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��15��151 <br /> '1�. Borrawer Not Released; �orhea�ance gy Lender Not a Vlla��er. �xtension of�he�im�for payment or <br /> mad�f�catian of amortizat�fln of the sums secured by�his Se�urity Instrument granted hy Lender to Borrower <br /> or any Successor in Interes��f Borrower shali na�opera�e to release the Iiab��ity of Borrower or any <br /> Su�cessors �n Interest of Borrov�r�r. Len�er shall na�be requ�red to commence proceed�ngs against any <br /> Su�cessar in�nterest of Borrawer or to refuse to e��end�ime f�r pa�ment or otherv�r�s�madif� amartiza�ion <br /> �f the sums secured by this Se�urity �ns�rum�nt��reas�n of an�demand made�y the ariginal Barr�wer or <br /> any Successors �n Interest of Borrower. Any fflrb�arance by L.ender�n exercising any r��ht or r�medy <br /> �n�luding, wi�hout��mita�ion, L,ender's acceptance�f paym�n�s from�h�rd persons, entities or Successors�n <br /> �nterest of Bflrrow�r or in amoun�s less�han�he amaun�then due, shali nti�be a wa��er of�r preclude��e <br /> �xercise af any right or r�medy. <br /> �3. Jflint and Severa� Liabi�ity; �a-s�gners; SuCCesS��'S and A�S�gns Bound. Borrower cflvenan�s and <br /> agre�s that Borrov�rer's obligat�ons and �iabii�ty shal�be�oin�ar�d se�era�. �Iowe�er, any Borrower who <br /> c�-s�gns�h�s Securit�r�nstrumen�bu�does not execute�he No�e�a "ca-signer"}: �a} is�o-signing�h�s <br /> Securi�y �nstrument onl�to mor�gage, grant and con��y the co-s�gner's interes�in�he Praper�y under the <br /> terms of�his Security Ins�rument; �b� is n�t persanall�obligated to pay the sun�s s��ured�y this Securi�� <br /> �ns�rument; and �c} a�rees tha�Lender and an�o�her Borrower can agree ta ex��nd, modi�r, forbear or make <br /> any accommoda�ions with regard to the terms flf�his Se�ur�ty Instrumen�or the Nate w��hout the co-si�ner's <br /> �onsen�. <br /> Subjec��o the prov�sions af Section 1 S, an� Succ�ss�r�n Intere�t�f B�rr�wer who assumes Barrow�r's <br /> obligations under�hi� Securi�y Instrument in writing, and is appro�red by Lender, sha��flbta�n a11 of <br /> Borrower's rights and benefits under this Se�urity�nstrument. BQrrawer sha�i not be re�eased from <br /> Borrower's obl�gations and lia�ili�y under�his Security �nstrument un�ess L,en�.er agrees to such r��ease�n <br /> wri�i�g. The c�venants and agr�ements of th�s Security Ins�rument shail b�nd�excep�as provided in S���i�n <br /> 2�} and bene��the success�rs and assigns of Lender. <br /> �4. Loan Charges. Lender may charge B�rrou��r fees for s�r�ices performed�n conne�tion�v��h B�rrower's <br /> default, for�he purpose of pr��ecting L.�nder's �n�eres� in the Proper�y and r�gh�s under�h�s Securi��r <br /> Instrument, �nclud�ng, �ut not�imited to, at�orne�s' fe�s, prope�� inspec�ion and va�ua�i�n fees. �n regard�o <br /> any other fees, the absence af�xpress au�hori�� �n this Secur��� �nstrument to charg�a spe��f�c fee to <br /> Barrovver sha�� na�be construed as a pr�hibition fln�he charging of such fee. Lender may no��harg�fees <br /> �hat are e�.pressly proh�b�Yed by th�s Securi��Ins�rument or�� Applica�le Law. <br /> If�h�Loan is subje�t to a�aw which se�s n�aximum Iaan charges, and that law is f�nally interpr�ted so tha� <br /> the interes�or oth�r loan charges col�e�ted�r�o be collec�ed in�onnection v�ith the Lnan ex�eed the <br /> permit�e�Iimi�s, �hen: �a} any such�oan charge sha��be reduced by�he amount nec�ssar�ta reduce the <br /> charge�o�he perm�i��ed��mit; and�b} an� sums alread�r co��ected from Borrov�er vvhich exceeded penrni.�ted <br /> limits wiil be refunded�o Borrower. L..�nder may choose�o make this refund by reducing�he principal owed <br /> under�he No�e or by making a dire�t pa�men�t�Borrower. Yf a refund reduces pr�n��pa.l, the reduct�on�il� <br /> be treated as a par��al prepa��x�.ent withou�any prepayr�ent charge�whether or no�a prepayment charge is � <br /> prfl�r�ded for under�he N�te}. Borrov�rer's a�cep�ance af an� such refund made by direct pa�ment tio <br /> Barrower w��i constitute a wai�er of any r�ght�f acti�n B�rr��nrer might have arising au�of such a�ercharge. <br /> '15. Not�ces. Ai�nat�ces given b� Borrower ar L�nder in conne���on wi�h�his Securi�y �nstrument must b�in <br /> v�rxt�ng. Any nat�c�ta Borrovver in cnnn�ctian with�h�s Security Ins�rumen�shali be dee�r�.ed�a�.a�e been <br /> given to gorrawer wh�n mai��d hy �rst c�as�mail or when actually de�ivered�a Borrower's natice address zf <br /> s�nt by nther�neans. Notice to any one Borrower shall cons�itu�e no�ice to a�I Borrov�ers un�ess Appiicable <br /> Lav�expressl� requ�res o�herwis�. The not�ce address shall be the Property Address unless Borrower has <br /> NE@RASKA-5ingi�Family-�annie MaelFreddie Mac UNIFQRM tNSTRUM�NT Farm 302$114'� <br /> VMP Q VMPfitNE}{�#3n2j <br /> Waiters Kiuwer Financial Ser�ices Page 1'�of 17 <br />