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��15�11�� B�R1�fl�ER��VENANTS that Barrovv�er is�a�rful.Iy�eised of the es�ate hereby c�nveyed and has�he right to grant and convey the Propex-�y and tha��he Property�s ux�.encumbered, except far encumbrances of recQrd. �3orr�urer�warrarits and vwi��.defend general�y the��.e to the Pro�erty against a�.�.c�a�ms ar�.d demands, subject�a any ex�cumbrax�c�s of rec�rd. THIS SE�UR�][TY INS�'RUMENT cQmbix�es unifarm covenants for na�onal use a�d n�n ux�.form c�ve�aants v�th ��ted varia��.on:s by�u.r�sdict�on�Q c�nst�.tute a�:nifo�n secu.r�.ty ir�stru��ent cover�.ng real pr�pertys U n�fr�rrn C�ve n�nts. I3orrower ax�.d Lender coverian.t and agree as fa�lau�s: 'I. Paymen� of Prin�ipa�, 1�terest, Escrow lte�ns, Prepaym�r�t G�arges, ar��1 L��.e Charges. B�rrower sha1�pay whe�i due the prirncipal of, a�..d�.nterest on, the debt eviden.ced hy�he Note�id a�y prepay�ent ehar�es and�a�e char�e�due under�he Note. BQrrov�ier shall a1sQ pay fu�ids for Escr�w Items pursuant�o Sec�ion 3. Payments due under the Note an:d this Securi.ty Instrt�ient shall be ma�e�n U.S. currency. Hawever, if a�y check ar other instru:ment reGe�.v�d by Lender as pay�ent under the Note or this Secur�.ty I�strument is returned�o Lender unpa�d, Lender may requ.�ire that any ar a11 subsequen�payments c�ue under the Note ar�d this Secur'rty Instrurnerit be�nad�in one or�ore of the fo�l.ov�.�g�orn.a.s, as�elected by Lender: , �a� cash; �b)m�ney ord�r; [�� cex-�x�ed.chec�, bar��hec�k, �reasurer`�e�ec��r cas�aie�-�s ch�ck, provided any su�]h.c�iec�i�s drav�n upon an.�r�st�tu�ion urh�se deposits are insured by a feder��ger�cy; inst�n.entality, or er�ti�y; �r��1�E�.ecl�rQnic Funds Trax�sfer. P ayments are deemed recexved by Lender w�ien reee�ived at�he�ocation designated ir�the Nat�flr at su�h a�her lacat�on as may be deszgriated by Lender in.a�cordance with th�e not�ce pr�vi.��.ons�n Sec�.fln I5. L�a�der may return any payment or partial payment zf�he pa�yment ar par�ial paynlents are i.nsuff c�:exlt to hr�ng�.he Loan currer�t. Lex�.der ma�aceept any payxaaent or par�ial.payment�:st�ff'xcient to bri.z�g�.e Loa� current, without wa�ver af a.-�y r�ghts hereund�er or�prejudice to xts r�ghts to r�fuse such pa�rment�r paa tial pa.yments�the future, but Lender�s not o�b��gatec��o app�y such payments at the tir�e such paymen�s are accepte�. If each Pe��.ad:�c Paymer�t is app�zed as of its schedu�.ed due date, t�ien Ilender need not pay inter�st on unapplied fund.s. L.end.er xm.ay hoid such ur�ap�]ied furlc�s�ti�BQrrower m�es�paymerits t�bri�g the Loan current. If JBorrower does not�o sa w�th�n a reas�nab�e period of time, L�x�de�s�iall e�.�.ex apply sueh funds or retu�rn them to Borrawer. If not appl.�.e�earlier, such fi�..�.s wi��be app�ied�o�e autstax�dx.xa.g principal_balance under�he Note ixn.med�ately p�i�or to fareclosure. No affset�r cl�.im wh-�ch Borrower r.�igl�t have n�w or in fhe future agai-�st Lender sha11 rel.xeve Barr�wer fx-om m.a�g pa.�rme�.ts due unc�er�.he Note aud this Security Inst�rument or perform-�r�g�he eovenan.�s ax�.d agreement�sec�xed by�s Sec�xrity In.strument. 2. Applic��ior� of Pa�me�ts or Proceeds. Except as otherwi.se described in this Sect�o��, a�.�.paymerits accepted and applied by Lender sha11.�e applied.in�he f��l�wi-�.g order�f pXior�.�y: ta�i�nterest due under t�e Note; [b�pr�.r�ci:pa�.due u�der�he Note; �c} am��.ts due�c�.er Sect�an 3. Such�ayme�ts s�.all be app�aec�� each Peri�d�c Paym�nt in the�rder i-�.which it bec�ne c�ue. .Axa:y remai�g amount�sha�I be appla.ec�i�rst to Iate cha�ges, second�o any other am.oux�ts d:ue�c�er th�.�Secur�ty Instr�e�af, ax�cl.�en to reduce t�ae �pri�ei��.��a�ance of�h.e Note. If I��nder receives a payment from Borrawer for a del7nquent Periodic Payment v�rh-�ch includes a suf�xcien� amflunt ta pay any�ate charge due, the pay:m.er�t may be applied ta�he delinquent paynaent and the�ate c�arge. If xnore tha.n.�ne P�rzodzc Paymen��outstanding, Lender ma�apply any payme��received from �orro�uer to the repayment af the Per�.od��Payme�ts if, and to�he e�ten�that, each payment ca�be paid in full. To the��tent that any excess exists af�er�he paym�nt�s applied to the full paymen�of one or mo�re Periodic Paymerits, such excess may be app��ec�ta any late charges due. Vo�ur�ta�y�r�paym�nts sha1l be app�ied�rst ta ar�.y p�epayme�.t charges arad them as d�scribed.i-�th�Not�. z�.a�7$ss NEBRASKA-5ingle Fami[y-Fannie NfaelFreddie Mac UNi�DRM 1NSTRUM ENT Fvrm 3Q28'll�� VM P� VM P6�NE}��3�2} V1lvlters Kluw er Financia[S�rvices � Page 4 of 1�