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� ��15��744 (�} '�ender"is REGENT F INANC IAL GRC�UP INC Lender i.s a NEBRAS KA ��RP�RAT I�N orgaruzed and ex�sting under the laws of NE B RAS I�A . Lender's address rs 19 l� S 7 2ND STREET S T 1�3 , �MAHA, NEBR.ASKA �812 4 F � (D} "Trustee'r�.s JEFF T. ��URTNEY r ATT�RNEY AT LATIIT (E} "N�RS�' is Mortgage E�ectronic Reg�.stration Systems, Inc. MERS is a separate corporation that �s acting sale��as a n�m�nee for L�nder and Lender's suGCess�rs and ass�gns. MERS i�s the beneficYary under th�s Se�ur�ity Instrumen�. MERS xs organized and exi�tin.g under the la�s of De�aware, and has an address and telephone number of P.�. Bvx 24�6, Flint, MI 455�1-��26, te�. �S$$�679-MERS. [F� '�Tote r'means th.e prom�.ssory note s�gned by Borrov�er and dated J�NLlA.RY �9, ��1� _ The No�e sta�es that B�rrower�wes Lender �NE HLTNDRED TTitiTENTY-S EVEN TH�USANI7 ANI7 o�j�laa ��ll�s�u.s. � ��, 000 . �� } p�us rnterest. Borrower has prom�sed to pay th�s debt in regular 1'eri.odi�Payments and ta pay the debt in full nat later thax� MAR�H 1 r 2�4 5 _ tG� "Properiy"means the propert�that is descr�bed belvw under the headua.g"Transfer af Rights in the Property." . � "Loan"means the debt ev�denced by the Nate,plus interest, any prepayment charges and Xate charges due under the Nnte, and all sums due under this Secur�ty Instrument, plus interest. . �I] '�ders"means all l�iders tv th�s Security Instrument that are executed by�orrower. The fallowin.g Ri.ders are to be executed by Borrawer �chec�box as applY�abie�: : . � Adjusta.ble R.a.te l�ider � Planned Un�t Deveiopment Rider � Balloon Rider � Biv�reekly Payment R�der �� .-4 Fam��y�der � S��ond H�m�Rider � �ondflmirr.ium Rider [� �her�s} [specify� VA �ssumpti�n P�licy Rid.er �J� "Agplicab�.e Law"means all contro�Iing applica.bl.e feder�.�.,sta.te and local sta.tutes,regulations, �rd�nances and adr��istrative rules and orders�that have the effect af lavsr� as wel�as all appl�cable fina�, nan appea�ab�e judi.c�al opin�ons. �} "Comt�xunity Associat�vn Du�s, Fees, and Assessmemts"means all dues, fees, assessments and other charges that are 7mposed an Borrawer�r the Prnp�rty by a condomi�ium assocYatian, homeowners association or sim�lar flrgan.x.zat�on. [L� "ElQctronic Funds Transfer"means any tran.sfer of funds, other than a trax�sact�ian�ri.gxnated by check, draft, ar s�m�lar paper in�strum.ent, which is initiated thr�u�.h an electron�c termit�a.�, teiephonic�n.strumen.t, computer, or magnetic tape so as to arder, �nstruct, ar authori.ze a fin.ancial institution to debit or cred�t an accvunt_ Such term �nciudes, but�s not Zim�ted to, point-af-sal e transfers, automated teller macbine tran.sact�an.s, trar�sfers�nitiated by te�ephon�, w�re tra�.sfers, and automated c�earinghvuse transfers. �M} t'�scrow Items"means those items�hat are described in Sect�on 3. �N} 'fi�is�ellaneous Prviceeds"meaxls an�campensation, settlement, award of d�mages, or proceeds pax.d�y any �hird party�other�ia�7.nsurance proceeds pa.�.d under the coverages descrzbed ian. Section 5} for: �i) damage ta, or destruction af, the Praper�y; �ii)condemnat�on vr other takulg of all or aa�.�part of the Propert�; �iii)conve�ance in l�eu of condenanat�on; or (��misrepresentat�ons vf, or om�ssions as to, the�aiue andlor condit�an of the Pr�perty. NEBRASKA-Single Fami�y-LJNiF�RM INSTRUMENT � . �� MQDIFIED F�R C�EPARTMENT QF VETERANS AFFAIRS-- MERS . � �ww_da�ac�ic.corr� , (Rev. �!Q�} Page 2 of '14