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��15�1��7 <br /> requir�d by RESPA, and Borrav�er shall pay to Lender�he amoun�ne�essary��o ma�e up�he deficiency�n <br /> accordance�vvi�h RESPA, but i.n no more than 12 monthly payments. � <br /> �por�payment�n.fu��of alI sunzs secured by th�:s Securi:ty Instrunzent, I,ender s�all p�o�nptly refuxa.d t� <br /> Lor�-awer a�y F'und�helc�by Iaex�der. <br /> 4. Charges; Lier�s. �orra�xrer sha1l�ay all�axes, assessments, eharges, fnes, and�mpos�:��ons a�tr�b��abYe�m <br /> the Propex-�y�vh-�ch can atta.i�priority over thi:s Securzty Instru�ner�t, I.easeho�d.pay�ents�r ground ren�s ox� <br /> the Property} if any; and�ommu�ty Associa��.Qn Dues, ]E ees, aald Assessmen��, �f any. Ta the exten��hat <br /> these xtems are Escrow Items, Borrower shall pay�hem in the ma.n.ner provzded in Sec�on 3. <br /> Borrativer shall prompt�y d�scharge any Ixen which has prior�ty�ver�hxs Security Instrument ux�less <br /> Borrower: (a�agrees in�r��r�g to tlie payna:ent af�he flbligat�o�secured by�he lien�n a ma�ner acceptable <br /> to Lender, but on1�so Iong a,��3arrow�r is�erfox-�ru�g such agreement; �b�c�nt�sts�he lier�in.good fa�th by; <br /> or defends agavzst enf�rcer�en�of the�.en in, �.ega.1�roc�edings�xrhich in.Lender'S opi-�io�operate�o preven� <br /> the ex�..farceme�.t�f the Iier��vh�e those proceedings are pendi-�.g, but on�y unti�such proce�di�gs are <br /> conc�ud.ed; or[c}secu�es frorn�ie���.der af�he�zen ar�ag��ement satisfact�ry t�L,ender sub�zdina�.n.�the . <br /> lien to�s S�cur�.ty Ynstrument. If Lend.er determ-�nes tha.t any part of�he Pr�per�y is subj ect�o a Iie�wh�ch <br /> can at�ain pr�or�ty o�er this Security Instruxneant, Lender may give Borrower a no�ice�d���ifying�he I.zer�. <br /> �i�hir�. 1�c�.ys of�h�date on wh�ch that n�tice is g�-�en, Borr�wer sha�l:satisfy the��e��r take one Qr more <br /> of the ac�i.on�set farth a�bove i-��his Section 4. <br /> Lender may�equire Borrower to p ay a ane-��rrie charge for a real estate�a.x ver�f�cati�n andl or rep or�ix�g <br /> servzce used by Lend.er in.cQ�nect�an�t�i this Loan. <br /> a. ��`ope�'ty �n�ur�nGe. Barrower sha��keep�.he�mpr�vements�now existing�r�ierea.�ter erect�d.on�.e <br /> Prapex-�y insured aga�nst Ioss by�re, haza�d_s included-w�.�h�n t�e ter�"ex�enc�ed coverage,p' �d.any ather <br /> hazards inc��d�.g, but���1_i�itec�to, ear�hquakes and�.00ds, for whic�Lender rec��.ures�nsur�.ce. This <br /> ir�surance shall�e ma�nta�ned��the amvunts�inc�ud�n�c�educt�b�e�.evels� an�far�he�eriads that I��nder <br /> requ�:res. �L7�Vhat L:ende�requir�s puxsuan����ie precedir�g sente�ces can ch�ge during the t�x-�n.�f�he]L�an. <br /> The insurax�.ce carrier proV�ding t.�.e ir�surance sha�l be chosen by Barrower subject ta I1�nder's r�ght to <br /> disapprove�orrotiver's choi.ce, w�iich right shal.�.not be e�ercised ux�reaso�.ab�y. Lender may require <br /> Barrower�o pay, z.n.connec�i�n with thi.s Loan, ezther: �a} a one-tvrie charge far fload zone detern�iva��o�, <br /> cert�f cat�on and�racking serv�ces; or�b� a one-tvrie ch.arge for flaod�ox��de�erm�natian and eert�:�ication <br /> services and subsequent charges each�ime remapp�ngs or s�:mi�ar changes occur uThich reasona�b�y might <br /> affect such deterxnination or cer�if�catzor�. 3orrawer�hal1.al��be responsible for the�ayment af any fees <br /> i.mposed by tlie F�dera.�Emerge�cy Marxager�ent.A.gency i�.eannect�.o�u�th�he review�f ax�y flood z�ne <br /> c�etez�ati�n resul�ng frorr��x abj�et�or��by��x-��w�r, <br /> If I3orrower faz�.s�o ma�n�ain any of th�cvverages describe�above, L.ender�ay o�b�ain i.msur�ce coverage, <br /> at Lender's option and�3orro�er's e�pens�. Len�er�.s�nder n���iigat�ox�ta�ur�hase any�particul.ar type�r <br /> amourit of caver�.ge_ Therefore, such coverage shall cover Lender, but might or might no�pr�tect B�rrovtr�r, <br /> Sarra�r�r's equity in�he Froperty; or�he conten�s af�ie Proper�y, against ar�:y r�sk, hazard or Iiability and <br /> might pr�vide greater ar Iesser coverage than v�ras pr�viaus�y in:effect. Barrower acknow�.edges that the cast <br /> of the in.surance ca�verage sa obtai�.ed�night sa.gn�ficantl:y exc�ed�h.e cast�f insurance tha�Borrower could <br /> have flbtained. �y amou�ats disbursed by Len�.er u�der this Seetion� sha,I1 become addit�ana�.debt of <br /> BQi�'QW��S�CL]�'�[�.�7�1'��1�:5 S�CU.�1�'I�.St�'L1.I71�Ilt. These amoun�s shall be�r intere�t at�he Note rate�-om th.e <br /> date of d:isburser�ent and shall be payabl�, �vx.th such.�n.terest, upan notic�frflm Lender t�Boxr�wer <br /> request�.g p�.�rmente <br /> 24�4792� <br /> �iEBF�4SKA-Single Fam'rly-Fanr�ie M ael�reddi�M ac UNCF4RN1 fNSTR�M ENT Fvrm 3D28 1!4� <br /> VM P Q VM P6�NE}��302} <br /> W alters K1uw er Financial 5ervices p����o.��7 <br />