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��15���1� <br /> B�RRUWER C��ENANTS tha�Borrawer�s lawfu�ly se�s�d of�he es�a�e hereby convey�d and has�he righ�to <br /> grant and�anve��he Proper�y and that th�Praper�y �s un�ncumb�r�d, except fflr encumbrances af record. <br /> Borrower warrants and w�l� defend�enerally the t���e t�the Praper�y against a�� ��a�ms and demands, subject to <br /> any enCumbrances of rec�rd. <br /> T��S S��t�R�TY �NSTRI�MENT c�m��nes unifarm c�venants f�r nat�onal use and non-unifarm c��enants wi�h <br /> �imited variations by jurisdictian�o cons�itute a unifarm security �ns�rum�nt covering real proper�y. <br /> Unifvrm Correnants. Borrower ar�d L�nd�r�ovenant and agree as fo�ia�vs: <br /> '!. Payment of Pr�ncipa�, Interest. Escrow ltems. Prepayment Charg�s, and Late Charges. Borrower <br /> sha1�pay�hen due�he pr�nc�pa��f, and zn�erest on, �he deb�evidenced by the Nate and an�r prepayment <br /> charges and lat�charges due under�h�Note. Barrow�r sha�l a�so pay fun�s for Es�row ��ems pursuant tn <br /> Sec�ion 3. Payment�due under the No�e and�his Securit�Instrumen�shal� b�made in U.�. currency. <br /> �owe�v�r, �f a�zy ch�ck or other�nstrumen�rece��v�d by Lend�r as paym�n�under�he Na�e or th�s Se�urity <br /> �nstrumen� �s re�urned to Lender unpa�d, Le�ader may requ�r�tha�a.�y Qr a�i subsequen�pay�nen�s due under <br /> the N'ate and this Se�urity �ns�rument be rnade in Qne or more of�h�fol�owing farms, as selec�ed by Lender: <br /> �a}�ash; tb}money order; �c} certified check, bank c�i�ck, treasurer's check or cashier's check, pravid�d any <br /> such check is dra�vn upon an in�titution whose depo�its are in�ured by a federal agency, instrumentality, nr <br /> enti�y; ar�d} EleG�ronic Funds Transfer. <br /> Payments are deemed received by Lend�r when received at the�oca�ion designated in�he Nate�r a�such <br /> other�ocation as ma�r be designa�ed by Lender in accordance wi��the no�ice pravi�ians in Sec�ion 15. <br /> Lender may return any payment or par�ial payment if the payment ar partia�pa�men�s are insufficient t� <br /> bring the Loan cUrrent. Lend�r may accept any paym�n�ar partia�paymen�insuf�cient ta bring the Loan <br /> current, wi�haut wai�er of ar�� rights hereunder or prejudice�o its rights to refuse such paymen�or part�ai <br /> pa�rments �n the fu�ure, but Lender�s not ob��ga�ed�o app�� such payments a��he t��ne such payments are <br /> accepted. �f each Per�od�c Paymen��s app��ed as af�ts schedu�ed due dat�, �hen Lender need not pay interest <br /> an unapp�ied funds. L�nd�r may ho�d such unappli�d funds un�i� Borraw�r makes payments t�bring�he <br /> L�an current. If Borrower d�es no�do so wi�hin a r�as�nable periad of t�me, Lend�r shall e�th�r apply such <br /> funds or re�urn them t� Borr��ver. If na�applied ear���r, su�h funds w�l�b�app��ed to the autstanding <br /> princ�pa�ba�anc�under�he Note�mm�d�at��y pr�or to forec�asur�. No affse�flr c�aim vvh�ch Borrawer might <br /> have n�w or in�he future aga�n.st Lender sha�l rel�eve Borro�ver from making payments due under�he No�e <br /> and th�s Security Instrument flr perfarming�he co�renan�s and agre�ments�ecured by this Securit� <br /> Ins�rument. <br /> �. Appl�cati�n �f Payments nr Praceeds. Ex�ept as atherwis�describ�d in���s�e�t�on 2, aZ�payments <br /> accepte�and app��ed by Lender shal�be app��e�. �n the f��l�w�ng order�f pri�ri��r: ta�inter��t due under the <br /> Nate; �b)principal due under�he Na�e; �c� amaunts due under Se���on 3. Such paymen�s shall be app�ied ta <br /> each Periadic Payment�n the order in which i�became due. Any remaining amaunts shall be applied f�rst t� <br /> late charges, secand�o any o�her amounts due under this Security�nstrumen�, and�hen ta reduce the <br /> princ�pal balance of the Note. <br /> �f Lender rece�ves a pay�rzent from Borr�wer far a de��nquent Per�od�� Fayrnen�.which in�Iudes a suff�cient <br /> amoun�to pay any�ate charge due, �he payrnent may be applzed t�t�e delinquen�payment and the la�e <br /> charge. �f more than one Perifldic Payment is ou�standing, Lender may appl� any pa�men�rec�ived from <br /> B�rrower to the repayment of�he Periodic Payments if, and ta the extent that, each payment can be paid�n <br /> full. To the exten��hat an�ex�ess ex�sts after�h�paymen��s appl�ed to the ful�payment af one or more <br /> Perz�dic Paymen�s, such��cess may be app�ied to any�ate�har�es due. Voluntary prepa�rmen�s sha��be <br /> applied�rst to any prepaymen�charges and�hen as descr�bed zn the Note, <br /> N�BRASKA-Sin��e Family-�anr�ie MaelFreddie Mac UNIFQRM IN5TRl3M�NT Fvrm 3�28 7I01 <br /> VMP[�] VMPfi4NE�f�302f <br /> Wolters Kluwer Financial 5er�ices Page 4 Qf 17 <br />