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��14�S�1S <br /> required by 1�ESPA, and Borrower sha.��pay�o Lender the amount r�ecessar�to make up�ie de�ci.�ncy i�n <br /> accardanc�w�.�i RESPA, bu�in no more�h.an 12 monf.�ly payxnents. <br /> Upo�paynment in fu�.�of a11 sums secured by th�s S�curity Instrurment, Lender sha:�l pr���tly refund to <br /> I3orra�uer ariy Funds he�d by Lender. <br /> 4. �h a rg es� L[e�s. Borro-vv�er sha1�.pa�r aI���xes, as sessments, charges, �i�:�s, and imp osi�ons attributab�e to <br /> the Property whic�.can atta�.n priori�y over�hi.s Security Ixa.s�rum�nt, �.ea.�eh.old paym�nts or groun.d rents on <br /> the Proper�y, �f any, and Community Associa��on I]u�s, �ees, a.�d.Assessments, �.f any. To�.e extent that <br /> these xtems are Escravv Items, Borrower shall pay t�iem in�he ma�ner prov�ded in Sec�ion 3. � <br /> Borrov�r�r sha1l prampt�y d.�s�harge aza.y lien which has priority over�iis Securz�y In�trument un�.ess <br /> B�rraur�r: [a)agrees in v�ri.�ing to the paymexzt of the abligatior�secu:red by the I.zen in a manner acceptable <br /> �a Lender, but only s�Ior�g as Borr�wer is perfQrm�.ng sucli agreemen�; �b)contests the��en�n gaod fa.�tli by, <br /> or defends aga.��.:st enforcement of the Ixen�n, l.egal proce�da.�gs whi_ch ir�Lender's�pinian operate to prevent <br /> the enfor�ement�f the�ien whi�e those proceed�ngs are pencling, but only until such proceedings a�-e <br /> c�ncluded.; ar�c� secures from.the holder�f the�i.en ax�agreement satisfactory ta L��zde�subardina�.n�the � <br /> �ien to this Sec�-ity Instrument. If Lender detex�cxunes�at any part of the Property is subj ect t�a�.xen urh�.ch <br /> can a.ttain.priority aver this Security Ira�truna.ent, Lerider may gzve Barrower a no�ce�dent�fying�he Izex�. <br /> ��th�n. 1�days of the date�n v�hich�hat notiee zs g�ven, Borrower sha:l�satisfy�he��.e��r�a�e one or more <br /> of�h�acti.on:s set fQr�h above�n tbis Sect�an 4. <br /> Lender may requ.�re Borrower�o pay a one-time charge for a real.est�.te�ax ver�f�cation andlor rep�r�ing <br /> serviee used by Lend�r i�conn.ec�ion v�ri�h thi.s Loan. <br /> 5. �ra p e r�y 1 ns u�a�ce. Borro�wer shall keep�he improven�ents novt�exist7ra:g�r hereafter ereeted�n the <br /> 1'roperty insux-ed:again.�st�oss by�re, ha�ards xncluded with�.x�the terrn'{e�tended cove�ag;e,°' and any�ther <br /> �a.azards�.n.c�ud�ng, but no���mi�ed ta, earrth�uak�s and fl.aoc�s, for whi.ch]Lender requix-e��ns�ance. I'�ais <br /> �surance sha11 be maxntained�n the amaun�s��ncl.udirig deducti:ble leve�s} and far�he periods that Lender <br /> �requ�res. �Ll�ha�L�n�der r�quires pursua�it to the prece�ing sentences c�n chang�during the term�f�he�.oan. <br /> The insurance carri:er pr�vzdi-�g�he�nsurance sha�l be chosen by BorrQwer subj ect to�C.e�xder's rxght�o <br /> disappr�ve B�rro�rer`s choice, wh�ch r�ght sha�.�.r�ot b�exerczsed unreas��ably. Ler�der may r�quire <br /> Borrawer to pay, in cox�.a.ection v►�th thi.s Laan, e�ther: �a�a o�xe-time charge for f�ood zone deter.m�.natx�n, <br /> cert�f�ation and track.zn�serv�ces; or�b� a one-time charge for flo�d zone determY.nat��n and certificat�on <br /> serv�ces and subsequer�t charges�ach�i_me remappxngs or s�Iar cha�ges occuar�vhicY�reasonably might <br /> affec�such deter�ninatiQ�ar certificatxon. �3orrower sha��alsn be responsib�e for fhe payment of any fees <br /> imposed by the Federal.Emergency Management Agency in eannec�on v�th t�.e revxe�r af any fl�od�on� <br /> determina�zorn resui�ing from a�.obj ec��.an by�3arr��v-er. <br /> If Borrower fa�ls to ma�ntair�any of the eaverages de�cxYbed abave, Lender x�n.ay ob�ain�nsurance coverage, <br /> at Lender's�ptior�and�orro�wer's e�.pense. Lender i.s�.nder no�bligation�o purchase any particulax-type or <br /> am�unt of coverage. Therefore; such cov�rag�sha��cover Lende�, but might or migl�t�ot pro�ect Borrower, <br /> �3orrow��-'s equity in�he Prflperty, ar the conten�s of the Proper�y, agai�st any r�sk, ha�ard.or Iiabi�ity and <br /> migh�pr�vide greater or l.esser cflv�rage than was prev�ously�n effect. Borrower acknow�ed.ges-�h.at the�os� <br /> of the�n�urance coverag;e sa obtai�..ed migh�signif�.cant�y exceed the c�st of�.x�surar�ce�hat Borrov�er could <br /> have ob�ained. �ny amaur�.ts d:�.sbursed by Lender urider this SeGt�o�� shall became adc�..it�onal debt of <br /> Borrawer secured by th�:s Secur�ty Ins�rum�nt. These a�iounts shall bear�nteres�at the Note ra�e fron��he <br /> date of d�.sbursement and sha11 be payabl.e, Wl�l.5uC�1 lllt��'�5t, upon notiee frorn Lender to Bo�rav�er <br /> request�ng payment. <br /> �44Q7fi5� <br /> NEBRASKA-Sir�gle�am i[y-Fannie M aelFr�ddi�1Vl ac UN]FDRM INSTRUM ENT Forrri 3a28'I!�� <br /> VM P Q VM P6�NE}(�30�} <br /> V�Tolters Kluw er Fir�ar�cia[ServEc�s Pa ge 6 of 9 7 <br />