t�any refund af unearned prem�ums paid by Borr�wer�under a�� �r�surance pQ��c�es covering the Proper�y, �nsafar as such r�gh�s are appl�cable�o�he coverage of the Property. ]L�nder may use�he insurance praceeds ei�he�r�a repair or restare the Proper�.y or to pa}�amaun�s unpaid under�he Na�e or�h�s Secur�ty�r�strument, vvhe�her or n��h�n due. 88Q�682Z07 8801�822�7 NEgRASKA-5i�gfe Fam ily-�artrt�e IUI ael�reda�i�M ac lJN1FQRM INSTRLiM ENT WITH M ERS F�rm 3p2 8�ID� VMP Q VN1P6A(NE��1302) Wvlters Kl�w�r F'inar�cial 5�rvices Pag�7 af 17