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��15�1�4� <br /> r�qu�red by RESPA, and Bnrr�wer shal�pay�o Le�der the amount necessary�o make up the deficiency in <br /> a���rdance with RESPA, but in no mare than �2 month�y paym�nts. <br /> Upon pa�ment in fu�� �f a�l sums secured by this��curit� In��rument, L�nder sha�I pr�rnptl�refund�o <br /> Barrow�r an� Funds he�d by Lender. <br /> 4. �harges; Liens. Barro�ver shall pay al� �axes, ass�ssme�ts, charges, �nes, and �mpositions attributable�a <br /> the Proper�y which�an a�ta�n pr�aritX aver th�s Security�nstrum�n�, leaseho�d payments ar ground rents on <br /> �he Proper�y, �f any, a.n��ommunity Association Du�s, Fe�s, and As��ssments, �f any. To�he e�tent that <br /> �hese i�ems are Escrow Items, Borrower shall pay them�in the manner pro�ide�in Sectzfln 3. <br /> Barrower sha�� promptl�di�charge a�y li�n whi�h has pr��r�ty ov�r�his Secur�ty In�trument un��ss <br /> Barr�wer: �a} agrees in writing t�the payment of the ob�igation secured by�he Ii�n in a manner acc�ptab�e <br /> �a Lender, bu�on�y so �ong as Borrow�r is perf�rmir�g such agreement; �b}cantest�th�lien in gaad faith by, <br /> �r defends aga�nst�nforcement of the�ien�n, �egal proc�e�.ings which in Lender's�pini�n�perate ta pr�ven� <br /> �he enforcem�n�of�he lien while those proc��d�ngs are pending, but anly un��l such proCeedings are <br /> cancluded; or�c}secur�s from the ha�der af the�ien an agr��ment satisfactory to Lender su�ord�nating the <br /> �i�n to this Secur�ty In��rument. �f Lender de�ermi.nes that any par�of�he Property is subjec��o a�ien�hi�h <br /> can a�tain prior�ty o�ver th�s Security Instrument, Lender may g���Borr�wer a noti�e zden��f�r�ng�he�zen. <br /> '�Vithin ��days of�he date Qn wh�ch�hat n�tice i�gi�en, Borrower�hal.� sat�sfy the lien or tak�one or more <br /> of�he ac�i�ns set fQrth abo�e in�h�s Section 4. <br /> L�nder may requ�r�Borr�wer to pay a one-�ime�harg�f�r a rea� estat��ax�er�fica��on andlor repor�ing <br /> service used b� L�nder�n connec�ion with this Loan. <br /> a. Property lnsurance. Borrower shal�ke�p the impro�ements now existing or h�reaf��r erected�n the <br /> Prflper�y insured a�a�nst Ioss�y f�re, hazards �n�iuded within the term "ex�ended co��rage," and any ather <br /> hazards in�luding, but n�t limit�d to, �ar�hqua.�es and fla�ds, for vv��ch Lender requires insurance. This <br /> �nsuran�e shall Y�e mainta�ned in the amounts ��nc�ud�ng deductible Ieve�s} and f�r the per�ods tha�Lender <br /> requires. �V�hat L�nd�r requ�res pursuant�a�he preced�ng�entenc���an change during�he term af�he Loan. <br /> The insurance carr�er pro�iding the insurance shal� be chasen by B�rrower suh��c�to Lender's r�gh�to <br /> d�sapprnve Barr�wer's Gh�i��, �h�ch r�gh�shali nat be e�ercised unreasanab�y. L�nd�r may requir� <br /> Borrower tn pay, in canne�t�an with th�s Loan, ei�her: �a} a�ne-time charge for flood zone d��ermination, <br /> cer�ifica��an and tra�king�ervxces; or�b} a one-��me charge for fl��d zone determinat��n and�ert�f��atxon <br /> servi�es and subsequent�harges�a�h�im�rernapp�ngs or s�milar chariges occur wh�ch reasanab�y mig�t <br /> affe�t su�h determ�nat��n or cer�i��a�x�n. Barrov��r sha�� a�so be responsible for the payment of any fees <br /> �mposed by the Federa� Emerg�ncy Managem.ent Agency in cannect�on with th�re�iew af any fload zone <br /> de�erm�natinn resul�ing from an abjection by B�rr�wer. <br /> �f Borrower fails ta maintain an�of�he coverages described aba�e, Lender may�b�ain�nsuraYace���erage, <br /> a� Lender's optian and Borrovv�r's expense, Lender�s under no ob�igation t�purchase any par�xcu�ar type�r <br /> amaunt flf coverage. Th�ref�re, su�h ca��rage sha�� ca�er Lender, but mig�t or migh�nat prote�t Bflrra�rer, <br /> Borr�w�r's equ��y�n th�Proper�y, or the contents of�h�Property, against any risk, hazard or�iab�li�y and <br /> migh�pro��d�greater or lesser coverage thar�was previous�y �n effect. Borrower acknow�edges �hat the cost <br /> af the insurance co�erage so abta�ned m.�ght s�gnificantly�xc�ed�he��st of insurance�ha�Borrower could <br /> have o�tain�d. Any amounts disbursed by Lend�r under this S�ct�on S shali become addi�ional deb�of <br /> Borrov�er s��ured by ��is Se�urity �nstrumen�. These a.mounts s�a�l hear�nterest at the No�e rate fr�m the <br /> �ia�e of disburs�ment and shall be payab�e, with such in��r�st, upon notice from L�nder�o Borrower <br /> r�ques�ing payment. <br /> N�BRASKA-Single�ami�y-Fannie Mael�recidie Mac UNL��RM INSTRUM�NT �orm 3428 1 J�7 <br /> VMP(n� VMPStN�f�13�2y <br /> Wolters Kluwer Financial Ser�ices Pag�6 of 17 <br />