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��15��11 A��insurance policies requ�ir�d by Lend�r and renev�als of such pali�ies sha11 be subj ect t�Lender's ri�ht to disapprove su�h poli�es, shall include a star�dard mor�gage clause, and s h a l l narne Len d e r as mor�gagee andlvr as an additiona�loss payee. Lend�r�ball have the righ�to h�ld the p�lxcies an�l re�newal certiifi�ates. If Lender requires, Borrower sha11 promptly give to Lender all re�ceipts of paid premiums and rene°wal n�tices. If Bon�wer�bta�ns any form oF insurance caverage, na��therwise required by Lender, for dama�e tv, or destruct�on�f, th�Property�, such policy shall include a standard mor�gage clause and sha11 name L�n�ier as mort�agee an.dlor as an additional loss payee. In the event of loss, Borrower shall give prampt nvtiGe to the insuran.ce carrier and I�ender. Le�nd�r may make proof of lass if not m�a�de prom�ptly by Bnr�'ower. �Tn�ess Lender and Banower�therwise agree in w�itin , any insurance praceeds, wbe�h�r or not the underlying insurar�ce was required by L�d�r, shal.l be � a lied to restoration or r�pair of the Pruperty, if the restoration or repair is economically feasible and PP Lenrl�r's security is nvt�essened. Durin�such repair and re�4taration peri�d, Le�nd�r shall ha�e the right ta hold sucb insurance prviceeds ux�til Le�nd�r has had an�pportuility ta inspect such Property tn ensure the work has been com�leted to Lender's satisfactivn, provided th,at such inspection shall be undertake�n rom tl . Le°nder may disburs�proceeds for the repairs and r�storation�n a s�ngle payment or in a sezies af � pY ro ess payrne�nts a�the work is cample�ted. Unless an agreeme�nt is macie in vvriting�r APP�icable Law � � requires interest t�be paid on such insuran�e proceeds, Lender shall nat be required to gay Barrower any interest or earnings vn such proceed.s. F ees for public adjuste7s, or other thir�parti�s, r�tained by B�rrowe�' shall not be pa�id out of the insurar�ce proceeds an►d shall be the sale�bligati.on of Borrower. �f the r�storation or r a�ir is not economicatly feasible or Lend�r's�curity would l�e lessened, the insurat�ce pr�ceeds shall l�e � a li ed to the sums secured by thi s SecuritY I��drument, whether'or not then due, with the excess, if any, PP P aid tv Borrower. Such insurance proceeds shal�l�e applied in the vrder provided for�n 5e�tion�. If Barrowez abandons the Property, Lender may file� negotiate and se�ttle any a�ailable insurance claim and related m�iters. If Barr�wer d�es not resp�nd within 3D days to a notice from Lender t�at the insurance carr�er ha�s ofF�red tv settle a claim, the�n Lender may negvtiate and settle the claim. The 30-day periud will be 'n when the notice is given. In either�vent, or if Le�deT a�quires the P�'opezty unde�'Section 22 or � otherwis�, Borrower hereby assigns�o L�nder[a}Barrower's rights tv any�n.surance proceeds in an amau�t not to exceed the amaunts uupaid und�r the l�ote vr this Security Ins�rume�nt, and(b}any other�f Borrowe�r's ri ts(other than the right to any refund vf unearned pre°miums paid by Barrower}ur�der al1 � insuran c e �i�i e s G o�e ri n�t h e P r o p e r t y, i n s o f a r a s s u c h r i g h t s a r e a p p l i c a b l e t o t h e c ov e r a ge o f t h e P� p Y.a , L e n d�r m a y u s e t�i e i x�s u r a n c e p r o c e e d s either to r e pair or restore t he P rop e�rt y or tv pay am o u n t s �Y . . u n p a i d u n d�r t h e N�t e o r t��s S e c u n t y I n s t r u m e n t, w h e t h e r or not t hen due. �. C3�u n . Borrower shall occupy, establish, and use the Fropert�r as Bvrrower's pr�ncipal resid�nce i� �Y within 6�days after�he executivn af this Security Instrtr�ne�t aud shal.l continue to oGcupy the Praperty as Borrower's rincipal resid�nce for at least one year after the date of occupancy, unless L�nder ot�erwise � a ees in writing, which consent sha1�not be unr�sanably w�ithhel�., or unless extenuating cu' ces � ' n o�. ex�st wh�ch are beyvnd Borrawer s co tr' 7. Pneservat ion, M aintenanre and Prvte�ion �f the Property; l nspect i�n�. Borrower shall n�t destroy, dama e or im air the Property, all�w the Prapezty t�cl�teri�rate or commit waste on the Praperty. �Vhether' � � or not Borrawer i s residing in the Property, Bvr�'ow'er'shal.l maintain the Property in vrder to prevent the Pro from deteriaratin�or decreasing in value due to its condition. Unless iti is determined pursuant to P�Y 5�ction 5 that repair or restoration is n�t ecanvmical�y f�asible, Bvrrower sha11 prvmptly repair tb►e PrvperrY if dama ed to avoid further deteri�ration�r damage. If insurance�r cc�nderrmatian proceeds ar�gaid in � connection with dama�e tv, or th�ta�ing of, the Prape°rty, Barrowe�x�shail be respansible far repairing or restorin tbe Fro only if L�nder has reteas�d praceeds for su�h purposes. Lender may disburse proce�ds g p�'Y 23�Q353487 D V�TdE N�BHASKA-5in�la�amify-Fannia Mael�r�ddie MaG UNIFQRM INSTRUMENT Form 302$1�Q1 VMP(�} VMPBtN�3 R93U�i Wolters Kluwer Fin�n�ia!5ervices Pape 7 of 17