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��15��435 under this Security Instrument un.less Lender agrees to si;ch releas�in writing. The co�enants and agreements af th�s Security instrument shall bind�except as pra��ded in Sectivn 2��and benef t the successors and assigns af Lender. 14. Loan�harges. Lender may charge Bvrrawer fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Praperty and rights under �his Security Instrument, inc�uding, but nat Iimi�ed ta, attorneys' fees,property inspection and valuatian fees. In regard to any other fees, the absence of e�press authority in this Securi�y Instrum�nt tv charge a sp�cif c fee to Borrawer shall not be canstrued as a prohibiti�n on the charging vf such fee. L�nder may not charge fees that are expressly prahibi�ed hy this Security Inst�rrument ar by Applrcab�e Law. If the Loan is subj ect to a law which sets maximum loan charges, a.nd that law is finally interpreted so that the interest�r other loan charges collected ar to be collected in cannection with the Loan exceed the permitted Iimits, then: ��a}any such laan charge shal�Ue reduced by the amount necessary to reduce the charge to the permitted limit; and(b�any sums already collected fram Barrower which�xceeded permitted limits will be refund�d to Borrawer. Lender may choase to make this refund by r�ducing the principal awed wader the Note or by making a direct payment to Barrawer. �f a refund reduces principal, #�he reduct�on will be �reated as a partiai prepayment without any prepayment charge�whether ar not a prepayment charge is pra�ided far under the Nate}. Barrower's acceptance of any such refund made by c�rect payment ta Borrower will constitute a wai�er af any right vf action Borrower might ha�e ar�sing vut of such a�ercharge. 15. Notices. A11 natices gi�en by Barrower or Lender in cannection with this Security Instruirient mus�be in writing. Any notice to Barrvwer in connection with tlus Security Instrument sha11 be deemed ta ha�e been gi�en�a Barrawer when mailed by first c�ass mail ar when ac�ually delivered to Borrvwer's notice address if sent by other means. Notice ta any ane Borrawer shall canstitute notice to all Barrowers wa.Iess Applicab�e Law expressly requires otherwise. The nvtice address sha11 be the Prop�rty Addr�ss unless Borrvwer has designa�ed a substitute notice address hy not2ce to Lender. Borravv�r shall promptly notify Lend�r nf Barrower's ch�nge of address. If Lender specifies a procedure for reporting Bonawer's change of address,�hen Borrow�r sha�1 only report a ch.ange of address through that spec�fied proc�dure. There may b�only nne designated notice address under this 5ecurity In.strument at any ane time. Any nvtice ta Lender sha�l be g�ven by de�i�ering it or by mailing it by first class mail to Lender's address stated here�n unless Lender has desig�ated ano�her address by n�tice to Borrawer. Any notic�in�onnect�on with this 5ecurity�n,strument sha11 not be deemed to ha�e been gi�en to L�nder until actu.a�ly recei�ed by Lender. If any natice required by t�us Security Instrumen� is also required under Applicable Law, the Applicable Law requirement will satisfy th�correspanding requirement under this Security Instrument. 16. Go�erni�ng Law; Se�erability; Ru�es vf Canstruction. 'This Se�urity In.str�ument shall be go�erned by federal law and the 1aw of the jurisdiction in which the Property is lflcat�d. A1�rights and obligati�ns cantau�ed in this Secur�ty Lns�ru.ment are subject to ar�y requirements and li.mitatiflns of Applicabie Law. App�icab�e Law m�ght � explicitly ar implicitly a11ow the parties to agree by cantract or it might be silent, but such silence shall not be construed as a prahibition against agreement by contract. In t,he e�ent that any provision or clause of this Security Instzument or the Nate canflic�s with Applicabie Law, such c�ntlict shall not affect other pro�isions of this Security Instrument or the Nate which can be gi�en efFect wi�hout�he canflicting pro�ision. As used in this Se�urity Ins�rument: �a}words of the masculine gender sha�l mean and include correspanding neuter words�r wvrds of the feminine g�nder; (b}wards in�he singular sha�l mean and include the plural arid�ice versa; and�c}the�vord"may" gi�es sale discretion without any obligation ta take any action. � 17. Borrower's�opy. Borrower sha�l be given une cvpy of�he Nate and of this Security Instrum�nnt. . 18. Transfer af the Prvperty or a Beneficial Interest in Borrower. As used in this Sec�ian 1 S, "Interes�in �he Froperty" m�ans any�egal or beneficial interest in�he Property, includ�ng, but not Iimited t�, t�hose beneficiai interests transferred in a bond fnr deed, contract for deed, u�stallment sales con�ract or escrow agreemen�, t�ie intent of which is the transfer of title by Barrower at a future d.ate to a purcha.ser. If all or any part af the Property or any Interest in the Froperty is sold ar transferred(or if Borrower is not a natura�persvn and a beneficial interest in Banawer is sold ar transfened}without Lender's prior written consent, Lender may require immediate payment in full of ail sums secured by this 5ecurity Ins�ru.ment. However, th�s option sha�l not b�exercised by Lender if such exercise is prvhibited by Applicable Law. NFBRASKA Single Family--Fannie MaelFr+eddie Mac UNIF�RM 1NSTRUMENT- MERS �� Form 3D28 �1D1 Page 1� of '15 www.dv�magic.com