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� ��14�515�
<br /> The Funds shall be he�d in an institution whose depasits are in�ured by a federal agency, instrumentality,or
<br /> entity�including Lender, if Lender is an institu�ion whos��eposits are so insured)or in any Federal Hom�
<br /> Laan Bank. Lender sha11 apply the Funds to pay�he Escrow Items no later than the time specified un�ler
<br /> RE SPA. Lender sha11 not charge B�rrov�rer for holding and app�ying the Funds,annually analyzing the
<br /> escrow accou�t,�r verifying the Escro��tems,unless Lender pay�Borro�rer�nterest on the Funds and
<br /> Applieable Law permits L�nder to mak�su�h a charge.Unless an agreenlent�s made in writing�r
<br /> Applicable Law require�interest to be paid on the Funds,Lender sha11 not be required to pay Borrower any
<br /> inter�st or�arnings an th�Funds. Borrower and Lender can agr�e in wr�ting, however,that int�rest shall be
<br /> paid on the Fur�ds. Lender sha11 give to Borrower,without charge,an annua�accounting of the Funds as
<br /> requi.red by RE SPA.
<br /> If there is a surplus of Funds held in escrow,as defined under RE�PA,Lender shall account to Borrower for
<br /> the excess funds in accordanc�wi�h RESPA. If there is a sh�rtage af Funds held in escrow,as de�ned under
<br /> RE SPA,Len.der sha11 no��fy BorrQwer as required b�RE SPA,and B�rrower sha11 pay to Lender�he amount
<br /> necessary to make up the shortage in accordance with RESPA,but in n�mor�than 12 month�y payrrr�ents. If
<br /> there is a def�ciency of Funds h�ld in escrow,as defined under RESPA,Lender sha11 notify B�rrower as
<br /> required by RESPA,and Borrotiver sha11 pay to Lender the amount necessary to mal�e up the defic�ency in
<br /> accardance with RESPA,but in.no more than 12 monthly payments.
<br /> Upon payment in fuil of a11 sums secured by this Security Instrument,Lender sha��gromp�ly refund to
<br /> Borro�ver an.}�Funds he�d by Lender.
<br /> 4. Charges;Liens.Borrower shall pay a11 taxes, assessments, charges, fines, and imposition�attributable ta
<br /> the Property v�hich can attain priority o�er this Security Instrument, leasehold payments or ground rents on
<br /> the Property, if any,and Community Asso�ia��on Dues,Fe�s,and Assessments, if any. To the extent that
<br /> these items ar�Eserow Items,Barrower shall pay them in the manner prvvided in Section 3.
<br /> Borrower sha11 promptly dis�harge any lien which has priority ov�r this Security Instrument unless
<br /> Barrower: (a�agrees in�vri�ing to the payment of the obligation secured by the lien in a manner accepta.ble
<br /> to Lender,but only so long as F3arro�ver is performing such agreement;�b}contests the lien in gaod faith by,
<br /> or defends against enforcemen�of the lien in, 1ega1 proceedings v�hich in Lender's opinion aperate to pre�ent
<br /> the enforcement of th�lien while thase proceedings are pending,but only until su�h pro�eedings are
<br /> conc�uded;or(c�secures from the holder of the 1i�n an agreement satisfactory to Le�der subordxnating the
<br /> lien to thi�Securit�Instrument. If Lender determines that any part of the Property�s subject to a lien which
<br /> can atta�n priorit�over this Security Instrunlent,L�nder may gi�e Bar�rower a notice identifying th�1ien.
<br /> Within ��days of the date on which that notice i�giv�n,Borrower sha11 satisfy the lien or tak�a�e or more
<br /> of the actians set forth abo�e in this Section 4.
<br /> Lender may require Borr�wer to pay a ane-time charge for a real estate tax�erification andlor reparting
<br /> ser�iGe used by Lender�n c�n.nec�ion with this Loan.
<br /> 5. Praperty Insurance.Borro�ter shall keep the improvements na�ex�sting or h�reafter erected�n the
<br /> Property insured against loss by fire,ha.�ards included within the term"extended coverage,�'and any other
<br /> hazards�ncluding,but nat 1�mited ta, earthquakes and flood�, for which Lender requires insurance. This
<br /> insurance sha1�be marntained in the amoun�s��ncluding deducti�le levels}and for t�te periods that Lender
<br /> requires. �1Vhat Lender requires pursuant�o the preceding sent�nces can cha�age during th�term Qf the Loan. �
<br /> The insurance carrier providing the insura�ce shall be chosen by Borrower subject to Lender's right ta
<br /> disapprove Borro�rer's choice,which right sha11 not b�exercised unreasonabl�. Lend�r may require
<br /> Borrower to pay, in connecti�n�v�th this Loan, either: (a}a one-time charge for flood zane determination,
<br /> certificati�n and tracking ser��ces;ar(b}a one-time ch�rge for flood zone determination and c�rtif�cat�vn
<br /> NEBRASKA,Sing��Family-Fa�nie MaelFreddie Allac UNIFQRM IMSTRUMENT WiTH MERS Form 3428 1141
<br /> VMP� VMPfiA(NE}�1302}.44
<br /> Wolters Kluwer Financial 5ervices Page fi of 17
<br /> q033339�z497 D233 z58 �617
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