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��15��953 <br /> required b�r RESPA, and Borrower sha�� pay to Lender th�amoun�nec�ssar�r �a ma�e up the d�fiC�en��in <br /> accflrdance�vi�h RESPA, but �n no mare�han �2 month�y paymen�s. <br /> Upon paym�n� �n ful� af aI� sums secured by this Security Ins�rumen�, L�nder shall pramp�ly refund to <br /> B�rrawer any Funds held by Lender. <br /> 4. Char�es, Liens. Borrower shall pay a�l tax��, assessments, charges, f�ne�, an�. zmpos���ons a�trzbu�ab�e t� <br /> �he Property which can attain prior��y a�er this S�curity�nstrument, IeasehQ�d paym�en�s or gr�und ren�s an <br /> the Property, if ar�y, and�ommunity Asso��at�on Du�s, �ees, and Assessments, if any. Ta the extent that <br /> th��e�t�ms are Escrow ���ms, Borr�wer shall pay them in the manner provided in Section 3. <br /> Borrov�rer sha�l pramp�ly dis�harge any ��en whzch has pri�r�ty o��r�his Secur��y Instrumen�unl�ss <br /> Borraw�r; �a}agrees in�riting t� the payment of the ob�igatzon seGured by �he��en�n a manner acceptable <br /> to Lender, �ut�nly s� �ong as Borrower is p�rforming such a�r��ment; �b}c�nt�sts the�ien in gafld faith by, <br /> �r defen�.s against enf�r��men��f the�ien�n, le�a�pr�Geedings which �n Lend�r's opinian aperate to pre�ent <br /> the enf�r�ement of the�ien while those proceedings are pend�ng, but only unt�l such pr�ceedings are <br /> conc�uded; ar�c} secure� frarn the hold�r of the lien an agreement satisfact�ry�o Lender subordinatin�the <br /> lien t�this Security Instrument, If Lender determines tha� ar�y par�of th�Praper�y is subjec�to a�zen which <br /> can attain priori�y�ver�his�e�urity Ins�rum�nt, Lender may g�ve BorrQw�r a not�ce�d�ntif�r�ng th�lien. <br /> �Vithin 1�days�f the date nn wh�Ch that no��ce is g�ven, Borrower sha�I satisfy�he Ii�n nr ta.k�on�ar more <br /> of the actions set forth above �n th�s Sec��on 4. <br /> L�nder may require Borro�ver to pay a ane��ime charge for a r�a� es�ate tax�eri�cati�n andlor report�ng <br /> service used by Lender in cannection wi�h this L�an. <br /> 5. Praperty �nsuranc�. B�rrov�ver shal�keep�he improWements n�w ex�st�ng or hereafter�rected an the <br /> Property �nsured aga�nst�oss by �re, hazards inc�uded wi�hin the t�rm "extended caverage," and any other <br /> hazard� �nc�ud�ng, but no��imuited to, eart�quakes and floads, for wh�ch Lend�r requ�res insuranCe. Th�s <br /> �nsurance sha�l be maintained in�he amaun�s �in��uding deductibl�levels} and for�he periods tha� L�nder <br /> requires. �hat Lender requires pursuan�to �he preceding sentenc�s can change dur�ng�he term of�he Loan. <br /> 'Fhe insurance�arri�r pra�iding the insurance shall be ch�sen by Barrower�u���ct to Lender's right to <br /> disapprove B�rr�w�r's�hoice, whiCh right sha�i no�be exerc�sed unreasonably. Lender may require <br /> B�rr��er to pay, �n c�n.nec�ion w�th this Laan, ex�her: �a} a ane-tim�charge far f�ood z�ne determ�nation, <br /> cer�ificat��n and trackzng serv�ces; or�b} a one-t�me charge far f�o�d z�ne d�terminat�on and cer��f�Cat�on <br /> serv�ces and subs�quen�charges each tirne remappings�r similar changes�ccur�vh�ch reasanab��m.ig�t <br /> affect such de�ermination or cer�ificati�n. Barrawer sha�� a�sa he re�ponsxb�e far��e paymen�af any fees <br /> imposed b�r the Federal Emergency Managemen�Agen�y �n connect�nn�vi�h the review of any flood zone <br /> determinati�n resu�t�ng from an obj ectznn by B�rrawer. <br /> �f Borrower fa��s to mainta�n any of the c�verag�s d�scribed abaWe, Lend�r may�btain�nsuraric�c�verage, <br /> a� Lender's op�ian and B�rrower's exp�nse. L�nd�r is und�r na obligation��purchas�any par�icu�ar type�r <br /> amaunt of coverage. Th�r�f�re, such coverage shali���er L�nder, but might or n�ight not protect Borrawer, <br /> Borrower's equity �n the Pr�p�r�y, or the�ont�nts of�h�Pr�per�y, aga�ns�any risk, hazard or Iiability and <br /> migh�prov�de grea�er ar��ss�r co�erage than was previausly in effect. Barrawer ac�no�ledges that th��os� <br /> �f the�n�urance coverage s�obtained m�gh�signif�can�ly exceed the cost af insurance that Borr�wer Cau�d <br /> have obta�ned. Any amoun��disbursed by Lender under th�s Sectian 5 shal�be�nme addx��ona� �ebt of <br /> Barrawer secured b�this Securi�y Ins�rument. Th�s�amounts sha��hear�n�eres�at the Note rate from the <br /> date of disbursement and sha11 be payabl�, with such�n�erest, upan not�ce fram Lender ta Borr�wer <br /> requesting payment. <br /> N�BRA5IGA-SingEe�amily-Fannie Ma�IFre�die Mac 11NI�DRM INSTRUMENT �orm 3028 11�31 <br /> VMP Q VMP��N��t13�21 <br /> Wolters iCIuwer Financial 5er�ices Page fi af�7 <br />