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<br /> Ariy app�i�a��on of paymen�s, insurance proc��ds, ar Miscel�an�aus Pr�ceeds to princ�pal due under the Note
<br /> shali no�ex�end or p�stpane�he due da�e, or change the amount, of�he P�riod�c Fayments.
<br /> 3. Funds for Escrow I�ems. Borrower shall pa�to Lender on the day Fer�odic Payments are due und�r�he
<br /> Note, un�i1 th�Na��is paid in fui�, a sum�the "Funds"} to prQvide for payment of amoun�s due far: �a)�axes
<br /> and ass�ssments and o�her i�ems which can attain priorit�r o�er�his Secur�ty Instrument as a�ien�r
<br /> encumbrance on the Propert�; �b} leasehold payments ar ground rents an�he Proper�y, �f any; �c}prem�ums
<br /> for an�r and a�� insurance requ�red by Lender under Sec���n 5; and�d3 M�rtgage�nsura.nce prern�ums, �f any,
<br /> �r an� sums paya��e�y Barr�wer to L.ender�n�ieu of the payment�f N��r�gage�nsurance prem�ums in
<br /> accordance wrth�h�pro��s�ons of Sec�ion ��. These items are�alled "Escrow Items." At origination or a�
<br /> any t�me during�he�erm of�he Loan, Lend�r may require�hat�ommunity Associa��fln Dues, �ees, and
<br /> Asses�men�s, �f any, be escr�wed b�r Borrower, and such dues, fees and assessments sha��be an Es�row
<br /> �tem. Borrower shall prompt�y furnzsh�a L�nd�r a1� noti�es�f amoun�s to be pai�under�h�s Sec��on.
<br /> Borrav�er sha��pa� I.ender the Funds f�r Escro�v �tems un�ess Lender waives Borrower's ob�iga�ion ta pay
<br /> �he Funds for an�or aII Es�ra�v I�ems. Lend�r�nay wa�ve Borrawer's obligat�on�o pay�o Lender Funds f�r
<br /> any�r a�l Escrflw �tems at any��me. Any su�h waiver may fln�y be�n�vr���ng. In�he event of such wai�rer,
<br /> B�rrower s�a��pay direct�y, when and where payabie, the amoun�s due for any Escro�r�tems far vvh�ch
<br /> payment of Funds has been wa��ed by Lender an�, �f Lender requires, s�al.� furnish to I�nder rece�pts
<br /> e�idencing such pa�ment within such�ime period as Lender may r-equire. Borrower's ob�iga�ion t�mal��
<br /> such paymen�s and�o pra�ide receipts sha11 for ali purpases be deem,ed to be a cavenan�and agr�ement
<br /> c�n�ained�n this Securi�y�nstrum�nt, as the phrase "cov�nant and agreem.ent" i�u��d in Sect�on 9. If
<br /> Borr�wer is obl�g:a�ed�o pay �scrow ��ems d�rec��y, pursuant�o a wa�ver, and B��rower fail��o pay�he
<br /> amo��.�due for�� Escraw Item, I.,�nder may e�erc�se�ts ri�hts under Sect�on 9 a��.pay such am�unt and
<br /> �3o�rower shaXX t��en be��1�gated under Section 9 t�repay�o Lender any such amount. Lender may revok�
<br /> �he wa�ver as�o an�r or a�l Escrow ��en1s at an��ime by a no�ic�g�ven�n accordance wi�h Sec�.�on �5 and,
<br /> upan�uch re�oca�ion, Borrower sha��pay��Lender ail Funds, and in such amounts, tha�are�hen requ�red
<br /> under�h�s �ecti�n 3.
<br /> Lender may, a�an�r txme, cfl��e��and h�ld Funds �n an amoun� (a} suff�cient�o permi� Lender�o apply the
<br /> Funds at�he time specified under R�SPA, and��} no�to excee�.the maximum amoun�a lender can requ�re
<br /> under RESPA. I,�nder shai� est�ma�e the am�unt of Funds due on the basis �f current da�a and r�asona�le
<br /> es���na�es of expenditures of future Escrow Items ar othe�-vvise in ace�rdance wi��.App�icable Lav�.
<br /> The Fun�s�ha���e held�n an�ns��tu�x�n whose deposits are insured by a fed�rai ag�ncy, instrumenta�xty, or
<br /> entity �inc�uding Lender, if Lender is an ins�i�u��an wh�se depasits ar�so �nsured}or in any Federa� Hom�
<br /> Loan Bank. Lend�r shal� ap�l�the Funds�a pay�he ��cr�w �ten�s na ia�er�han the�ime speGifi�d und�r
<br /> �ESPA. Lender sha11 not charge B�rr�wer for halding and applying th�Funds, annua���analyzing�he
<br /> escrow account, or verify�ng�h�Escrow �tems, unless Lender pays Borrower in��res�an�he Funds and
<br /> Appi�cab�e Law perrn�ts L�nder�o make such a charge. IJnless an agreen�.en��s made in v�r���n��r
<br /> A�p�xcabl�Law requir�s�n��rest to�e pazd on the Funds, Lender�hall not be re�uired to pay B�rrvwer a�y
<br /> �nter�st�r�arnings on�he Funds, Borrower and L�nder can agree in writing, however, that interes�shall be
<br /> paid on�he Funds. Lender shall give�o Barro�ver, w��hou�charge, an annua� account�ng of the Funds as
<br /> required by R�SPA.
<br /> �f there is a surp�us of Funds he�d�n escr�w, as defined under RESPA, L.�nd�r sha�� accoun�to Borr�wer for
<br /> the�xcess funds �n accflrdance w���.R.ESPA. �f there is a shor�ag�of Funds he�d in escrow, as de�ned under
<br /> RESPA, Lend�r shall notify Barrower as requzred by RESPA, and Borrower sha��pay �a L�nder th�a�m�urit
<br /> necessar�ta make up the shor�age�n accordance w��h RESPA, bu�in no more tha.n �2 month�y paymen�s, If
<br /> there is a def�ciency af Funds held in escrow, as de�ned under RESPA, L�nder shal�n�t�fy Borrower as
<br /> N�BRASKA-5ingle Famity-�annie MaelFreddie Mac UNiFDRM INSTRLJM�NT �orm 3�28 1!41
<br /> VMP� VMPfitN�f t13Q�y
<br /> Wolters Ktuwer Financial 5er�ices Page 5 a#17
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