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��15��55� requzred by RESPA, and Borr�wer shal�pay�o Lender the am�unt ne��ssary ta mak�up the de�c�enc� �n accordance with RESPA, but�n na more than �Z manthly paymen�s. Upon payment in fu��of a�I sums se�ured by �his Secur��y�ns�rument, Lender sha�x prampt�y refund�o Borrower ari� Funds held b� Lender. 4. Charges: L��ns. B�rrower sha��pay a1� ta�es, assessment�, �harges, �nes, and zmposi�ions a�tributable to the Proper�y vvhich can a�tain pr�or��y over�his S�curity �nstrum�nt, leas�ho�d payments or�r�und ren�s�n the Property, if any, and C�mmunz�y Assacia�ion Dues, Fe�s, and Assessments, �f any. To�he e�tent that these�tems are Escravw ��em�, Borrower sha11 pa�them in the ma�ner pr�v�ded�n Section 3. B�rrnwer sha��prnmptl�discharge any��en whic�has pr�orzty�ver th�s 5ecurity �ns�runlent un�ess Borrower; �a} agrees zn wri�ing to��e payment of the ob��ga��on se�ured by the�ien in a�nanner acc�pta�b�e to Lender, bu�anly so long as Borrower�s performing such agreemen�; �b} contes�s the�ien in good fa�th by, or defends against enforcement�f the��en�n, �ega1 praceed�ngs wh�ch in Lender's opin�on aperate to pr�vent the enforcen��nt of the��en�hi�e those pr�cee�.ings are pendzng, but oniy un�ii such proceedings are conclud�d; ar�c� secures frnm�he holder�f the�ien an agreement satisfactory to Lender subordinating the �ien�o thi� Se�urit� Ins�rument. �f Lend�r d�termi.nes that any par�of�he Property is subject to a�ien whic�z can a��ain priflr�ty a�ver th�s Security�ns�r�nz�nt, Lend�r may gi�e B�rrower a notice identifying the�iefl. Wzthin 1�da�s af�he dat��n which�hat notice i�g�ven, Borr�u�er sha�� sa�isfy�he 1i�n or take one or more �f�he aCti�ns set f�r�h ab��e in th�s S�ction 4. Lender ma�requzre Borrower�o pay a one-�ime charge for a real�stat��ax�rer�f��atxvn andlo�r repor�zng service us�d by Lender in c�nnec�ian wx�h this L�an. 5. Prvperty �nsurance. Borrower sha��keep th��mprovements now �xist�ng�r h�r�after erected on�he Praperty insur�d aga�nst�oss by fir�, hazards inc�uded w�thin�he�erm "�xtended c�verage," and any o�her hazards in��ud�ng, but not��m�ted to, ear�hqua�es and flo�ds, for which L��.d�r requires insurance. This �nsuranc�sha�l be mainta�ned in the amounts ��nc�ud�ng deductib�e levels} and f�r�h�peri�ds that Lender requires. �VVha�Lender requir�s pur�ua.ri�to the prece��ng sentenCes can change dur�ng the term of the Laaxa. The in�ura.nc�carr�er providing�he insurar��e sha�l be chosen by Barrav�er subject to Lender's righ�t� disapprave Borrawer's choice, v�hich r�g�.t�hal�na�be exerc�sed unreasanably. Lender may require Borr�wer to pay, in connect��n wi�h�his Loan, e�ther: ta} a one-�ime charg�f�r f�oad zone d�termina�ian, cer��f�cati�n and�racking ser�vzces; or�b} a on�-t�m.e charge for fload zone de�ermina�ian and cer�i�cation serv�ces and subsequen��harges each�ime remappings ar s�mui�ar changes occur wh��h reasonably might , affe�t such determinat�on or cer��ca��n. Barrav�e�sha�l als�be respon�ib��for�h�payment of any fees � � �mpased b�r�he Fed�ral Em�rgenc�r Managemen�Agency in connect�on v�ith the r�v�ew of a.ny f�ood zone , de��rmina��on resulting from an obj ect�an by Borrower. If Borr�wer fa��s t� main�a�n any af the c��rages descr�bed abave, Lender ma�ab�ain insurance coverage, a�Lender'�op��on an�i Barrower's e�pense. L�nder xs under no obligat�on to purchase any particular�ype or amount of coverage. Therefore, such c��erage sha�� c�ver Lender, but m.�ght or migh�not prateCt Barrower, Borrower's�quity in�h�Praper�y, or the cnn�ents gf the Prop�rty, against an�r risk, hazard or liability and mzgh�pr��ide greater�r lesser co�erag�thar�was pre�iaus�y xn effec�. B�rrower a�know�edges�ha�the cost of th��nsurance coverag�sa abta�ned rn�ght signif�can��exceed the ca��of�nsurance that B�rrawer cou�d have obta�ned. An� amnunts d�sbursed by Lender under th�s Sectxon 5 shall become addi��onal debt of Borrower secured b�r th�s S�cur��y�nstrum�nt. These amQunts �ha�I b�ar interest a�the N��e ra�e fr�m the date of d�sbursemen�and shal��e payable, with such interes�, up�n noti�e from Lender to Borr�wer reques��ng paymen�. NEBRASKA-Singl��amiiy-Fannie Mael�reddie Mac UNI�ORM INSTRUMENT �orm 3028�1�"� VMP[�] VMP6�NEy{�3D�y Walters Kluwer�inancia�Ser�ices Page�o#17