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��15�11�� <br /> r�quired�y RESPA, and Borrower�ha1�pay�o Lend.e��he arriourit r�ecessary to�na�e up th.e d��ica.ency�r� <br /> accordance with RESP.A; but in no mQre�han.12 manth�y paym�nts. <br /> Up�n payment�n fu�1 of a1�.s�rns secured by thrs Security Instrument, Lender sha�i promptly refund to <br /> Borrower a�a.y Funds held by Le�.der. <br /> 4. �harg�s, ���n5. Borrower shal�pay al.�.ta�es, assessments, charges, fines, and impasi�ior�s at�r�bu�a�le t� <br /> � �.he Proper�y which can attain pr�.ority over�his Security Instrument, �ea�sehold p�.yment�or ground�-ents�n. <br /> th.�Propext�y, if any, ar�d C�rnrnu.nity A�sociation�]�xes, Fees; and.Assessments, �f a��. ���e extent that � <br /> these iter�s a�e�scrow Items, �orrower shall�ay them an�.e�.a.a�.n.�r provzded i�.Sectioz�3. <br /> Borr�wer s�a11 promp�ly d�scharge ax�.y Iie�which�as priority over�his Security I�s�rumer�t ur�Iess <br /> Borrovrer: �a�agrees�.n wr�:ting ta the paymen�af�he obligation secured by the lien ir�a mar�ner acceptabl:e <br /> to Lender, but o�y so�o�g as Borrower�.s performing su�h agreem�nt; (b� co�.test�the�.�ien irx gaod faith b�, <br /> or defends a..ga�st enfo�rcemen�af the Ii.en�, lega�praceec�ngs which�n Lender's apinior�operate to pre�rent <br /> the e�forcement af�he lien while those proceedixa.gs are pendixa.g, bu�on.l.y untiJ.such proceed�gs are <br /> conclud:ed; or�c} s�cures fr�m t�ie�older of the�ien an agreement satisfactary�a Lender subordina��ng the <br /> lien�o tha.� Secur�ty Instrurnent. If Lender deternvnes that any par�af the Property�.s subjeet to a I.zen which <br /> c�attain.przorxty�ver�s Security Ix�strument, Lender may g�:ve Borrav�er a n���.ce�:dentzfy�.n.g the I.i.e�.. <br /> �TlTithi�� l� days of�ie date flr�vvl�ix.ch th.at notice�s�ven, Borr��ver shall satisfy�he Ii.er�ar ta�e one or more <br /> of the ac�ions set forth above��.th.i:s S�c�xfln 4. <br /> Ler�der may�equire Barr�wer to pay a one-t�.�ne charge f�r a real estate tax.v�r�:fxcatzon andl ar rep or�ing <br /> serv�ce used by Lender zn connect�.on�vith this Loan. <br /> �= Pro����r 1 nsurance: Borrower sha1�keep the impravem�nts ri.ow ex�.stin.g or hereafter�rected on t�e <br /> Praperty��ured against�.oss by fi�-e, hazards i�n.c�.uded wi.thin the�erm"�xtended coverage,'' and any ather <br /> hazards in��.uding, but not��mited to, ear�hquakes and floods, for wh�ch Lend�r r�quires insurar�ce. This <br /> insura�a.ce s�.a1.I.be main�ained i�z the am�u�.ts(inc�uding d�duct�bl.e�eve].s�an.d for the periods that Lender <br /> requires. �at Le�der requires�pursuant to the preced�g sen�ences�an change dur�.ng�he t�rm of�ie Loan. <br /> The insurance carr�er provid�ng�he i�surar�ce sha��be choser�by Bvrrotiver subj ect to Lender`s right to <br /> disapprave Borrower's e�ioiee, which r�ght sha�i not be e�ercised unreasa�.ab�.y. ]Lenc��r may req�re <br /> Bar�ower to pay, �n connection w��this Lnan, e�t�er: [a�a one-time charge for fl�od zor�e dete�nati.an., <br /> cer�fication and tracl�uig services; or�b�a ane--t��ne charge for f�aad zone determi:natx��.a�d certification <br /> services a.nd subsequer�t charges each time remappings or simiiar changes pc�u�r wh�.ch reasonably m�ght <br /> affect such de�erminatian.or cer�f�ca�ion. Borrower sha�.�.a1.so be respo�.s�ible for�he paym�nt of a�xy fees <br /> �apased by the Federal Emerg�ncy Management Agency zn connectior�with�.he review af any flofld.�one <br /> detemzi:x�ation resul.ti.r�.g from.an.obj ect�on by Borrower. <br /> If�3orrawer fai�s�Q m.ai�itazn any af the coverages d.escrzbed a�ov�, Ler�der�nay obta�n insurance cov�rage, <br /> at Le�der's opti.ox�aza.d Borrower's e�per�se. L.ender�s ur�.der nQ�b�igat�on t�purchase any particular type or <br /> amount af coverage_ Th��efore, such coverage sha��eover�Lender, but n�ght or mig�it r�flt protect Borrovver, <br /> Borrower's equ.ity in#�e Proper�y; ar th�contex�ts of th�Property, against any r�sk, ha.zard a�li.a�b�i��.ty and. <br /> might provide grea.ter or�esser coverage�han was prev�o�.s1y in effeGt. Borrovvex acknow�edges th�.t the cost <br /> of the xnsurance coverage so obtai�ned rrught signi�cantl�ex�eed the cost of�.�.s�rax�.ce tha�B�rrower cou�d <br /> have obtained. Any a�naunts d:�sbursed by Lender u�d�r this Se��.�n 5 shall.bec�me add�tianal c�ebt of <br /> Barrow�r secured by this Security Instrtunent. These amour�ts sha.11�ear�.nterest at�ae Note rate from�he <br /> da:.te af disbuxsemen�and sha11.b�payab�.e, v�i.th.such ixa.terest, upon natice fram Lenc�er ta Borrower <br /> requesting payment. <br /> 24�g7896 <br /> NEBRASKA-Sir�gle Fami[y-Fannie Ni aelFre�die M ac L]N���RM 1NSTRUNI ENT Farrn 3Q2$�J�� <br /> VM P� - VM P6�NE}��342} <br /> W vlters FCir�w er FinanciaE Se�ices Pa�e G of 17 <br />