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��14�515� services and subsequent charges each time remappings ar similar changes occur which reasonably might affect such determinatian�r certification. Bono�er sha11 also be responsi�le for the payment of any fees imposed by the Federal Emergency Management Agency in.con.n.ection with the review�f any flood zone determination resulting from an obj ection by Barrower. If Barrawer fails ta maintain any of�he coverages described above,Lender may abta.�n insurance coverage, at Lender's opt��n and Borrower's expense. Lender is under no ob��ga��Qn t�purchase�.n}�particular type or amount of cnverage. Therefore, �uch co�erage sha11 c4ver Lender,but might or might nat protect Borrawer, Borrower's equi�in the Pr�perty,ar the cantents of the Pr�perty,against any r�sk,hazard or t�ability and m�ght pro�ide greater or lesser coverage�han�as pre�iously in effect. Barr�wer acknowledges�ha�the cost of�he�nsurance co�erage so obtained might signifcantly exce�d the cost af ir�surance that Barrow�r cauld ha�e obtained.Any amounts disbursed by Lender under this Section 5 sha11 become additi�nal debt of Borrawer se�ured by this Security Instrument. Th�se amounts sha11 bear interest at the Note rate from the �iate af disbursement and shati be payable,�vith such interest,upon notxce from Lender to Borrawer requesting pa�ment. A11 insurance paticies required by Lender and renewal�of such po��cies shail be subject to Lender's right to disappro��suc�h po��cies, �hal1 rnc�ude a standard mortgag�c�ause,and sha1�nam��.ende�'as mortgagee andlor as an additional��ss paye�. Lender shall ha�e the right ta ho�d the policies and renewal certificates. If Lender requires,Borrower sha11 prompt�y give to Lender all receipts of paid premiums and re�ewal na�ices. �f Borrower obtains any f�rm af insurance coverage,not otherwise required b�Lender,for damage �o,or de struction o f,the Prap erty, such go��cy sha��inc lude a standard mortgage c lause and sha��name Lender as mortgagee andlor as an additivnal�ass payee. In the event af 1ass,Borrower sha11 give pr�mpt n�tice to the insuranc�carrier and Lender, Lender ma}� make pro�f of loss if not made promptly by Borrower.Unless Lender and Borrower other�vise agree in writing,any�nstuance proceeds�whether or not the un�derlying rnsurance was required by Lender, sha�l be app�ied ta restaration or repair of the prope�rty, if the restoration or repair is e�onamically feasible and Lender's security is not lessened.I]uring su�h repair an.d restora�ion period� Lender sha11 ha�e the right to ho�d such�ns�a�ce�aroc�eds u��ender has had an o��orri�ni�to inspe��su�ch Property ta�nsure the work has been completed�o L�nder's satisfa.ction,prvvided��at such in.spection shall be undertaken promptly. Lender may disburse proc�eds for the repau�s and restaration in a s�ngle payment or in a series of progress payments as the work is campleted.Unless an agr��men�is made in�v�riting�r App�i�able Law requit'es int�rest tv be paid on such insurance proceeds,Lender shall not be re�uired�o pay Borr�wer any interest or eamings an such proceeds.Fees for public adjusters,or o�her thi.rd parties,retained by Borrower sha��n.ot b��aic�vut�f the insura�ce proceeds and�ha��be the s��e Qb��gat�o�of��-a��. �f the restorat�on or repair is not economica�ly feasibie or Lender's security vvould be l�ssened,the insurance proceeds shal�be applied ta the sums secure�ll�y this Security Instrument,whether or not then due,with the excess, if any, paid to�orrower, Such insurance praceeds shall be applied in th�order provided far in Sectio�a 2. If Borrower abandans the�roperty,Lender may fi1e,negotiate and settle any available insurance claim and r�lated matters. �f Borrow�r do e s not re spond�vithin 3�days to a notic e from Lend er that the�nsuranc e carrier has offered�o settle a claim,then Lender may negotiate and settle the claim. The 3�-day periad wi1� - begin when the notice is gi�en. In either event,or if Lender acquires the Property under Section 22 or otherwise,Borro�ver hereby assigns to Lender�a}Borrower's rights to any insurance proGeeds in an amount not to exeeed the amounts unpaid under the Note or this Security Instrument,and(b}any other of Borrower's ri�hts�a�her than the right to any refund of u�earned pr�miums paid by Borrower�under a1� insurance policies covering the Property, insofar as such rights are applica�le to th�coverage of�he Property. Lender rna�use the insurance proceeds either to repair or rest�re the Pr�perty�r ta pa}�ama�nts unpaid und�r the No�e or this Security Instrument,whether ar not then due. NEBRASKA�ingle Family-Fanr�ie MaelFr�eddie Mac UNIFbRM INSTRl1MENT W�TH MERS FoRn 3Q28 1JU1 VMP� VMPfA�NE}�13Q2�A4 Wolters Kluwer Financial Seniices Page 7 of 17 q433339��497 �233 25$ �717