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��15����� <br /> B�RR�VVER CDVENANTS tha�Borrawer�s �awful�y sezsed of the estate hereby c�n�e��d and has th�r�ght t� <br /> grar�t and�on�vey the Property an.d tha��he Pr�perty �s unencum�bered, excep�f�r encumbrances of re��rd. <br /> Borrower warrants and w��� defend general��r the�itXe�a the Property aga�nst a�� c�a�ms a�ad demands, subject�� <br /> any�ncumbrarices of re�ord. <br /> THIS SECUR�'TY INSTRL�M�NT com�xnes unif�rm�o�renar�.ts for nati�nal use and non-uniform cavenan�s w��h <br /> l�mi�ed variat��ns by jur�sdiction to const�tute a un�form se�ur�ty�nstrumen�cavering r�a1 property. <br /> Un�form Cavenants. Borrawer and Lend�r covenant and agree as fo�lows: <br /> 'I. Payment of Principal, Interest, �scraw Items, Prepayrnent Charges, and Late �harges. B�rrower <br /> sha��pay when due�he principa� �f, and int�rest on, �he debt�vid�nc�d by the No�e and any prepa�ment <br /> charges and�ate Charges du�under the Nate. Barrow�r sha�l also pay funds f�r Escrow �t�ms pursuar��to <br /> Sec�ian 3. Payments due und�r the N�te and this S�curity Instrument shal�be made �n U.S, currency. <br /> Howe�er, �f an�r check or other ins�rumen�recei�ed by Lender as payx�ent under�he Note ar this Se�urx�y <br /> Instrum�nt is r�turned tfl Lender unpaid, Lender ma�r require tha�any or a�l subsequen�paym�nts du�under <br /> th�Irlate and this S�cur��� �nstrumen�be made �n one or m�re of�he fo�lowing forms, a� se��cted�y Lender: <br /> �a}�ash; �b}m�n�y order; �c} certzf�ed check, bank check, treasurer's check�r ca�hier's cheGk, provided an� <br /> such�h�ck is�rawn upon an�ns�itu�ion wh�se dep�s�ts are �nsur�d by a federal ager�cy, �nstrumen�a�i�y, ar <br /> entity; �r�d} Electranic Fund�Transf�r. <br /> Paymen�s are deemed rec�ived�y Lender when recei�ed at the�acation designated �n�he Nate�r at such <br /> �th�r loca��an as ma�be design�.ted by Lend�r ir�accordance�v�th the not�ce prov�sions in Se��ian �5. <br /> L�nd�r may return any payment or partial pa�ment if the paymen��r par��a�paymen�s are insuffic�en�tn <br /> bring th�Loan curren�. Lender may accep�any paymen�or pa.r��al pa�xnent insuf�c�en�to bring the Laan <br /> �urrent, withou�wai�er of any r�ghts hereunder or pre�ud�ce to i�s rights t�refuse such payment or par�ial <br /> payments�n th�future, but L�nder is nat ob�igated t� apply such paymen�s at the t�me�uch payments are <br /> accepted. �f each Per��dic Payment i� app�ied as of i�s s�heduied due da�e, then Lender need no�pay in�erest <br /> on unapplied funds. Lender may h��d such unappl�ed fun�.s unt��Barr�wer mak�s payments to�r�n��h� <br /> L�an curren�. If Borrower does no�do so wit��n a reasanab�e period of�ime, Lender sha11 e�ther app�y such <br /> funds or return them ta B�rrower. If n��applied earlier, such funds wi11 be app�ied ta the autstanding <br /> pr�nczpal balance under the No�e immedia�ely prior�n foreclasur�. N�offset ar c�azm whzch Borrower m�ght <br /> have nou� or�n�ae fu�ure aga�nst Lender sha�l relieve Borrower fr�m making payments due under�he N�te <br /> and thi� Security �nstrum�nt or perf�rming the�ovenants and agreem�.�nts s�cur��by this SeGur���r <br /> Ir�,�trurne�t. <br /> Z. App�icativn �f Payments or Pra�eeds. E�cept as otherwise described in this Sectzon�, a.�i paymen�s <br /> acc�pted and appiied by Lender sha�l be applie�in the f�ll�wing order of pr�or�ty: �a} in�erest due under the <br /> No�e; �b}pr�nczpa� due under�he Na�e; �c} am�unts due under�ec�i�n 3. Suc�payments sha���e app�ie�.to <br /> each P�riadic Pa�rmen�zn the�rder�n v�hich it became due. Any rem.a�n�ng am�unt� sha�l be appized�rs�to <br /> �at��hargts, s�cand�o any other amaunts due under th�s Secur�ty �nstrum�nt, and�h�n�fl reduce the <br /> pr�ncipal ba�an�e of the Note. <br /> �f Lender receives a payment fr�m Borrawer for a delinquent Per�odic Pa�ment wh�ch�nc�udes a suf���ent <br /> amoun�to pay any�ate charg��ue, the payment may be appl�ed�a th�delinquent paymen�arid the Ia�e <br /> charge. �f more than ane Periodic Payment is outs�anding, Lend�r may apply any payment recei�ed fram <br /> Borrower to the repaym�nt of the Periodic Paym�nts if, and t��he extent�hat, each paym�nt�an b�pa�d in <br /> fu��. To�he�xten�tha�any excess exis�s af�er the payment is app�ied�o the fu��paym�nt of o�e or m.or� <br /> Perzod��Paym.ents, such ex�ess ma�be applied t� any late charges due. Voxuntar�prepaymerits sha���e <br /> app��ed�rst��any prepayment charges and th�n as described in the Note. <br /> N�BRASKA-Single�amily-�anr�ie MaelFreddie Mac UNIF�RM INSTREJMENT �arm 3�28 114'i <br /> VMP� VMPfi4N�){�#302� <br /> Wafters K�uwer�inancial Ser�ic�s Pag�4❑�i 7 <br />