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��15����� <br /> requ�red�y RESPA, and Barrow�r sha��pay�� L�nder the amount necessary t�make up the de���en�� in <br /> a�cardan��with RESPA, but in no m�r�than �2 man�h��payments. <br /> Upon payment�n fu��of all sun�s secured by this Secur�ty �ns�rument, Lender sha��promp��y refund t� <br /> Borrower any Funds he�d by Lend�r. <br /> 4. Charg�s; Liens. BflrroWer sha�l pay alx �axes, ass�ssm�nts, charges, �nes, and imposi���ns at�r�bu�ab�e t� <br /> the Proper�y which can at�ain priori�y o�ver�h�s Se�urity�nstrum.ent, �easehald paymen�s or ground rents an <br /> the Property, if any, and Commun�ty A�snciat�on Dues, Fees, and Assessments, if any. T�the ex��nt that <br /> the��ite�ms ar�Es�row ��ems, Barrower�ha��pay�hem�n�he manner pr��ided in Sec�ion 3. <br /> Borr�wer sha�l pramp�ly discharge ar�y��en vvhich has priority over�hzs S�curi�y�nstrum�nt ur��ess <br /> B�rr��er: �a} agr��s in wr�t�ng to �he paymen�of the���igation secured by the Z�en in a mar�er a�ceptab�� <br /> �o L�nder, �u�only so long as Borra�ver is p�rf�rming such agre�ment; �b} cont�sts�h���en in good fa�th by, <br /> ar def�nds aga�nst enf�rc�ment of th��ien in, l�ga�pro�eedings which�n Lender's op�niar�apera�e t�pr�vent <br /> the enforcem�nt of�he lien while th�se pr�ceedings ar�pending, bu�only until such pr��eedings are <br /> �anc�uded; or�c} secures from�he h��der�f�he l��n an agreement sa�isfactar�to Lender sub�rd�na�xng�he <br /> lien to��Zxs��curity �nstrument. �f Lender d��erm�nes that any part of�he Prapert�is su�ject t�a l�en which <br /> can at�ain pr�ori�y o�er�his�ecuri�y Instrumen�, L�nder may g��re Borraw�r a na�ice iden�ifying the l�en. <br /> �Vithin �D da�rs�f the da�e an which that not�ce is given, Barr�wer shall satisfy the�ien or�ak�one or mare <br /> of�he ac�ivns set f�rth abave�n this Sectian 4. <br /> Len�.er may requ�r�Barrower to pa�a an�--���ne charge for a rea� esta�e�ax verif�cat�on andl�r report�r�g <br /> servi�e u��d�a� Lender in connect�o�.�vi�h this Loan. <br /> 5. Pr�perty Insuran�e. B�rrovv�r sha��keep th�impravemen�s now e�isting or hereaft�r erec��d�n the <br /> Property znsured against�o�s by fire, hazards inc�uded within the t�r�m "extended coverage," and any other <br /> hazards inc�uding, �u�nat���n��ed��, ear�hquakes and flo�ds, for which L�nder requ��es insurance. This <br /> �nsuranc�sha��be maintained�n th�amaunts �znc�uding deduct�bl��evels} and f�r the p�r�ads�hat Lend�r <br /> requires. �Vha�Lender requires pursuant t� �he precedzng sentences�an change dur�n��he terrn�f the L�an. <br /> The insurance carr�er pr��iding the insura�.c�shall be ch�sen by Borrovver subjec�to Lend�r's right�a <br /> disapprove Barr��ver's choice, which right sha��no�be ex�r�ised unreasonab��. Lender ma�r�quire <br /> Borro�ver to pa�r, in cann��t�on wzth this Loan, ex�her: �a} a one--�ime charge f�r fl�fld zone determina���n, <br /> cert���ati�n and�rack�ng s�r`r�ces; �r�b} a ane-�ime charge for flood zon�deter.�n�na��on and cer����ation <br /> serv�ces and subsequent charges each time remappings or sim.��ar chang�s occur which reas�nab�y mu.gh� <br /> affect such determination or��r�ifieat�on.�Borr�wer shall alsa be responsib��f�r th�payme�t�f any fees � <br /> imp�st�by th�F���ral Emergen�y Management Agency in conne�tian wi�h�he rev��vv of any fl�fld z�ne <br /> de��rminatian resulting frarn an��jection b�r Borrower. <br /> �f Borrawer fa�ls to ma�n�ain any of�he coverages descr�b�d abo�e, L�nder ma�r ob�ain.�nsurance coverage, <br /> a�Lender's option and Barrower's ex.pense. Lender is under na�b��ga�ian�o purchase any part�cu�ar t�rpe�r <br /> amaunt of coverage. Therefore, such coverage shall cover Lender, bu�might or m�gh�no�protect B�rr�u�er, <br /> Borrower's equity in the Proper��, or�he c�ntents of the Proper�y, aga�nst ar�y r�sk, hazard�r�iab�lity and <br /> might pr�v�de greater flr lesser c�verage��an was pre�iausly in effect. Bnrro�v`r�r acknav�rledg�s �hat the cost <br /> of�he insuran�e coverage s��b�ained m�igh�s�gnif�cantly e�ce�d the cast of�nsurance that B�rr�w�r�ou�d <br /> have obta�ned. Any amounts d�sbursed by L�nder under�his Sect�an S sha��bec�me add����nal debt of <br /> Borrow�r secured by this Secur���r Instrum��n�. Th�se amounts sha11 bear in�eres�at the N��te ra�e f�om the <br /> da��of�i�bursement and shal�be payable, w��h such�nt�res�, upon no�ice fro�rn L�nder t�B�rr�wer <br /> requesting paym�n�. <br /> N�BRASKA-Single Fami[y-Fann�e MaelFreddie Mac UNi�aRM 1NSTRUMENT �orm 3D�8 11q1 <br /> VMP Q VMP6tN��t'I3�2f <br /> Wolters Ktuwer�inancial Ser�ices Page fi o#'!7 <br />