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��15��435
<br /> "ca�enant and agreement" is used in Section 9. ,If Barrqwer is abligated tfl pay Escraw�tems directly, pursu.ant ta
<br /> a waiver, and Bonower fails to pay the amoun�due for an Escraw Item, Lender may exercise its rights under Sectian
<br /> 9 and pay such amount and Barrower shall then he obligated under 5ection 9 ta repay t�Lender any such amount.
<br /> Lender may re�oke the vvai�er as to any or a11 Escraw Items at any time by a natice given in accordance with Sectian
<br /> �5 and, upon such revocation, Barr�wer shall pay to Lender a�l Fur�ds, and ix�such amounts, that are then required
<br /> und�r thi5 SeGtiaii 3.
<br /> Lender may, at any time, �vllect and ha�d Fu,nds in an amaunt�a}sufficient ta permit Lender to apply the Funds
<br /> at the time specified under RESPA, and�b}not to exceed the maximu.m amount a lender can require u.nder RESPA.
<br /> Lend�r shall�stima�e the amount af Funds due on the basis of current data a.nd reasanable esti.mates vf expenditures
<br /> of future Escrow Items ar o�herwise�n accorda.nce with Applicabie Law.
<br /> The Funds shall be he�d in a,n ins�itution whase dep�sits are insured by a federal agency, instru.mental�ty, ar
<br /> entity �inc�uding Lender, if Lender is an�.nstitutivn who�e deposits are s❑ insured] ar in any Federal Home Loan
<br /> Bank. Lend�r sha11 apply the Funds ta pay the Escrow Items n�later�han the time specified und�r RESPA. Lender
<br /> shall nat charge Borrower for h��ding and applying the Funds, a,nnually analyzing the escrow account, or�erifying
<br /> the Escrow Items, unless Lend�r pays Borrow�r interest on the Funds and A�plicable Law permits Lender to make
<br /> such a charge. Unless an agreement is made in writing or Appl�cable Law requires interest to be paid on the Fund.s,
<br /> Lender shall nat be required ta pay Barrower any interest or earnings on the Funds. Banower and Lender ca.n agree
<br /> in writing, howe�er, that interest shall be paid on the Funds. Lender sha1� gi�e ta Borrower, w�thout charge, an
<br /> • a�nnual accau.nting af the Funds as required by RE SPA.
<br /> If there is a surplus af Funds held ua escrow, as defined under RE SPA, Lender sha�1 account to Borrower far
<br /> the excess funds in accordance with RESPA. If there is a shortag�of Funds held in escrow,as defined under RESPA,
<br /> Lender shall notify Barrower as required by RE SPA, and Borrower sha11 pay to Lender t�e amount necessary to make
<br /> up the shortage in accordance wi�h RESPA, but in no more t.h.a.n 12 monthly payments. If there is a deficiency of
<br /> Funds held in escraw,as defined under RE SPA, Lender sha1�notify Bonower as re�uired by RE SPA, and Barrow�r
<br /> shal�pay ta Lender the amount necessary to make up the deficiency�n accordance with RE SPA, but in no more#han
<br /> ��monthly payments.
<br /> Upon paymen��n ful�af a11 sums secur�d by this Security Instrument, Len�er sha11 promptly refund tv Barrower
<br /> any Funds held by Lender.
<br /> 4. �harges; Liens. Barrower shall pay all taxes, assessments, charges, fi.nes, and impositivns attributable�o
<br /> �he Property which can attain priarity over this Security Instrument, leasehold paym�nts ar ground r�nts on the
<br /> Pro�erty, if any, a.nd�ammunity Association Dues, Fees, and Assessments, if any. Ta the extent that these items
<br /> are Escraw Items, Barrawer sha11 pay them in the manner pra�ided in Sectian 3.
<br /> Barrawer sha�l promptly d.ischarge any lien which has pr�arity a�er this Secur�ty In.stru.ment un�ess Borrower:
<br /> � �a}agrees in writing to the payment af the obligativn secured by the lien in a man.ner acceptable�o Lender, but only
<br /> so long as Borrower is perf�rming such agreement; �b� cant�sts the lien in good fait�h by, or defends against
<br /> enforcement of the lien in, ��gal praceedings which in Lender's apuuvn operate t�pre�ent the enforcement of the lien
<br /> whi�e#hose praceedings a,re pending, but on�y until such praceedings are cuncluded; or(c}secures from the holder
<br /> of the Iien an agreement satisfactary ta Lender subordinating the lien to this Security Instarru.ment. If Lender
<br /> determines�hat any part af the Praperty is subject t�a lien which ca.n attain prior�ty n�er this Security Inst�ument,
<br /> Lend�r may gi�e Barrawer a natice identifyi.ng th� lien. Within 1 U days�f the date on wh�ch that notice is given,
<br /> Bonower sha�l satisfy the Iien or take one or mare of the actions set forth aba�e in this 5ection 4.
<br /> Lender may require Barrower ta pay a ane-time charge for a real estate tax�erificatian andlor reporting�er�ice
<br /> used by Lender in canne�tivn with�his Lvan.
<br /> 5. Property Insuraac�. Barrawer shall keep the improvements now existing or hereai�er erected on the
<br /> Property insured against loss by fire, hazards inc�uded within the term"extended coverage," and any other hazards
<br /> including, but nat Iimited ta, earthquakes and flavds, fur which Lender requires insurance. This insurance sha11 be
<br /> maintained in the amounts �ineluding deductible le�e�s� and for the periods #�iat Lender requi.res. 'L�Vhat Lender
<br /> requires pursuant ta the preceding sent�nces ca.n change during the term af the Loan. The insura.nce carrier pra�iding
<br /> the insurance shall be chasen by Borrawer subjec��o Lender's right tv d.isapprove Borrvwer's choice,which right sha11
<br /> NEBRASKA�--Single Family--Fannie MaelFreddie Mac UNIF�RM INSTRUMENT- MERS p,��a�c
<br /> Form 3�28 1101 Pags 5 vf 15 www.dxmagic.com
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